Adam Kowalczyk - Mortgage and Family Insurance Adviser

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Nuneaton
Adam Kowalczyk - Mortgage and Family Insurance Adviser

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Independent Mortgage and Family Protection Adviser. My job is to find the best product for your circumstances and ultimately save you money.

Call me on: 07933161961 for free non obligatory chat. I praise myself in ability to offer customised advise to each client. I not only offer help with securing mortgage and finding right insurance, I also help my clients with support and guidance throughout the whole home buying process. I work with solicitors, estate agents and local government to achieve best outcome. I offer appointments during the weekends, early mornings and late evenings to accommodate needs of my clients.

03/11/2026

Is your mortgage deal ending soon?
Don't just accept the first offer!

Your current lender may already have a new mortgage deal waiting for you, but is it the right one?

Before making a decision, it's worth exploring your options.
A mortgage review could help you:
Compare deals from your current lender and others
Understand and prepare for changes to your monthly repayments
Explore whether your property's value could improve your options
Secure a new deal before your existing one ends

Your monthly payments may increase, but that doesn't mean you shouldn't shop around!

You can often review your mortgage several months before your current deal expires.

At FPG, we'll help you understand your options and find a suitable deal for your circumstances. We offer FREE, no-obligation mortgage advice.
📞 01444 449200
www.financeplanning.co.uk/mortgages
Follow us on our social media channels and stay ahead with the best mortgage advice!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

02/11/2026

What happens to your Mortgage when you pass away?

Planning for the future is important — especially when it comes to your home.

Here’s what you should know:
Outstanding Balance: A mortgage doesn’t disappear when you pass away. Any remaining balance is usually settled by your estate.
Life Insurance: Mortgage protection or life insurance can help pay off the loan, easing the financial burden on loved ones.
Inheritance: Your property and the responsibility for the mortgage may transfer to your heirs, who typically have options to keep or sell the home.

At FPG, we help you plan ahead with confidence. Our experts can guide you through life insurance, mortgage protection, and estate planning — so your loved ones are looked after.

Plan today for peace of mind tomorrow.
📞 Contact The Finance Planning Group for personalised advice 01444 449200
visit https://financeplanning.co.uk/protection
Follow us on our social media channels and stay ahead with the best mortgage advice!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

31/10/2026

Don't let your mortgage keep you up at night!

Halloween is here and while it's the season for a few scares, your mortgage shouldn't be one of them.

Whether your fixed-rate deal is coming to an end, you're concerned about monthly repayments or you're thinking about moving home, uncertainty can sometimes be the biggest worry.

At FPG we believe mortgage advice should be straightforward, reassuring and easy to understand.

Our experienced advisers are here to help you explore your options, understand the costs and make informed decisions about your mortgage and protection needs.
A little expert guidance can take away a lot of uncertainty.

This Halloween, leave the surprises to the trick-or-treaters!

Contact us for FREE expert advice:
📞 01444 449200
www.financeplanning.co.uk/mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

23/10/2026

Whether you're buying your first home, moving house, remortgaging, or investing in a buy-to-let property, Finance Planning is here to guide you every step of the way.

Our experienced advisers will take the time to understand your circumstances, explain your options clearly, and help you find a mortgage that's right for you.

No matter where you are on your property journey, we're here to make the process as straightforward and stress-free as possible.

Book a FREE appointment today and let's take the next step together.
Whole-of-market advice
Access to exclusive deals
Personalised recommendations based on your needs and goals
Clear, honest guidance from start to finish

Ready to start your mortgage journey? Contact the Finance Planning Group today!
📞 01444 449200
Visit https://financeplanning.co.uk/mortgages
Follow us on our social media channels and stay ahead with the best mortgage advice!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

13/10/2026

Mortgage rates: Are you getting the best deal?

Mortgage rates remain a hot topic, but with lenders regularly reviewing their products, keeping up with the market isn't always easy.

Here is the important bit: the lowest advertised rate isn't necessarily the best mortgage for you.

Whether you're buying your first home, moving, remortgaging or approaching the end of your current deal, getting the right advice could make a real difference.

