Fraser Finance Solutions

23/10/2026

I ordered two packages recently. Only one turned up.

I rang the company and they had no idea where the other one had gone either. We had a good laugh about it, and they sorted it without any fuss.

Here is what stuck with me: they were honest. No excuses, no made up story, just “we haven’t a clue, but we’ll put it right.”

That is how I run things too. Tell the truth and you never have to remember what you said.

I am self employed, so I can build a deal around you and your business, with nobody else to answer to. Honest advice, straight talking, and a parcel that actually arrives (fingers crossed).

Your business. Your finance.

fraserfinancesolutions.co.uk

SmallBusinessUK

12/10/2026

06/10/2026

I’m taking Scottish business owners round 18 holes for a proper chat. No studio, no script, no polish. Just two people on a golf course talking about what it’s really like to run a business.

Run a business? Tradesman, shop owner, contractor, director, anyone? Play golf (or can at least find the fairway)? You get a free round, a bit of free exposure, and your chance to get your message in front of new customers.

Drop me a DM or comment “I’m in” and let’s get a date in the diary. 🏌️

Hashtags

GolfScotland Tradesmen Networking BusinessPodcast GolfersOfTikTok

05/10/2026

Another one delivered and financed.

This time it was a brand new Ford Transit Custom MSRT in green, supplied and financed from start to finish for the customer.

The best part? They didn’t have to spend their day driving round dealerships, negotiating with salespeople or sorting the finance themselves.

They carried on doing what they do best, while I handled the vehicle, the finance and the paperwork.

That is how I believe business vehicle finance should work.

You tell me what you need, I find the right vehicle and finance package, and I take it from there.

Finance for your business.

04/10/2026

Went on the with Alex and James

Really good speaking with a current client and sharing experiences and advice on finance for your business

25/09/2026

23/09/2026

Dealer said no.

Six months trading. £32,995 vehicle. VAT only deposit.

The customer came to me after the dealer couldn’t get the finance approved. Rather than simply accepting the decline, I looked at the full picture of the business.

I worked through the trading history, bank conduct, affordability, the business model and what the customer actually needed the vehicle for. I then presented the application to a lender that was comfortable looking at a newer business on its own merits.

Approved at just over 10% APR with a VAT only deposit.

That is where having access to a wide panel of commercial lenders can make a real difference.

I’m self employed, so I don’t have a bank manager telling me what sort of customer I should be dealing with. I can look at the deal, understand the business and find the lender that fits.

£32,995 vehicle.
Six months trading.
VAT only deposit.
Just over 10% APR.
Approved.

If your business has been told no, it is worth asking why before assuming finance is off the table.

Commercial finance | Business finance | Asset finance | Vehicle finance | Van finance | New business finance | Start up business finance | Finance broker | VAT deposit | Business vehicle finance