CBK Financial

16/10/2026

Ill keep it simple!!!!

Many set this up because they want to make sure that both people are covered.

1 policy = 1 Payout

A joint policy covers both people, but will only pay out for 1 of you.

👆READ THAT AGAIN👆

Example -
If Mr and Mrs Smith have a joint policy and Mr Smith claims - the policy then ends.
Mrs Smith now has no cover.

Dont get me wrong, Joint policies have their place but you MUST be fully aware of how they work.

Know your cover

Much love
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15/10/2026

Out tonight for the middle ones 15th birthday.

Its been lovely getting out with the family and having some very rare quality time, but im getting bored of this 'recovery' now - everything is an effort.

Back to working next week and im looking forward to some normality and hopefully not needing the pain killers.

Much love
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14/10/2026

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Red flags are not just for dating....

Here are my top 5 red flags for people who HAVE or are looking into personal insurances.

Much love
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13/10/2026

If this doesn’t make you think…nothing will!!!! 😞

I bet there are people who still won’t bother with life insurance because it is something that they think ‘won’t happen to them’, yet I also reckon that they will know of at least 1 child that has lost a parent.

It DOES happen and it happens OFTEN.
Life insurance won’t stop your child losing a parent but it will take any unnecessary stress away from them.

It can keep them in their home, school and hobbies, which is definitely needed if their world had flipped upside down.
STOP PUTTING IT OFF!!!

Drop me a message if you would like to discuss your options.
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CBK Financial is a trading name of Supreme Financial Solutions Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 12/10/2026

11/10/2026

Good morning...

Surgery went well yesterday apparently but my gosh im in a lot of pain.
My reclining sofa is now my bed and resting place. It minimises the muscles I use when i need to stand, which i definitely need.

A few have messaged and I will get back to you and get on with what needs doing, im just in more pain than I was expecting and im on the big pain killers so my head is a little blurry (more than usual 😉)

Much love to you all
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09/10/2026

Surgery day tomorrow 🧑‍⚕️📈💉😬
Not going to lie - im terrified. Ive got it in my head that something will go wrong 🙄😩

This week has been manic!!!! Trying to get ALL jobs done and get enough work done to allow me some time off to rest has been hard.

1 week no driving
6 weeks of 'taking it easy' 🙈
How??????

So next week will be a no appointment week but i cant let my mind rest too much can I? 😂 ill obviously be doing bits and working with my team when I can and when i feel up to it, I just need your patience please.

Time to get my final jobs done for the week before logging off.

Wish me luck 🙏

Much love
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08/10/2026

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🏡 WHAT IS AN AIP?

You may have heard the sayings about an Agreement in Principle (AIP), Decision in Principle (DIP) or Mortgage in Principle (MIP).

But what does it actually mean? 🤔

In simple terms, an AIP is an indication from a lender of how much they may potentially be willing to lend you, based on the information provided at that stage.

It can be really useful when you’re looking to buy because it means you have the evidence there already to show its possible 🏡

But remember…

❌ An AIP is NOT a formal mortgage offer.

The lender will still need to carry out their full checks and assess the mortgage application before a formal mortgage offer can be issued.

There are lots of different terms, processes and things to consider — but you don't need to know it all.

07/10/2026

😂😂😂😂
IYKYK