PSG Health - Insurance Consultants

PSG Health - Insurance Consultants We offer friendly, expert advice on Health Insurance to individuals and businesses

If you’d like to have a chat about Private Health Insurance, Katie will be happy to help….Phone the office 01508 50 55 5...
08/10/2024

If you’d like to have a chat about Private Health Insurance, Katie will be happy to help….

Phone the office 01508 50 55 55

Mobile 07584 962825

Email Katie at [email protected]

Book an appointment https://calendly.com/katie-olma/

PSG Health and Insurance Consultants is a trading style of PSG Financial Consultants Ltd who are authorised and regulated by the Financial Conduct Authority under the reference 824396 PSG Financial Consultants Limited (fca.org.uk)

PSG Financial Consultants Ltd. – Registered in England and Wales, Registration No. 11536606

The Information contained here is subject to UK regulatory regime and is therefore restricted to consumers based in the UK

When researching Health Insurance it’s important to understand what isn't covered as well as what is.Exclusions:Pre-exis...
17/07/2024

When researching Health Insurance it’s important to understand what isn't covered as well as what is.

Exclusions:

Pre-existing medical conditions
Generally, pre-existing medical conditions are excluded from health insurance.
That’s any illness or condition that you had before the policy was taken out. This includes anything that you’ve been tested for, treated for, or diagnosed with.
Some policies are even stricter and will exclude conditions you’ve had symptoms for but not been diagnosed with.
Examples of pre-existing medical conditions are heart problems, respiratory illnesses and diabetes.
Cosmetic surgery
Procedures to change your appearance are not generally covered by health insurance. This is because most policies are designed to cover medical conditions and cosmetic surgery is considered a lifestyle choice.
Most insurers will however, pay for reconstructive surgery for medical reasons. For example, to restore your appearance as a direct result of an accident or cancer surgery.
Other standard exclusions include:
Accident and emergency treatment
Care relating to pregnancy and childbirth
Treatment needed as a result of training for or taking part in any professional/semi professional sport.

Cancer Cover
03/07/2024

Cancer Cover

Conditions
03/06/2024

Conditions

Your reminder to take some time for yourself!Taking time to relax and de-stress can mean an improvement in your mood, ...
31/05/2024

Your reminder to take some time for yourself!

Taking time to relax and de-stress can mean an improvement in your mood, brain function and memory.

Happy Friday and have a lovely weekend from all of us here at PSG Health.

Full medical underwriting:You will need to disclose your full medical history.Further information may be required from y...
29/05/2024

Full medical underwriting:

You will need to disclose your full medical history.
Further information may be required from your GP.
Once underwritten, the provider will confirm if any pre-existing conditions or any related or associated conditions are excluded.
Why some people choose full medical underwriting:

To know exactly which conditions they are not covered for.
They are happy to complete a medical declaration.
Moratorium:

You do not need to fill in a medical declaration. Instead, you start the policy on the understanding that if you have experienced symptoms or been treated for a medical condition in the last 5 years, you will only be covered for that condition:

a) after you have had the policy for 2 years in a row, and

b) you haven’t had any medical treatment, medical advice, drugs or special diets relating to that condition for 2 consecutive years.

Why some people choose moratorium underwriting:

You do not want to complete a medical declaration.
You are happy that, for at least the first 2 years, you will not have cover for any condition that you have had in the 5 years before you started your policy.
us

Type 2 diabetes is high blood sugar levels due to your body not making enough of a hormone called insulin, or the insuli...
20/05/2024

Type 2 diabetes is high blood sugar levels due to your body not making enough of a hormone called insulin, or the insulin is not working properly - known as insulin resistance.

High blood sugar levels over time can cause other health problems like heart attacks and strokes, as well as problems with your eyes, kidneys and feet.

Around 13.6 million people in the UK are at risk of developing type 2 diabetes. Unlike type 1 diabetes, type 2 diabetes can sometimes be prevented. Research has shown that for some people, a combination of lifestyle changes can reduce their risk of type 2 diabetes by about 50%.

The three main ways to prevent type 2 diabetes are:

Eating well
Moving more
Losing weight (if you are living with obesity or overweight or have an unhealthy waist size)
Source - www.diabetes.org.uk

Hospital Lists
15/05/2024

Hospital Lists

Key symptoms of ME include:Debilitating fatigueActivity causing worsening of symptomsUnrefreshing or disturbed sleepCogn...
13/05/2024

Key symptoms of ME include:

Debilitating fatigue
Activity causing worsening of symptoms
Unrefreshing or disturbed sleep
Cognitive difficulties
ME is a complex, multi-system, chronic medical condition. It can cause a significant impact on a person’s quality of life, including their psychological, emotional and social wellbeing.

ME has been estimated to effect more than 250,000 people in England and Wales.
2.4 times as many women are affected as men.
ME can affect people of all ages.
Approximately 25% have severe disease and are housebound or bedbound.
The quality of life of people with ME is lower than that of many people with other severe chronic conditions.
It is not clear what causes ME.
For support, please contact the ME Connect Helpline on 0344 576 5326.

