Tony Ambridge - Mortgage & Protection Adviser, Morgan FS

28/10/2023

28/10/2023

Once you’ve repaid your equity loan in full, HM Land Registry will remove the charge on your home.

Learn more about managing and repaying your equity loan in our how to guides: https://www.gov.uk/manage-equity-loan

15/12/2022

According to industry data, around 2.7 million households have a fixed rate that will end in 2023. With rates rising there may well be a payment shock for some. However, there are ways to minimise or limit this shock.

If you are one of the 2.7m, I can help by giving you sound, regulated, and sensible advice. Feel free to reach out on 07778 662480, email me at [email protected] or message me on Facebook.

12/10/2022

Good news, you can switch your Barclays rate within 6 months of a fixed rate ending, and 5 months if your Nationwide rate is ending. Even better news, I can give you advice on what you should do, and review your situation. Call me on 07778 662480, or DM me to arrange a time to talk

08/10/2022

Although the media has been reporting some negative changes in the mortgage market, there are plenty of products available, and options out there to suit your circumstances. Please just ask me - 07778662480

Find out more here 👉 https://bit.ly/3St3KsX

28/09/2022

Yes - Mortgage lenders are withdrawing their products at very short notice, but not because they don't want to lend, but because they are not profitable and are replacing them.

Yes - Bank of England rate changes have caused some volatility in the market, but the lenders are adapting fast, and still want to lend.

However - The media always sensationalise the stories to create panic.

If you want a calm discussion about your situation, please message or call me. More importantly, if you have an interest rate likely to end in the next 6 months, call me as soon as possible

23/09/2022

STAMP DUTY CUT STARTS TODAY

No stamp duty on first £250,000 (currently £125,000)
1st time buyers no stamp duty on first £425,000 (currently £300,000).

22/09/2022

If you are on a variable rate or tracker rate, or have a fixed rate ending in the next 6 months, lets talk about your mortgage NOW!

https://www.bbc.co.uk/news/live/business-62968429?ns_mchannel=social&ns_source=twitter&ns_campaign=bbc_live&ns_linkname=632c270e723a9414c9862208%26How%20much%20more%20will%20I%20pay%20on%20my%20mortgage%3F%262022-09-22T10%3A19%3A22.212Z&ns_fee=0&pinned_post_locator=urn:asset:f174245a-6c44-4692-8b4e-56b513b997ce&pinned_post_asset_id=632c270e723a9414c9862208&pinned_post_type=share

21/09/2022

Money Saving Tip - Turn off the Television! This gives less exposure to spending-inducing ads and a lower electricity bill.

20/09/2022

Thinking of repaying an help to buy equity loan? Watch this handy video for the process, and then ask me to help you, and make it easier for you.

https://fb.watch/fFstTg5-TD/

14/09/2022

Money Saving Tip - Move bank accounts to take advantage of perks and earn more interest.

14/09/2022

Did you know that people with Diabetes 1 or 2 can still get Life cover to protect their mortgages and families? Just ask me!