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Monday 8am - 5pm Tuesday 8am - 6pm Wednesday 8am - 6pm Thursday 8am - 6pm Friday 8am - 6pm

Charleston Financial Services

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United Kingdom
Milton Keynes
Charleston Financial Services

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A market leading UK based finance provider specialising in buy to let and specialist mortgage solutions for residential and commercial properties.

We pride ourselves on our personalised service and commitment to working to our core principles. As an independent finance specialist, we are committed to providing our clients with the latest products together with a consistent, flexible, and responsive service. Our goal is to give you the information you need to make informed choices about financial products that meet your requirements, and help you arrange the finance you need, with no jargon, red tape, or barriers to success. Charleston Financial provides access to both popular and niche market products and offers a broad range of options to suit all needs including:-

• Commercial mortgages
• Residential mortgages
• HMO and Multi Unit Block
• Bridging Finance
• Buy to let
• Secured loans
• Development & Refurbishment

Our success has been built on our core principles, giving our clients and brokers peace of mind supported by a high standard of service each time. To speak directly to one of our qualified mortgage advisors, call today on 01908 597 811

Charleston Financial Services Limited (FCA Reference 1062580) is an Appointed Representative of Pivotal Financial Limited (FCA Reference 665649), which is authorised and regulated by the Financial Conduct Authority. We may receive commission which varies. Charleston Financial Services Limited is registered in England No.07038315. Registered office: 9 Copperhouse Ct, Caldecotte, Milton Keynes MK7 8NL. Pivotal Financial Limited is registered in England No. 09157892. Calls may be recorded.

09/10/2026

You need premises for the business. 💭

But what if the building you buy gives you more than somewhere to work?

A shop with accommodation above. A commercial unit with space that could be let. A property where part works for the business and another part creates income.

Suddenly you’re not simply choosing an office, shop or workspace. You’re thinking about what the whole building could do for you. 👀

Charleston works with mixed-use and semi-commercial properties where the residential and commercial elements sit together.

👉 Got your eye on a building that could work harder? Explore the finance with Charleston.

23/09/2026

The number of tenants is only one part of an HMO finance conversation.

Property configuration, licensing, landlord experience and how the investment is structured can all influence the lending route.

Charleston has specialist HMO and Multi Unit expertise to help you make sense of the options available 🏠

https://www.charleston.co.uk/hmo-mortgages.html

07/09/2026

A little meet the team moment for Adriana 👋
Adriana joined Charleston in March as a Mortgage Account Manager and is already part of the day-to-day rhythm here. 💙

hashtag

22/08/2026

Some opportunities do not fail because the property is wrong, they stall because the funding route was left too late. Bridging finance can help when timing is tight, whether that is an auction purchase, a chain gap or a property that needs work before longer term funding fits ⏱️. If you have a deadline attached to the deal, speak to Charleston before the pressure builds.

21/07/2026

A low asking price can look exciting, but the real question is what the property does after purchase. Rental income, refurbishment cost, finance terms, tax position and exit value all decide whether the numbers truly work - our team can help reveal the truse cost 👫

*Your home may be at risk if you fail to maintain payments on a mortgage or other loan secured against it. Finance options are subject to eligibility and lender criteria. Terms, conditions and status apply, and products are available to UK residents only.

17/07/2026

Behind every successful case is a lot of teamwork, and that includes the lenders helping make things happen 👫

A big thank you to our lender partners for the continued support, insight and collaboration across so many different types of finance.

Always appreciated by the Charleston team.

08/07/2026

Semi-commercial property can give investors more than one angle, with residential income, commercial value and different lender routes to consider. The key is understanding how the building is used and how the income is viewed before you commit. 🏢 If mixed-use property is on your radar, we can help you see where it fits.

03/07/2026

That’s another month wrapped at Charleston, and there’s been plenty going on across the board.
A big thank you to the whole team for keeping cases moving, supporting clients and making sure the detail is looked after properly. 🙌

02/07/2026

Out of office and straight into bowling mode 🎳

The Charleston team recently had a great evening at Lane7, followed by PizzaExpress. A brilliant night with a brilliant team 🍕

26/06/2026

Experienced landlords continue to look at HMOs because of the potential for stronger yields and long-term rental demand. In 2026, the focus is shifting towards sustainable income, strong tenant demand and lender-friendly structures. 🏠
The right setup early can make a big difference, speak to the team today for more information.

Address

Milton Keynes

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm

Telephone

+441908597811

Website

http://www.charleston.co.uk/

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