25/02/2026
Tax Year End is coming…. Don’t miss these key opportunities! ⚠️
As we approach year end (5th April), now is the time to get proactive (not reactive). Two areas you should review before the deadline:
1️⃣ ISA Allowance
Have you used your full allowance?
It doesn’t roll over — if you don’t use it, you lose it 👀
A simple but powerful way to build tax-efficient wealth. Key benefits:
• Tax-free growth
• No capital gains tax
• No tax on dividends
• No income tax on interest
2️⃣ Pension Contributions
Have you maximised your contributions?
• Tax relief on personal contributions
• Reduce your taxable income
• Potential higher/additional rate tax reclaim
• Company contributions can reduce corporation tax
You may also be able to carry forward unused allowances from the previous three years — but planning is key.
3️⃣ Child Benefit / High Income Review
For higher earners approaching the £50k–£60k range, pension contributions can reduce adjusted net income and:
• Preserve Child Benefit
• Avoid tapering
• Protect eligibility for 30 hours free childcare
A financial review now could mean significant tax savings later. Don’t wait until it’s too late!
