Nicola Lauder Mortgage & Protection Adviser at Aspire Mortgages Ltd

01/01/2025

Here's to 2025 🥂

30/12/2024

We're always so grateful for your wonderful reviews 💙

07/11/2024

🙌

The Bank of England has reduced the base rate from 5% to 4.75% 🎉

This is a positive shift for anyone with a variable-rate mortgage and a great opportunity for first-time buyers to potentially access better affordability 🏡

Whether you're a homeowner or looking to step onto the property ladder, this rate cut could make a difference 🙌🏼

Curious about what this means for you? Reach out to chat with us 📲

Call us on 01603 319319 to book an appointment ☎️ Or Visit https://s.mtrbio.com/yhlmgyhkfk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

27/07/2024

We're always so grateful for your kind reviews 🤩

Call us on 01603 319319 to book an appointment ☎️ Or Visit www.aspire-mortgages.com/

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

12/06/2024

Five things a mortgage expert like us can help you with:

👉🏼 Finding the most suitable mortgage: Mortgage advisors typically have access to a wide range of mortgage products from different lenders. We can help you navigate through these options to find a mortgage that suits your specific financial situation and needs.

👉🏼 Comparing Offers: Once we understand your requirements, we can compare the terms and conditions of various mortgage offers, including interest rates, repayment options, and fees, to help you make an informed decision.

👉🏼 Negotiating with Lenders: We often have established relationships with lenders. We can negotiate on your behalf to secure terms or rates for your mortgage.

👉🏼 Assisting with Paperwork: The mortgage application process involves a lot of paperwork. We can help you complete and submit the necessary documents accurately and on time, reducing the chances of delays or errors that could affect your application.

👉🏼Providing Expert Advice: We are knowledgeable about the mortgage market and can offer expert advice tailored to your circumstances. We can answer your questions, explain complex terms or concepts, and provide guidance throughout the entire mortgage process.

Call us on 01603 319319 to book an appointment ☎️ Or Visit www.aspire-mortgages.com/

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

29/04/2024

How to become a homeowner in 2024? There are a few options, check them out 👇🏼

👉🏼 Help to Buy: Mortgage Guarantee Scheme:
- Introduced by the government in April 2021 to boost 5% deposit mortgages.
- Scheme extended until June 2025; lenders pay a fee for a government guarantee.

👉🏼 Shared Ownership:
- Allows buyers to purchase a share (25%-75%) of a property and pay rent on the rest.
- Buyers can start with a deposit as low as 5% of the share's price.

👉🏼 Help to Build:
- Aids self and custom builders with lower deposit mortgages.
- Government-backed loan available upon completion, akin to Help to Buy: Equity Loan scheme.

👉🏼 Lifetime ISA:
- Savings account encouraging saving for first home or retirement with a 25% government bonus.
- Allows annual contributions of up to £4,000.

👉🏼 Rent to Buy:
- Enables renting with the intention to purchase a newly built home.
- Facilitated by a government scheme.

👉🏼 Right to Buy:
- Allows council house or flat residents to buy at a discount, subject to location and tenure length.

👉🏼 Reduced Deposit Options:
- A couple of key lenders are offering £5k deposit and 0% deposit options for first-time buyers across the UK

Let's make you a new homeowner in 2024 🤩

Call us on 01603 319319 to book an appointment ☎️ Or Visit www.aspire-mortgages.com/

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

10/03/2024

Happy Mother's Day to all the Mums, Step Mums and Mother figures in our lives 🫶🏼

Call us on 01603 319319 to book an appointment ☎️ Or Visit www.aspire-mortgages.com/

08/03/2024

2 in 5 women sought a mortgage solo between 2021-2023 🎉

We want to be in your corner to advise and cheer you on to your property purchase

If you're looking to buy on your own but concerned or have question on how it works, you're in good hands with us 🙌🏼

Source: https://www.uswitch.com/mortgages/first-time-buyer-statistics/

Call us on 01603 319319 to book an appointment ☎️ Or Visit www.aspire-mortgages.com/

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

17/02/2024

✨ Expert Guidance: Navigate the mortgage maze with a pro who knows the ropes.

🔍 Access to Exclusive Deals: We have access to deals you won't find on your own.

⏳ Save Time & Hassle: No need to drown in paperwork – let us streamline the process for you.

💰 Personalised Solutions: Your situation is unique. Get advice tailored just for you.

🌐 Market Insight: We stay in the know about market trends, ensuring you remortgage at the right time.

💡 Clear on Costs: Understand all the fees involved, so you're not caught off guard.

📈 Credit Boost Strategies: If needed, get tips on boosting your credit score for better rates.

🤝 Peace of Mind: Remortgage decisions are a breeze when you have a trusted advisor by your side.

Call us on 01603 319319 to book an appointment ☎️ Or Visit www.aspire-mortgages.com/

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

24/12/2023

Wishing all of our clients, friends and colleagues a lovely and merry festive period ✨

Call us on 01603 319319 to book an appointment ☎️ Or Visit www.aspire-mortgages.com/

14/12/2023

Exciting update! The Bank of England base rate remains unchanged! 🥳

Holding steady at 5.25%, this marks the third consecutive hold, the first being in September 🤯

Positive shifts in the market are evident, with many lenders even lowering their rates! 😮

Stay informed by following our page, and if you have any questions about how this might impact your mortgage, feel free to reach out 📱

Call us on 01603 319319 to book an appointment ☎️ Or Visit www.aspire-mortgages.com/

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

16/11/2023

2 years today! Probably one of the most turbulent years in the mortgage market, but again thankful to have the most lovely clients and do a job I love 🥰

Celebrating 1 year at Aspire Mortgages today!
Whilst the year has had its challenges the benefits have been far greater. I am so lucky to love what I do and work with the best group of people. I am also very grateful to have the most lovely family, friends and clients that have continued to support me in the last year and in my 18 years as a mortgage broker.