Ask Gaz

Ask Gaz Ask Gaz aims to provide a free, impartial platform to deliver honest, reassuring Money Advice

Morning All, this page is still available if you want any questions answering or explanation of whats happening in the f...
28/09/2022

Morning All, this page is still available if you want any questions answering or explanation of whats happening in the financial world at present and what it might mean for you .Quite a few have contacted me with concerns. Have a great day, Gaz

23/06/2020

Tough times for 'would -be ' First time Buyers and Movers as half of prospective homebuyers have been denied a mortgage despite having an agreement in principle, according to research from Butterfield Mortgages.

BML commissioned an independent survey of more than 1,300 UK adults who are currently homeowners or are in the process of buying a property. The survey revealed that 50% of homebuyers have been denied a mortgage in 2020 despite being offered one in principle.

23/06/2020

Self Employed Support Grant

Hi All, hope your all enjoying the sunshine again

If you are eligible for the first grant and have not applied yet, you must do so on or before 13 July 2020. It has been reported that there have already been 2.6 million claims worth more than £7.2 billion. Given the fact that HMRC invited 3.5 million to apply, this means that 1 in 3 have not claimed through lack of awareness, choice of because their business has not been affected,

09/06/2020

Mortgage Market Update

Hi All, somewhat frustrating at the minute! Mortgages with a 10% deposit were very available a few weeks ago. Due to high demand , a lot of lenders have now pulled away. It means without a perfect credit score, even a mortgage with a 15% deposit is a real challenge. Things are changing daily so hopefully the situation will improve .

03/06/2020

Update -The Self-Employment Income Support Scheme (SEISS)

The Government grant to self-employed individuals whose businesses have been adversely affected by coronavirus – has now been extended and eligible people will be able to claim a second (and final) grant in August.

The first grant opened for applications on Wednesday 13 May. It covers three months – March, April and May – and the grants are worth up to 80% of profits, capped at £2,500 per month, or £7,500 in total. You can still apply for this first grant, but the Government's now said that you'll need to do so by Monday 13 July. The second grant will cover June, July and August, and will be capped at £2,190 per month, or £6,570 in total.

03/06/2020

Morning All
Changes in Furlough

From 1 July 2020, your employer will be able to bring you back to work on a part-time basis. Your employer will have to cover your wage for any hours that you are in work. They can claim Furlough for the hours you dont work ie if your contracted 40 hours and you do work for 20, they can claim the 20 hours and the other 20 , they will have to pay out of their own pocket.

02/06/2020

The government has now announced its NHS Test and Trace service, which aims to give advice to people who may have been in contact with someone who then tests positive for coronavirus. But as with any development in this pandemic, appallingly, scammers are using it as another opportunity to steal your personal information, and in turn, your money. We've seen a range of Trading Standards offices warning about these scams - which can come to you via phone, text or email.

The NHS says that official Test and Trace texts will come from the NHS and calls will come from 0300 0135000. Contact tracers will ask for your full name, date of birth and postcode, and will offer you advice if you have come into contact with somebody who has coronavirus symptoms. They will not:

ask for bank details or payments
ask for details of any other accounts, such as social media
ask you to set up a password or PIN number over the phone
ask you to call a premium rate number, such as those starting 09 or 087
ask you to download anything or access a non-NHS or government site

Hi All,Thank you for liking and following our new page 👍It has been a tough few months and I am hoping we will all come ...
29/05/2020

Hi All,

Thank you for liking and following our new page 👍It has been a tough few months and I am hoping we will all come out of this not too financially harmed.

Community spirit has been great! I would just like to say a massive thank you for all of the positive comments and feedback we have received from our followers in these uncertain times.

It is our aim to ensure you are getting the best possible deal on mortgages, insurance and investments so please feel free to inbox me to discuss anything that is concerning you or questions and queries you may have regarding your finances.

Please look out for our regular money saving tips that we hope you find useful.

Wishing you all a fantastic weekend.

Enjoy the Sun ☀️

28/05/2020

We are expanding!
Due to the amount of interest and people we have helped during these uncertain times we have now decided to create a page so none of our posts are missed and are easier to locate.
Ask Gaz aims to provide a free, impartial platform to deliver honest, reassuring money advice.
We can offer help relating to all financial and money matters and is designed for you to ask questions and create discussions so look out for regular updates regarding changes in the market.
Gary Buckley has 25 years experience within the financial services sector and is the owner of Buckley Rose Consulting that specialise in Mortgages and Life Insurance.
So get liking, adding and sharing. We are all in this together.

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