CBK Financial

23/06/2026

"Why do you share a lot of personal content Karen?"

Contrary to what some may think, I actually don’t like putting myself out there on social media. It’s scary. It makes me feel vulnerable and I feel open to being judged.

But, what a lot don’t understand is that there are literally thousands of people out there who do the same job as me. They offer the same products. They get the same quotes and they have the same training as me. The one and only thing that makes me different is ME.

There isn’t a single person in the world who can be me apart from me.

I truly believe that there are loads of benefits to using an adviser for your personal insurances, but whoever you choose... you should know them. And them you.

I do the best job when I truly know your situation, your plans for the future and what is going to give you that peace of mind. And my clients are more open to sharing information when they feel relaxed and comfortable in my presence. You should feel like you can trust me.

By sharing personal things about myself I am breaking a barrier that is there. Some might deny it, but there has been and is still a stereotype that is linked to financial advisers. I have had so many people tell me that they don’t use an adviser because they feel they will be made to feel stupid if they don’t understand something or they will be scare mongered in to taking something out that they don’t understand.
My clients will tell you that when they deal with me, it is no different to who I am on social media. I am me and that is all I can be (not far off a poet either with that last sentence). 😉😂
In the same breath, I know I am not right for everyone. When people see my posts, they may think ‘she’s not right for me’ – and that’s completely OK. But by sharing who I am, I have saved us both a bit of time.

So that is why I share who I am on here.

If you would like my help with arranging your cover or reviewing your current cover, then get in touch for an informal chat.

Much love
💚🖤💚🖤💚

CBK Financial is a trading name of Supreme Financial Solutions Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 23/01/2026

21/06/2026

TIME TO GIVE BACK !!!!! – Existing clients only

I’ve done this the last few years and it has been a great success so let’s try and go bigger this time!!

Who would like to win an AMAZON voucher?
3 vouchers up for grabs.

1st place £50 voucher
2nd place £25 voucher
3rd place £10 voucher

Help me reach and protect more families😊
This is a chance to thank my existing clients and also a chance to grow my page. This competition is only available to EXISTING CLIENTS with active policies.

To enter all you have to do…
1. Like this post
2. Like/follow CBK Financial
3. Tag 2 people on this post who you think could benefit from my advice.
4. Share ANY post (spread the knowledge, not the competition)

Ts & Cs ⚠️ – 1 entry per person. Only current clients can enter. Over 18s only. Winner will be announced live on here, and then displayed in a public post on here. If you are one of the lucky winners I will be in touch with you and arrange you receiving the voucher. You have until 7pm on the 16/07/2026 to get your entries in.

Winner will be announced on 16/07/2026 at 8pm. I’m going old school, and I will be putting all entries into a bowl and picking 3 out. This will all be done on the live video so you can see your names going in and the winners being announced
This is a chance to Thank you for all of your ongoing support.

Good luck guys
💚🖤💚🖤💚

CBK Financial is a trading name of Supreme Financial Solutions Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 17/06/2026

19/06/2026

What you should expect from me……

When anyone gets in touch with me and asks me a question, I tend to be fairly quick at replying. People tell me I should switch off… but if I am on the phone anyway, what’s 5 minutes to reply?

I honestly believe that you should get to know me, as your adviser, just as much as I should get to know you as my client, so I can do the best possible job and you can have the best peace of mind, and this is why you should expect the following…

Number 1 – I will ask to have a chat. It’s normally a quick one so I can introduce myself and explain more about how I work so you are aware of everything up front and then we can sort an appointment time between us (this is normally around our kid’s schools, activities and social lives).

Number 2 – An appointment with me can last anywhere between 30 minutes to 2 hours. I like to chat, I want to answer all of your questions, I want to make sure you have understood things, I like to explain ALL of your options and just generally be present and to guide you, to make sure you’re confident that you are making the right decision.

Number 3 – Once your policies are all in place... I’ll be in the background. Not in a weird Martha, stalker type way... just here if you need me.
Have you forgotten what cover you have? I can help.
Have your circumstances changed? I can help.
Are you in a heart-breaking position where you need to make a claim?... That’s right… I can help. 😊

Please don’t expect me to offer quotes through messenger. I really don’t work like that. If you would like a quick quote then please visit a compare site.
My job is not about getting you the CHEAPEST cover – it is about offering you the most suitable advice for YOU.

Much love
💚🖤💚🖤💚

CBK Financial is a trading name of Supreme Financial Solutions Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 17/06/2026

18/06/2026

UNDERWRITING!! 👩‍💻

Bit of a long one, but it is an important one.

As many of you know, when you apply for a policy, there is a good chance it will be sent to the underwriters.
For the ones who don’t know, this just means that a human being will look at your application before making a decision. When an underwriter looks at this, they may want some more information. This may be a GP report, more information from you or even a nurse could be sent to do an exam.

