Ocean Your friends in finance helping you make money simple 🤝

Ocean Finance is a leading financial technology business offering personal finance solutions to consumers across the UK. With our credit-builder credit card, personal loans, and range of mortgage and second charge products for homeowners, we've helped over 1 million people get the money they need.

Here's how it works🚗 Take out 𝙘𝙖𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 with Car Finance 247 via Ocean🤩 Get automatic free entry into our £𝟕,𝟎𝟎𝟎 𝐩𝐫𝐢𝐳𝐞...
09/09/2024

Here's how it works
🚗 Take out 𝙘𝙖𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 with Car Finance 247 via Ocean
🤩 Get automatic free entry into our £𝟕,𝟎𝟎𝟎 𝐩𝐫𝐢𝐳𝐞 𝐝𝐫𝐚𝐰
🤞 Sit back and keep your fingers crossed!

T&Cs apply

Do you want to win a £500 Amazon.co.uk Gift Card? 👀To celebrate the launch of our new Ocean Confident TV ad across the U...
05/02/2024

Do you want to win a £500 Amazon.co.uk Gift Card? 👀

To celebrate the launch of our new Ocean Confident TV ad across the UK, we're giving away a total of £1,250 in Amazon.co.uk Gift Cards!

The giveaway will run until 29th February. On the 1st of March, we will randomly select 6 winners!

Winning places can expect...
🏆 1st Place - £500 Amazon.co.uk Gift Card
🏆 2nd Place - £300 Amazon.co.uk Gift Card
🏆 3rd Place - £150 Amazon.co.uk Gift Card
🏆 4th, 5th, and 6th Place - £100 Amazon.co.uk Gift Cards

Here's how you can enter...
✅ Follow us
✅ Like this post
✅ Comment below and let us know when you feel most confident

You can only enter once! One comment = one entry.

We will reply to the winners' comments on the 1st of March so keep your eyes open!

So tell us... when do you feel most confident? ☺️

This giveaway is not affiliated with Facebook. Users must be 18 years old and a resident in the UK in order to enter.

To read the full giveaway details and T&Cs, visit the link below! 👇
https://www.oceanfinance.co.uk/blog/ocean-confident-prize-draw/

  Check your eligibility and apply with confidence for our Ocean Credit Card. 💪 💳 Up to £8,000 credit limit⏲️ Get an ans...
19/01/2024

Check your eligibility and apply with confidence for our Ocean Credit Card. 💪

💳 Up to £8,000 credit limit
⏲️ Get an answer in 60 seconds
🙏 Checking won't affect your credit score

Using QuickCheck, we can confirm if you'll be accepted before you even apply! And the best part? It doesn't affect your credit score at all.

If you are accepted, you'll receive your shiny new Ocean card within 10 days. 🌊

Check your eligibility today! 👇
https://apply-creditcard.oceanfinance.co.uk/ #/title

Wondering what a secured loan is? 👀A secured loan is a loan secured against your home. Your property acts as a safety ne...
18/01/2024

Wondering what a secured loan is? 👀

A secured loan is a loan secured against your home. Your property acts as a safety net for the lender.

Your home could be at risk if you stop making the repayments, so it’s important to make sure you can afford them for the full term of the loan.

Spreading repayments over a longer loan term may mean you pay more interest overall. 💷

A secured loan is a big commitment, so it’s important that you’re confident you’ll be able to make your repayments in full and on time. 💪

*Please note that this information does not constitute financial advice.

We are back with more of our favourite money saving hacks! 💷1️⃣ Have a day of no spendingSometimes it’s hard to say no f...
11/01/2024

We are back with more of our favourite money saving hacks! 💷

1️⃣ Have a day of no spending
Sometimes it’s hard to say no for the fear of missing out. But if you’re overspending, think about cutting out spending for one day per week or month.

