Sarah Edwards-Knight Wealth Management

Sarah Edwards-Knight    Wealth Management Associate Partner of St. James’s Place Wealth Management

14/08/2026

Ah, everything feels calm, your investments are making a promising return…. Then splash 💦

Enter trump, geo-political turbulence & inflation… making plenty of splash in the market. Keeping investors on their toes!

Volatility comes and goes. But staying calm, diversified and focused on the long term can help keep your portfolio afloat. So hold on tight everyone! 🛟

Time is the magic ingredient 💫

What a lovely day…. 8am - Kicked off the day reviewing market updates and financial news.9am - Little gym sesh to get th...
09/06/2026

What a lovely day….

8am - Kicked off the day reviewing market updates and financial news.

9am - Little gym sesh to get the energy flowing

10am - Illustrations & suitability letters written for pension transfer & stocks and shares ISA

11:30am - Ongoing Review meeting (annual check in to discuss client investment)

1pm - Lunch at my desk whilst doing more admin

2pm - Discovery call with new client

3pm - Recorded a Money Mindset video (uploading tomorrow ✌🏻)

4pm - Cash flow modelling session with client to discuss a variety of financial scenarios

5pm - Get my 🦆 🦆 🦆 in a row for tomorrow.

Over & Out!

13/05/2026

The full service 🌸💕

Good advice goes beyond numbers, it’s about looking after the whole person.

With financial wellbeing at the heart of advice… and sometimes, it’s the small things that matter most.

Always grateful that my clients have put their trust in me as their advisor. I will always do what is in their best financial interest 🙏🏻

Protection is 🔑 Income protection offers you peace of mind. “It’s the direct debit that protects all other direct debits...
06/05/2026

Protection is 🔑

Income protection offers you peace of mind. “It’s the direct debit that protects all other direct debits.”

It offers you stability and security when life gets in the way, ensuring your bills are covered when it matters most.

Most providers will pay in the region of 65% of your income, subject to terms and conditions & medical underwriting.

Protect yourself & the ones you love ❤️

29/04/2026

If I was building your financial plan in 60 seconds… here’s exactly what I’d do ⬇️

In your 20’s… your biggest asset is time.
Build a small emergency fund, avoid bad debt, perhaps start investing, however little!

30’s… time to build momentum. Increase pension contributions, protect your income and invest with purpose.

40’s… Optimise everything! Use tax-efficient accounts, review investments, and get clear on retirement goals.

50s – now shift toward security. Boost retirement savings, reduce unnecessary risk, and start planning how you’ll actually draw income.

60’s… protect & preserve. Focus on income, tax efficiency, and making your money last.
Avoid big risks ‼️

Actually loved just sitting here on Richmond Green, hair & 🪁 blowing in the wind. Felt like a scene out of Mary Poppins!

🌸 Spring is in bloom 🌸 and it’s the perfect time to spring clean your finances. Clear out wasted spendingGo through your...
15/04/2026

🌸 Spring is in bloom 🌸 and it’s the perfect time to spring clean your finances.

Clear out wasted spending
Go through your subscriptions and monthly outgoings—most people are paying for things they don’t even use.

Reset your savings habit
Can you spend a little less each month and automatically move that difference into savings or investments instead?

Make the new tax year work for you
Use your ISA allowance early so your money has longer to grow tax-free under HM Revenue and Customs rules.

Spring in bloom is the perfect reminder to reset your money habits now, not later!

I love this floral image by - pretty & playful photos, check out her page. 💕🌸

03/04/2026

Flourishing Through Thoughtful Investing 🌷

Lovely to see my article on investing in the “Financial Reset” feature in the Easter edition of ‘The Richmond Magazine’.

“The start of a new tax year offers a wonderful opportunity to pause, reflect and take positive steps towards your financial future. With new allowances available, it’s the perfect time to review your investments and ensure your plans continue to support the life you want to create.”

I’ve had lots of friends/clients in the area who regularly enjoy reading the local magazine over a glass of wine or a cup of 🫖 who have reached out to say they’ve seen it!

I grew up not far from Richmond, attended sixth form college here, followed by my first 3 jobs (Hair Associates, Ted Baker (now Lulu 🍋) & Harris Jones Recruitment) I was a member of “Combination” contemporary dance company, performed at & have spent hours by the river! The days when ‘Bills’ used to be ‘Joe’s’ & ‘Park Avenue’ was always a good idea! Nowadays you’ll find me running with ✌🏻

Sending Richmond some ❤️

01/04/2026

Still integrating the magic from this beautiful experience in Italy ✨

This week I had the opportunity to attend a powerful workshop hosted by founder of The Soul Manifesto.

The workshop, “Power Moves – The Internal Shift That Changes Everything”, was exactly that… a reminder that the most powerful changes we create in our lives begin from within.

Through deep reflection, powerful conversations and inner work, we explored how our subconscious patterns, beliefs and emotional conditioning shape the way we show up in life. Mary-Ann’s work is all about helping you reconnect with your true power by shifting the internal programming that holds you back. (The Soul Manifesto)

The space she held was incredibly grounding and inspiring, a room filled with like-minded women ready to grow, evolve and step into a more aligned version of themselves.

Moments like this remind me that personal growth isn’t just about learning more…
It’s about becoming more of who you truly are.

Grateful for the insights, the energy, and the beautiful souls i was able to share this with:
metodorenatafranca


space


& to .tessier06 who I met on the ✈️

A presto, bellissima Bassano. ❤️

25/02/2026

Tax Year End is coming…. Don’t miss these key opportunities! ⚠️

As we approach year end (5th April), now is the time to get proactive (not reactive). Two areas you should review before the deadline:

1️⃣ ISA Allowance
Have you used your full allowance?
It doesn’t roll over — if you don’t use it, you lose it 👀

A simple but powerful way to build tax-efficient wealth. Key benefits:

• Tax-free growth
• No capital gains tax
• No tax on dividends
• No income tax on interest

2️⃣ Pension Contributions
Have you maximised your contributions?

• Tax relief on personal contributions
• Reduce your taxable income
• Potential higher/additional rate tax reclaim
• Company contributions can reduce corporation tax

You may also be able to carry forward unused allowances from the previous three years — but planning is key.

3️⃣ Child Benefit / High Income Review

For higher earners approaching the £50k–£60k range, pension contributions can reduce adjusted net income and:

• Preserve Child Benefit
• Avoid tapering
• Protect eligibility for 30 hours free childcare

A financial review now could mean significant tax savings later. Don’t wait until it’s too late!

Address

30 Lombard Street
London
EC3V9BQ

Telephone

+447949970348

Website

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