At Finance Planning, we've been helping people make smarter financial decisions since 1999.
We compare mortgage options across lenders
We keep track of changing rates and criteria
We help find a deal that suits your circumstances

Don't just follow the headlines. Find out what they mean for you.
Contact us for FREE expert advice 01444 449200
https://financeplanning.co.uk/mortgages
Follow us on our social media channels and stay ahead with the best mortgage advice!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

10/10/2026

Life assurance isn’t about expecting the worst; it’s about being prepared and protecting the people who matter most to you. Having the right cover in place can provide peace of mind today, knowing your loved ones would be financially supported tomorrow, whatever life brings.

It can help cover things like mortgage payments, everyday living costs, or future plans such as education, giving your family one less thing to worry about at an already difficult time.

If the worst happens, your cover steps in to provide a lump sum or regular income to those who depend on you most.

Whether you're arranging cover for the first time or reviewing an old policy, we’ll make sure it suits your needs and budget. There’s no pressure, no jargon — just clear, caring advice to help you make the right decision.

Many people choose to combine life assurance with critical illness cover or income protection for more complete peace of mind.

Get in touch today and let us secure that peace of mind for you.
Contact the Finance Planning Group today!
📞 01444 449200
Follow us on our social media channels and stay ahead with the best mortgage advice!
Visit https://financeplanning.co.uk/life-insurance

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

07/10/2026

Introducing another new addition to our team, Adam...

Adam Kowalczyk joined Key Financial Services in August 2026 as a Mortgage and Protection Adviser and has been a great asset so far!

Before Adam joined us, he was working as a Mortgage and Protection Adviser under The Finance Planning Group. Prior to that, he spent 14 years in the Automotive Engineering Industry! Adam is also an experienced Landlord having had a portfolio of properties.

Earlier in Adam's career, he graduated with a BA in Business Management from The Manchester Metropolitan University and a Postgraduate Diploma from University of Warwick.

Outside of work, Adam is a football player, keen gardener and enjoys family life with his wife and children!

04/10/2026

THREE MONTHS UNTIL 2027. ARE YOUR FINANCES ON TRACK?

Can you believe we’re already three quarters of the way through 2026? and in just three months we’ll be welcoming in 2027, and somewhere between now and then, Mariah Carey will inevitably be defrosted! 🎄

So, with the final quarter of the year about to begin, now could be a great time for a financial check-in.

Is your mortgage still right for your circumstances?
Do you have the right protection in place for you and your family?
Could your money be working harder for you?
Are you on track with the financial goals you set for 2026?

A financial review doesn’t have to mean making big changes. Sometimes simply taking stock can highlight opportunities, identify gaps and help you head into the new year with a clearer plan.

At Finance Planning Group, we’ve been helping people make informed financial decisions since 1999. Whether you’re buying a home, remortgaging, reviewing your protection or simply want to understand your options, we’re here to help.

There are three months of 2026 left. Let’s make them count.
Contact us for FREE expert advice
📞 01444 449200
https://financeplanning.co.uk/mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

20/09/2026

Mortgage Delined? DON’T GIVE UP.

A declined mortgage application doesn’t necessarily mean the end of your plans. It may simply mean you need a different approach.

Before applying again:
✓ Understand why you were declined
✓ Check your credit report
✓ Review debts and spending
✓ Avoid making multiple applications
✓ Speak to a mortgage adviser

At Finance Planning, we can look at your circumstances, search the whole mortgage market and help identify lenders and products that may be more suitable.

Declined doesn’t always mean no. Sometimes it means not this lender.

We offer free advice, so when you are ready, call 01444 449200 or visit https://financeplanning.co.uk/mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

19/09/2026

“I’m on minimum wage so I can't get a mortgage...”

Don’t assume that’s the case.

Mortgage lenders look at much more than your hourly rate, including your:
✓ Income and employment
✓ Deposit
✓ Credit history
✓ Existing commitments and outgoings
✓ Whether you’re buying alone or with someone

Even on minimum wage, homeownership could be more achievable than you think, particularly if you have a good deposit, a stable income and manageable financial commitments.

At Finance Planning, we can look at your circumstances, search the whole mortgage market and help you understand what may be possible.
Don’t assume. Ask.

Call 01444 449200 or visit
https://financeplanning.co.uk/mortgages
Follow us on our social media channels and stay ahead with the best mortgage advice!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Finance Planning is a trading name of The Finance Planning Group Limited, which is authorised and regulated by the Financial Conduct Authority.

Address

Nuneaton

Website

http://www.financeplanning.co.uk/adam-kowalczyk

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