Now I’m not really sure what is going on in the industry at the moment but this process is taking longer than usual, but I would like to assure you that I am definitely not holding it up at my end. I want that policy in place just as much as you do. I can chase, I can nag, I can get all ‘Karen’ on them but unfortunately that’s my limit. It is out of my hands. 😔

Many ask how I get paid.

I don’t charge a ‘fee’ for my advice. I get paid on commission. This is not paid until that policy is issued. That means in place and you are paying premiums. So please don’t think that it’s me doing the work and then not being interested. Not only am I conscious of you not having full cover whilst you wait, I would also like to get paid for the work I have done.

I will just reiterate what I have said in the past. It is ‘no obligation’ advice. So, whilst I get paid on commission, you are definitely not obliged to take my advice – that’s your prerogative. No pressure here!!

I offer my apologies for the delays that we are experiencing but believe me, I am just as frustrated as you!!

As always,
Much love
💚🖤💚🖤💚

CBK Financial is a trading name of Supreme Financial Solutions Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 17/06/2026

17/06/2026

Im not sure about anyone else but the world cup just doesnt seem the same this year.

I absolutely love the world cup and getting excited but its just not fully happening for me this time.

Im hoping tonight will ignight something for me......

COME ON ENGLAND!!!!!!
🦁🦁🦁❤️🤍❤️🤍

16/06/2026

😬😬😬

⚠️‼️PRICE INCREASE‼️⚠️
Off the back of the child cover post I did recently – I did mention that there was a similar adult version to it. This policy will be increasing in price from the 19th June 2026.

Some people are very aware of this policy through talking to me or talking to my clients. If you are aware and it’s something you are considering or want to know more about then please be warned that the price is changing.

Clients who already have this policy in place – Your premiums will not be increasing. 😊

This is a non-medically underwritten policy that covers a range of accidents and injuries such as;

Broken bones
Hospital stays (only due to accidents in the first 12 months)
Death
Grade 2 and 3 ligament tears
Tendon ruptures
And much more ….

There are different levels and payouts available.
This policy will be particularly beneficial if you are -

Self employed ✅
A tradesperson ✅
Someone who can’t get cover ✅
Plays amateur sports ✅

As an adviser I will always try to meet ALL of your financial protection needs where possible and take a holistic approach, but this is a fantastic policy to consider.

If you want to know more then please reach out to me – I am happy to help.
Much love
💚🖤💚🖤💚

CBK Financial is a trading name of Supreme Financial Solutions Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 11/06/2026

15/06/2026

STORY TIME 📖

Before I did this job I did 10 years in education.
I did various roles and really tried my best to climb the ladder.

I missed nearly every sports day, special assembly, nativity play and doing the school run was a very rare privilege. The after school club staff were the ones who greeted my children first 😔
But.... its just what I had to do. It will be worth it.

I had to study and constantly prove myself. I worked evenings and weekends for no extra thanks or pay.
But.... its just what I had to do. It will be worth it.

I thought i had a career. I thought i had stability.... NOPE.

I got made redundant TWICE within 12 months. Once whilst on maternity leave and the second time I was called in whilst at my step mums funeral 😔 everything i had done, meant NOTHING and I was a fool to think it did.

When i went self employed, people said that I wouldnt have 'security'. Tell me what's secure about businesses and industries that can drop you as soon as they see fit?
Being self employed meant I had more security.... I only had to rely on ME.

For almost 9 years now ive not missed a single school event.... I work my diary around my kids and family. And I am forever grateful. Imagine having a career where you can earn decent money but still be there for when your family needs you.

Going self employed might be scary, but no where near as scary as that call to come in for a meeting thats completely out of your control.

If anyone fancies a new career and support building their own business in financial services then let me know.

💚🖤💚🖤💚

13/06/2026

I hope your life insurance is a waste of money!!!!

So many see their cover and have a 'gutted' feeling, that they might reach an age where their cover ends and they havent 'used' their cover.

"If I dont use it, its a waste of money"

"Ive paid for nothing"

Lets get this straight!!!!!!!

You DONT want to use it.

If you are lucky enough to reach a lovely old age where your kids have grown, you are mortgage free, maybe even fully retired, and you havent needed to use your cover - you are extremely fortunate. You should be grateful that life has not thrown you one of the most stressful and distressing things a family could go through.

You havent paid for nothing - you have paid for peace of mind.

Its very strange how we dont question car insurance, pet insurance, phone insurance etc.... but the thing that could actually save your family, financially ???? Suddenly, you dont want to waste money!

There needs to be some serious education around this.

💚🖤💚🖤💚