Conran Mortgages

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Conran Mortgages We are Independent Mortgage Brokers and Equity Release Experts based in South East London

Can you buy your ex-partner out of the mortgage?In many cases, yes, but it depends on whether you can afford to take on ...
15/10/2026

Can you buy your ex-partner out of the mortgage?

In many cases, yes, but it depends on whether you can afford to take on the mortgage in your name alone.

Some of the questions we're asked most often during a separation:

• Can I buy my partner out?
• Can they buy me out instead?
• Can I stay on the old mortgage and buy a new home for myself?

Every situation is different, and there's rarely a one-size-fits-all answer. Having an expert who isn't emotionally involved can help both parties see things clearly.

📞 020 8528 2251
✉️ [email protected]
🌐 www.conranmortgages.co.uk



YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE.

Conran Mortgages is a trading style of Charles Conran Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (312764). Registered in England No: 03734618.

Good advice is backed by more than experience. It's backed by qualifications too.Our team holds accreditations including...
13/10/2026

Good advice is backed by more than experience. It's backed by qualifications too.

Our team holds accreditations including CeMAP (Certificate in Mortgage Advice and Practice), CeRER (Certificate in Regulated Equity Release), and Financial Planning qualifications from the CII, alongside our FCA authorisation and membership of the Equity Release Council.

It means whether your situation is straightforward or genuinely complex, you're getting advice grounded in proper training, not just guesswork.

🌐 www.conranmortgages.co.uk



YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE.

Conran Mortgages is a trading style of Charles Conran Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (312764). Registered in England No: 03734618.

Today is World Mental Health Day.Money worries, and mortgage decisions especially, can weigh heavily on people. It's one...
10/10/2026

Today is World Mental Health Day.

Money worries, and mortgage decisions especially, can weigh heavily on people. It's one of the reasons we take the approach we do.

We believe advice should never add to that pressure. That's why we focus on:

• Clear explanations, without jargon
• No pushy sales tactics, ever
• Taking the time to actually listen

If the mortgage process feels overwhelming, you don't have to figure it out alone. 💚

🌐 www.conranmortgages.co.uk



YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE.

Conran Mortgages is a trading style of Charles Conran Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (312764). Registered in England No: 03734618.

Thinking about a holiday let? The mortgage isn't the same as a standard buy-to-let.Lenders typically ask for a higher de...
06/10/2026

Thinking about a holiday let? The mortgage isn't the same as a standard buy-to-let.

Lenders typically ask for a higher deposit on holiday lets, and rental income is assessed differently too, based on seasonal projections rather than a single tenancy figure.

Other things that differ:

• Fewer lenders operate in this space
• Rates tend to run slightly higher than standard buy-to-let
• Some lenders want proof of expected occupancy rates

Getting the right lender matters more here than almost anywhere else.

👉 Speak to our team about holiday let finance.

📞 020 8528 2251
✉️ [email protected]
🌐 www.conranmortgages.co.uk



YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE.

Conran Mortgages is a trading style of Charles Conran Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (312764). Registered in England No: 03734618.

Buying a home with a partner? Your mortgage will look at both of you, not just one.Lenders assess joint applications by ...
01/10/2026

Buying a home with a partner? Your mortgage will look at both of you, not just one.

Lenders assess joint applications by combining incomes, but they also look closely at both credit histories together.

That means it's worth understanding:

• How your combined income affects how much you can borrow
• Whether one partner's credit history could affect the application
• What happens to the mortgage if your circumstances change later

Getting advice early means no surprises further down the line.

👉 Speak to our team about applying together.

📞 020 8528 2251
✉️ [email protected]
🌐 www.conranmortgages.co.uk



YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE.

Conran Mortgages is a trading style of Charles Conran Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (312764). Registered in England No: 03734618.

5 mortgage terms every first-time buyer should know.• AIP: an Agreement in Principle, an early indication of what a lend...
29/09/2026

5 mortgage terms every first-time buyer should know.

• AIP: an Agreement in Principle, an early indication of what a lender may offer
• Deposit: the upfront amount you put towards the property, on top of the mortgage
• LTV: loan-to-value, the size of the mortgage compared to the property's value
• Exchange: the point contracts become legally binding
• Completion: the day the property officially becomes yours

Knowing the language makes the whole process a little less daunting.

🌐 www.conranmortgages.co.uk



YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE.

Conran Mortgages is a trading style of Charles Conran Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (312764). Registered in England No: 03734618.

Thinking about a green mortgage? Your EPC rating is the starting point.A few practical steps can help improve it:• Upgra...
24/09/2026

Thinking about a green mortgage? Your EPC rating is the starting point.

A few practical steps can help improve it:

• Upgrade loft and wall insulation
• Replace an old boiler with a more efficient model
• Switch to LED lighting throughout the property
• Fit a smart thermostat for better temperature control
• Consider solar panels, where suitable

A higher EPC rating could open up more favourable mortgage terms, so it's worth understanding where you stand.

👉 Speak to our team about your green mortgage options.

📞 020 8528 2251
✉️ [email protected]
🌐 www.conranmortgages.co.uk



YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE.

Conran Mortgages is a trading style of Charles Conran Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (312764). Registered in England No: 03734618.

Myth: a bigger deposit always gets you the best rate.Reality: it's more nuanced than that.A larger deposit can open up m...
22/09/2026

Myth: a bigger deposit always gets you the best rate.

Reality: it's more nuanced than that.

A larger deposit can open up more products, but the best rate also depends on the lender, the type of property, your income, and your overall circumstances.

Sometimes a smaller deposit with the right lender works out better than a larger one with the wrong fit.

That's where independent, whole-of-market advice makes the difference.

🌐 www.conranmortgages.co.uk



YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE.

Conran Mortgages is a trading style of Charles Conran Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (312764). Registered in England No: 03734618.

Your credit score plays a bigger role in your mortgage application than many people realise.A few simple habits can help...
17/09/2026

Your credit score plays a bigger role in your mortgage application than many people realise.

A few simple habits can help strengthen it over time:

• Register on the electoral roll at your current address
• Keep credit card balances well below their limit
• Pay everything on time, every time
• Avoid applying for new credit in the months before you apply
• Check your file regularly for errors

Small, consistent steps tend to make the biggest difference.

🌐 www.conranmortgages.co.uk



YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE.

Conran Mortgages is a trading style of Charles Conran Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (312764). Registered in England No: 03734618.

Doctors, dentists, solicitors and other qualified professionals often have mortgage options that aren't immediately obvi...
15/09/2026

Doctors, dentists, solicitors and other qualified professionals often have mortgage options that aren't immediately obvious.

Some lenders take a more favourable view of professional applicants, considering career progression and earning potential rather than just a current salary snapshot.

This can mean access to higher income multiples or more flexible underwriting criteria, depending on the lender.

As independent, whole-of-market brokers, we know which lenders take this approach and how to present your case well.

👉 Speak to our team about your options.

📞 020 8528 2251
✉️ [email protected]
🌐 www.conranmortgages.co.uk



YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE.

Conran Mortgages is a trading style of Charles Conran Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (312764). Registered in England No: 03734618.

Address

London

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+442085282251

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