Cedar Mortgages

Cedar Mortgages Local friendly Mortgage Adviser. Appointments to suit. Easy to understand personal recommendations

03/07/2025

I actually feel more emotional writing this than what I thought I would but here goes….

After 24 year in the business and 9 years self employed the time has come for me to step away from the mortgage world. I will be forever grateful for a career that has given me such job satisfaction whilst also allowing me to raise my little family. I have met so many wonderful people doing this role who has trusted me with their dreams.
Like anything in life those things worth having sometimes don’t come easy and I wouldn’t have been able to do this without some very special people. I know this is a long post but I would be amiss if I didn’t thank a few people
Firstly Richard Dunstan, if anyone needs a mentor he is your guy. My old manager who encouraged me to be self employed (not sure if that was to get rid of me) he has guided me, given THE BEST advice and is always on the end of the phone.
Julie and Phil, these last few years have been tough but we are coming out the other side. I am very lucky to have you as my in laws and you know what you mean to me. Your support and confidence in me has never wavered and that means more than I can put into words. You have embraced me as your daughter and to have that words don’t do justice.
Dad and Helen, I came to you both 9 years ago with a crazy idea and a plan written on paper and your words were what do you need from us. You encouraged, guided and held me accountable when needed. There have been tears along the way but you have always been there with an understanding ear and a gentle push, but always allowed me to make my own decisions without judgement. I am forever grateful and love you both very much.
To my babies, Erin, Bobby and Freddy. This was all for you guys, to show that however scared, nervous and intimidated you are with the right people around you take the plunge, chase your dreams. Embrace the fear, accept you will stumble but get up and try again. You have never complained at the late nights, working on holiday or stressed mum and I love you all with every bit of my being.
Second to last Lee, what can I say, you are my husband, my best friend and my rock. There have been ups and downs, celebrations and tears and everything in between. Your confidence in my is astounding even when I doubt myself. You love me and the kids with everything you have and more. You are my inspiration to be and do better in all parts of life and you give me the strength to chase my crazy dreams.
Finally my customers, without each and every one of you putting your trust in me there wouldn’t have been Cedar Mortgages, from the absolute bottom of my heart thank you. See’ing so many people get their houses and making them into homes has been an absolute pleasure and a privilege and one I shall definitely miss. A lot of you have become friends along the way. Please don’t worry I am not leaving the country and I will still be on hand to help with any questions you have or guide you in the right direction. To my clients that have cases ongoing I will see these through to completion.
To all my existing customers I will be getting in touch separately as I have a trusted fellow Broker to take over your care going forward. Any questions please do not hesitate to get in touch

Hayley

What a beautiful morning surprise, a stunning spray of flowers delivered to me from my Sister Graceful Blooms. Sent by o...
13/06/2023

What a beautiful morning surprise, a stunning spray of flowers delivered to me from my Sister Graceful Blooms. Sent by one of my friends who I have had the pleasure of helping get her forever home. Annamaria Amini I wish you all the happiest of times, it’s taken a while but good things come to those who wait. No one deserves this more than you ###

As predicted biggest rate rise in 27 years, please get in touch to talk through your options for your mortgage. Banks wi...
04/08/2022

As predicted biggest rate rise in 27 years, please get in touch to talk through your options for your mortgage. Banks will follow suit in the next few days increasing their mortgage rates

The UK is expected to shrink until the end of 2023 in the longest downturn since the financial crisis.

It is so important to be looking at your mortgage products and when they are due for renewal or if you are sat on the st...
03/08/2022

It is so important to be looking at your mortgage products and when they are due for renewal or if you are sat on the standard variable rate. When the Bank of England raises the interest rate mortgage companies follow. Everyone is feeling the pinch so if your mortgage rate is due to end in the next 6 months or if you are on the standard variable please get in touch and I will see what I can do. The biggest commitment you have will be your mortgage so it’s natural it will be the most expensive to increase each month. My number is 07984431667 for a no obligation chat

MPC meets on Thursday under pressure to follow other central banks in monetary tightening

05/05/2022

With predictions that the Bank of England is set it increase the base rate to tackle inflation NOW is the time to remortgage if your on the standard variable rate. Don’t see another bill increasing contact me today 07984431667

01/03/2022
15/02/2022

Tip of the day- Think deposit. Deposits
Start from 5% working in 5% increases, the more deposit the better the rate and chance of acceptance

11/02/2022

And just like that it’s friday again. Not posted many tips this week as I have been super busy with my lovely clients. Have a great weekend whatever your plans ❤️

Such a busy week here at Cedar Mortgages. I love my job, especially when the time comes for my clients to collect their ...
04/02/2022

Such a busy week here at Cedar Mortgages. I love my job, especially when the time comes for my clients to collect their keys. Knowing I have played a small part in making this happen means the world. It might not always be an easy road to getting that dream home with offers, a booming market, valuations and chains to name a few but one thing is for sure I will be behind you 100% on the journey

Answers on a post card please
02/02/2022

Answers on a post card please

02/02/2022

Tip of the day- Don’t be afraid to offer on a house, set your maximum and build up

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Ossett
Ossett

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