LJP Mortgages

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LJP Mortgages

Independent broker advising and arranging mortgages from the whole of market The Right Mortgage Ltd is registered in England and Wales no. 08130498.

LJP Mortgages is a trading style of Blackbear Finance Limited, an appointed representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority. Registered Address: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH. Your home ( or property ) may be repossessed if you do not keep up repayments on your mortgage or any other debit secured on it. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

01/04/2026

Is your fixed rate up for renewal in 6 months or less?

We’re seeing more lenders change their product transfer windows, meaning you may be able to secure your next rate earlier than you think.

Your lender will usually write to you when you’re approaching the end of your deal - that’s your cue to get in touch with your broker, as that’s where we come in 👇

As your broker, we’ll review all of your options well in advance and get in touch at the right time to help you lock in a suitable rate.

📊 And it doesn’t stop there…
We’ll keep monitoring the market for you, so if better rates come along, we’ll let you know - saving you the time, stress, and constant checking.

💡 Less hassle. Smarter timing. Better outcomes.

If your deal is ending in the next 4-6 months, now’s the time to start the conversation.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

18/03/2026

📈 Mortgage rates spike…

We saw a number of lenders increase their mortgage rates last week, showing just how quickly the market can change.

For anyone looking to buy, re-mortgage, or secure a new deal, keeping up with these changes can feel overwhelming.

This is where using a mortgage broker can really help 👇

🔎 Access to a wide range of lenders – not just the ones you see on the high street
📊 Up-to-date market insight – we keep track of rate changes as they happen
💡 Tailored advice – finding the most suitable deal for your personal circumstances
⏱️ Saving you time and stress – we compare options and handle the process for you

With rates changing regularly, having someone monitoring the market and guiding you through it can make all the difference.

If you're thinking about buying, re-mortgaging, or reviewing your current deal, now is a good time to speak to a broker.

📩 Feel free to message us to explore your options.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

26/09/2025

Late or missed payments impact your credit score, which can impact your ability to get a mortgage.

If you’ve got missed or late payments on your credit file, a mortgage broker can help you explore your options. Talk to our team today by calling [number] or dropping us an email to [email address].

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

12/05/2025

When he’s not winning golf tournaments he’s writing mortgages. In the winners circle on & off the course! Making our clients proud. Winner of the Neath Bell & Braid Trophy, congrats Ryan Nedza

11/12/2024

If a great mortgage deal is top of your wishlist this Christmas, our experts have access to exclusive deals and lenders that are not always available on the high street.

We will search our panel of lenders whilst considering your personal circumstances and presenting the most suitable solution for you.

We have access to a whole of market lender panel and it is our aim to ensure that we provide a competitive deal for you. It can be with your current lender or with a new lender – depending on what suits your personal needs.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

20/11/2024

Fixed rate coming to an end?

With expert knowledge, we have access to exclusive deals and lenders that are not always available on the high street. We scour our panel whilst considering your personal circumstances and presenting the most suitable solution for you. We have access to a comprehensive lender panel and it is our duty to ensure that we provide a competitive deal for you.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

30/10/2024

Life can be unpredictable, so we’re here to help make sure you’re prepared.

If you’re unable to work due to illness and injury, Income Protection Insurance will pay you a regular income, whether you’re employed or self-employed.

Talk to a member of our team to find out what policies are available for your needs.

04/10/2024

Is your mortgage budget in place for maternity leave?

You’ve got lots to plan and prepare for with the arrival of a bundle of joy. Let us take the stress out of your mortgage worries.

Call us on 01639 501765.

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

05/09/2024

🏠 Did You Know? The average person could save thousands over the life of their mortgage by simply reviewing their deal every few years. Interest rates and mortgage products change, and the most suitable deal you had previously, might not be the most suitable now! Don’t leave money on the table. 💸

Get in touch with us today to see if you could save on your mortgage! 01639 501765 📞

Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

19/06/2024

While conducting your own mortgage research can have its benefits, the current climate can mean more confusion and uncertainty than it’s worth.

Don’t risk the headache and speak to us about your mortgage needs today.

01639 501765

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

02/05/2024

We understand that the current challenges we are all facing in light of the ongoing cost of living squeeze and the rise in interest may be causing some concerns and uncertainties, but we want to assure you that we are here to help and support you during these times.

If your current mortgage deal is looking to end in the next 6 months you have options you can explore now.

20/02/2024

Research carried out by Aviva, found that 65%* of people surveyed who had passed away in the last 5 years, did not have life insurance, here’s a list of reasons why you ought to look at securing life insurance for you and your family:

Peace of mind
Financial comfort
No need to move home
Unexpected costs
No need to make cutbacks

Get in touch to discuss your life insurance further.

* https://www.aviva.co.uk/insurance/life-products/life-insurance/vulnerable-to-financial-shock/

Address

SA12 Business Centre
Neath
SA127BR

Telephone

+441639501765

Website

http://www.ljpmortgages.co.uk/

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