2️⃣ Cut down on impulse purchases
Try to cut down on small impulse purchases. Small everyday habits like grabbing a cup of coffee can soon add up over the course of a month.

3️⃣ Curb bigger spending
Try to cut back non-essential spending on big items until you’ve built up your savings pot. Consider if you still want or need the item by the time you’ve saved up for it.

4️⃣ Check out company benefits
Does your company offer any benefits that you’re not yet aware of, that could save you money? Some companies offer cycle to work schemes, discounts on eye tests, health insurance, and more.

5️⃣ Consider an automatic savings app
Try savings apps like Plum or Moneybox. They can round up purchases, so if you spend £10.75 on something, the spare 25p will be added to your savings. Check which app suits you best before signing up.

What money saving tips do you swear by? Let us know in the comments. 😊

*Please note that this information does not constitute financial advice.

For everything…💳 credit🏡 home 💷 loans🚗 cars For everything money.We’re here for you. 🌊https://www.oceanfinance.co.uk
09/01/2024

For everything…

💳 credit
🏡 home
💷 loans
🚗 cars

For everything money.

We’re here for you. 🌊

https://www.oceanfinance.co.uk

From spending more time with family to building a better financial future, whatever your resolutions are, we believe in ...
03/01/2024

From spending more time with family to building a better financial future, whatever your resolutions are, we believe in you. ❤️

Want to improve your financial wellbeing? Follow us, and let's tackle everything money, together. 🤝

Wishing you all a merry Christmas and happy holidays! ❤️
25/12/2023

Wishing you all a merry Christmas and happy holidays! ❤️

With 2024 just around the corner, we wanted to highlight some of the incredible milestones we reached over the last year...
22/12/2023

With 2024 just around the corner, we wanted to highlight some of the incredible milestones we reached over the last year. 👇

✨ As of May 2023, we hit 1 million approved customers since the launch of our Ocean Credit card.

✨ We welcomed 18 new faces to our Ocean team

✨ We reduced our customers' outgoings by an average of £728 per month - customers who took out a debt consolidation loan between Oct 22 - Sep 23.

We would not have been able to accomplish these milestones without our team, and most importantly, YOU… our amazing Ocean customers. ❤️

Here's to an even better year in 2024! 🥳

Looking for a few easy ways to start saving money? Well look no further! Here are 5 of our favourite money saving hacks....
13/12/2023

Looking for a few easy ways to start saving money? Well look no further! Here are 5 of our favourite money saving hacks. 💷

1️⃣ Work out your budget and disposable income
List your incomings and outgoings, and then review where savings can be made. After you’ve created a budget, you’ll be able to determine your disposable income, which is the money left over.

2️⃣ Set specific savings goals
You’re more likely to save money if you set yourself an achievable monthly goal.

3️⃣ Give yourself an allowance
Once you’ve worked out your budget, you can see how much spare income you have at your disposal. Divide this over the weeks of the month to give yourself a weekly allowance - and try not to go over it.

4️⃣ Put any spare money into savings
If at the end of the month, you find spare money in your account, consider saving it rather than carrying it over to the next month.

5️⃣ Open a separate savings account
Out of sight, out of mind. Think about opening a completely separate account for your savings. Then you should be less tempted to dip into these funds.

What are you favourite money saving tips? Let us know! 🫶

*Please note that this information does not constitute financial advice.

T-minus 19 days until Christmas! 🎄 We are hopeful that you’ve already started your holiday budgeting, but if you need a ...
06/12/2023

T-minus 19 days until Christmas! 🎄

We are hopeful that you’ve already started your holiday budgeting, but if you need a last minute checklist, we’ve got you covered!

Here’s what to include in your Christmas budget...

✨Gifts
✨Groceries
✨Travel & accommodation
✨Decorations
✨Socialising
✨Entertainment & activities

Read the full blog below! 👇
https://www.oceanfinance.co.uk/blog/things-to-budget-for-this-christmas/

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Manchester

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