Ian Kells Independent Financial Advice

Ian Kells Independent Financial Advice Independent Financial Adviser & Mortgage Broker

I have had a number of questions and have seen lots of posts on social media speculating on what is going to happen in t...
04/09/2026

I have had a number of questions and have seen lots of posts on social media speculating on what is going to happen in the budget, most of which will be wrong.

In truth, we simply do not know what the outcome will be, so now is time for patience and a level head.


As we celebrate the kids returning to school, but sit in sorrow at the rain returning, we enter the time of the year wer...
02/09/2026

As we celebrate the kids returning to school, but sit in sorrow at the rain returning, we enter the time of the year were people start to take action and is typically the busiest period of the year for myself, so get yourself booked in and don't delay.

That time of year again!
05/08/2026

That time of year again!

Holiday time!
29/07/2026

Holiday time!

If you had thousands sat in your bank account you wouldn’t just ignore it? Find out the answers needed to understand you...
22/04/2026

If you had thousands sat in your bank account you wouldn’t just ignore it?

Find out the answers needed to understand your pensions.


Apart from spend it, what would you do if you inherited £100k?Everyone is different and it’s important as a Financial Ad...
10/04/2026

Apart from spend it, what would you do if you inherited £100k?

Everyone is different and it’s important as a Financial Adviser we understand this to make the most suitable recommendation!

Following on from my previous post regarding what is the average people have in their pensions. Let’s look at how we cal...
07/04/2026

Following on from my previous post regarding what is the average people have in their pensions.

Let’s look at how we calculate what you actually need.


The most common question I get asked when I’m reviewing clients pensions. However, it’s not what the average is, it’s wh...
31/03/2026

The most common question I get asked when I’m reviewing clients pensions.

However, it’s not what the average is, it’s what you need which is important!


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