01/10/2026
Is your current fixed-rate deal set to end in or before April 2027? 📆
We know you're probably thinking "it's too early" and that feels like ages away... 💭 But, the reality is that it'll be here before you know it! Making sure you're prepared and planning ahead of your remortgage reallly does make a huge difference!
Most mortgage offers are valid for 6 months, giving you time to lock in a rate, whilst still having the flexibility to switch if rates drop. 📉
Without a new deal in place, you'll automatically move to your lender's Standard Variable Rate (SVR). 😬 SVRs are typically much higher than fixed rates, which could mean significantly bigger monthly payments.
Get in touch today! 👋