Source - www.meassociation.org.uk

Private Health Insurance Policy Options
08/05/2024

Private Health Insurance Policy Options

A stroke can happen to anyone, of any age, at any time. It is vital to know how to spot the signs of a stroke in yoursel...
06/05/2024

A stroke can happen to anyone, of any age, at any time. It is vital to know how to spot the signs of a stroke in yourself or someone else.

Acting FAST will give the person having a stroke the best chance of survival and recovery. Always call 999 straight away.

Stopping smoking, being more active, not drinking alcohol in excess of the safe limits, eating a healthy diet and staying a healthy weight are some examples of lifestyle changes that you can make to help manage your risk of stroke.

Source - www.stroke.org.uk/stroke/manage-risk

Private Health Insurance and the NHS
01/05/2024

Private Health Insurance and the NHS

IBS is the most common disorder of the digestive system, with up to one third of the UK population experiencing symptoms...
29/04/2024

IBS is the most common disorder of the digestive system, with up to one third of the UK population experiencing symptoms.

IBS is thought to be caused by the gut and brain over-communicating and symptoms can include:

Constipation, diarrhoea or a mixture of the two
Abdominal pain
Abnormal bowel habits
Wind, bloating and distension (a widening of the firth of the abdomen)
Pooing mucus
Feeling tired
Nausea
Backache
Bladder symptoms
Source - www.gutscharity.org.uk/awareness/ibs-awareness-month/

Here at PSG Health, we are passionate about encouraging conversations and raising awareness of all things health.

Our health insurance policies can help to give you peace of mind.

Call for a chat or to arrange an appointment:

Mobile - 07584 962 825

Office - 01508 50 55 55

Email - [email protected]

Simple steps for mindful breathing:Sit in a quiet place and turn off your phone.To start, notice what’s going on with yo...
26/04/2024

Simple steps for mindful breathing:

Sit in a quiet place and turn off your phone.

To start, notice what’s going on with you right now - any thoughts, feelings or emotions that are going around inside your head, and continue to think about them for a few moments. Try not to alter your perception of these feelings, and just allow them to be as they are, without judgement.

Bring the focus back to you. This is your time. Other demands and distractions can wait for the next 10 minutes.

Focus only on your breathing. Breathe in through your nose slowly and steadily, and out through your mouth.

Notice your lungs expanding, and the time between each inhalation and exhalation.

Feel yourself relax on each exhale, your shoulders dropping, your arms and legs becoming heavy. If your mind wanders, acknowledge it, then gently take your mind back to focusing on your breathing.

Feel the cool air as it moves into your nostrils, notice the sensation, and feel the warm air leaving your mouth over your lips.

Finally, gradually begin to arise from your mindful state - wiggle your toes and fingers. Smile.

Take just a few moments and move on, don’t rush.

Source - https://www.axahealth.co.uk/staying-healthy/mental-health/resilience/mindful-breathing-tips/

What are the key benefits of Private Health Insurance?
24/04/2024

What are the key benefits of Private Health Insurance?

Address

Units 7 & 8 Hill Farm
Norwich
NR147DU

Telephone

+441508505555

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Videos

Neurodiversity Celebration Week is a worldwide initiative that challenges stereotypes and misconceptions about neurological differences. Let's change the narrative to understand, accept and celebrate neurodiversity! #neurodiversitycelebrationweek #neurodiversityweek #NCW #thisisnd

The World Cancer Research Fund makes the following recommendations to reduce your risk of getting cancer: ⚖️ Be a healthy weight 👟 Move more 🍎 Eat a better diet 🍔 Avoid high-calorie foods 🍖 Limit consumption of red and processed meat 🥤Limit consumption of sugar-sweetened drinks 🍷 Cut down consumption of alcohol 🚭 Not smoking ☀️ Avoid exposure to excess sun Source: wcrf-uk.org #healthinsurance #insurance #health #healthinsurance #healthcare #insurancebroker #businessinsurance #family #business #insurancepolicies #life #financialadvisor #norwich #norfolk #cancer #cancerprevention #cancerpreventionactionweek2024 #treatment #survival

Our PSG Health team have set themselves some challenges over the coming months!First up is Leyannder who, after having a baby and over a year of no exercise, has taken on the Couch to 5K challenge! Follow along for updates of her progress and to see what our other team members are up to!#motivationmonday #dayone #mondaymood #mondaymotivation #everyonehastostartsomewhere #couchto5k #run #running #runhappy #fitness #health #run5k #goodstart #happiness #norwich #norfolk #wellness #motivation #challenge #challengeaccepted

Here are just some of the benefits of walking: reduces risk of chronic illnesses - ⁠improves mood and reduces risk of depression - improves energy - reduces stress - reduces blood pressure - ⁠helps with weight management - ⁠improves sleep - ⁠increases general mobility and muscle strength and…IT’S FREE! #feelgoodfriday #walking #outside #freshair #sunshine #goodforthesoul #healthylifestyle #healthandwellness #healthandfitness #healthcare #health #healthy #lifestyle #wellnessthatworks #wellness #fitnessfriday #insurance #healthinsurance #norwich #norfolk #norfolkmums #norfolkdads #norfolkfamilies

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