Eastgate Financial Solutions

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Eastgate Financial Solutions

Mortgage & Protection solutions designed around you.

26/05/2026

If you're looking for the best mortgage deal around, look no further!

Starting from around 4 months before your existing mortgage deal is set to end, we'll match your mortgage needs to the criteria from over 80 different mortgage providers! Most you've heard of, but maybe some who you haven't. This allows us to find the best deal for you.

To find out more, get in touch today!

YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS

19/05/2026

As warmer weather arrives, many people start thinking about making changes to their home. It's a great time to plan home improvements, whether that means building an extension, converting a loft, replacing a kitchen, upgrading a bathroom, improving energy efficiency or making the home more suitable for family life.

Home improvements can improve comfort, create additional space and, in some cases, increase the value of your property. However, they can also be expensive. The overall cost may be affected by materials, labour, planning requirements and any unforeseen issues that arise during the work.

If you are thinking about borrowing extra money to cover the cost, it may be helpful to speak with your mortgage adviser before making any final decisions. They can explain the options available and help you assess whether additional borrowing is appropriate for your circumstances.

There are a number of ways to finance home improvements. These may include taking a further advance from your current lender, remortgaging to release additional funds, arranging a second charge mortgage, using a personal loan or paying with savings. The most suitable option will depend on factors such as your income, existing mortgage, property value, financial commitments, future plans and overall budget.

Borrowing more against your property will increase your mortgage balance, and your home may be at risk if you fail to maintain repayments. It is therefore important to consider not only whether the borrowing is affordable now, but also whether it would remain manageable if your circumstances were to change.

Which of these work best for you and your circumstances right now, book an appointment with us and we'll help you work things out.

https://www.eastgateassociates.com/appointment

Your property may be repossessed if you do not keep up repayments on your mortgage

12/05/2026

Many people don’t realise that the credit score you see on online credit bureau websites often has very little impact when applying for a mortgage or loan.

When you apply for credit, the lender will obtain your raw credit data from the credit bureaux, showing how you’ve managed your bank accounts and borrowing over the past six years. They then use this information to calculate their own internal score to decide whether to approve your application. If you meet their criteria, you’ll be accepted - if not, you won’t. The score you see online is simply one company’s interpretation of your data, so it shouldn’t be relied on as the deciding factor.

05/05/2026

It's a difficult time when seperating or divorcing, what are you going to be able to afford for a mortgage on your own, how much will it cost you to make that step, and importantly how much each month will it cost and can you afford it?

With a totally confidential service, we'll talk you through your options, with practical guides and a hand to hold if needed.

30/04/2026

The Bank of England has left interest rates unchanged at 3.75%.

The central bank’s rate-setting monetary policy committee (MPC) voted to leave borrowing costs on hold at noon, after its latest meeting.

The vote by the nine-member committee to keep rates on hold was split eight to one. The Bank’s chief economist Huw Pill voted for a rate hike to 4%.

The Bank is charged with keeping UK inflation at a target of 2% in the medium term. It has lowered interest rates six times since mid-2024, and had been expected to cut again this year before the US-Israeli war on Iran began on 28 February.

However, soaring energy costs as a result of the effective closure of the strait of Hormuz have began to push up inflation around the world.

Inflation in the UK rose to 3.3% in March, from 3% in February. Petrol and diesel prices have soared since the start of the Middle East conflict, reflecting a jump in the global oil price to above $100 a barrel.

Source: The Guardian

28/04/2026

➡️ When someone dies, the bills do not stop.
➡️ The mortgage does not pause.
➡️ The food shop does not pause.
➡️ The cost of raising children does not pause.

Financial pressure does not pause out of respect for those no longer with us. Ensure that you have the right protection in place for you and your family, so that if anything does happen, worrying about paying for things should be the last thing on your mind.

If you don't know what you need to make this happen, speak to us, we do, we'll guide you through the process. We'll also make sure that any payout will be paid as quickly as possible, and avoiding possible inheritance tax payments.

21/04/2026

With interest rates artificially high due to the Middle East conflict, what rate should you choose when it comes to buying a home or re-mortgaging?

🔒 Fixed Rate – Your payments stay the same every month. Great if you are wanting to know what you are paying each month and budgeting!

📉 Variable Rate – Your payments can change with your rate and go up or down. You could save money but there is more risk involved.

💸 Discount Rate – You have a reduced interest rate for a set period but after this period you go back to paying the full SRV (Standard Rate Variable) which could be higher!

Which of these work best for you and your circumstances right now, book an appointment with us and we'll find out.

https://www.eastgateassociates.com/appointment

Your property may be repossessed if you do not keep up repayments on your mortgage.

04/04/2026

Wishing you and your families, a very Happy Easter 🥚🐰🐣🍫

31/03/2026

You might think that as the Bank of England hasn't changed the Base rate for 3 months, interest rates may be relatively stable. But nothing could be further from the truth right now.

Mortgage lenders have to borrow money so they can lend it to you, and the cost to them of doing this, on a typical 2 year fixed rate mortgage, has risen in the last 4 weeks from 3.31% to 4.26%.

On February 26th, prior to air strikes in Iran, the average 2 year fixed rate was 4.83%, this is now 5.77%. This has increased costs for the average £250,000 mortgage of over £1,800 per year.

What does this mean for you when it comes to re-mortgaging?

Get in touch so we can look at your options for you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

24/03/2026

🏠 Your time is precious and often short in supply!

We get that.... our initial mortgage appointments are quick — usually no more than 20 minutes.

Whether you’re buying your first home or re-mortgaging, this is an important step toward achieving your property goals.

💬 Best part? You can do it all over the phone — no need to visit an office or branch and spend hours.

📅 Book your appointment online today

👉 https://www.eastgateassociates.com/appointment

Your property may be repossessed if you do not keep up repayments on your mortgage

Address

Nottingham

Telephone

+447714210039

Website

https://www.eastgateassociates.com/

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