Sarah Edwards-Knight Wealth Management

04/02/2026

⬇️ Practical tips to navigate divorce financially

Divorce is hard.
Money makes it harder 😭

From personal experience, if the separation is amicable, these are some things that can help you gently unglue yourselves financially…

🌱 Try mediation before courts
If you’re able to resolve differences together, mediation can save emotional and financial strain. You may be eligible for a grant for the first session (often to agree childcare). Future sessions cost, but are usually far more reasonable than solicitors and courts.

🌱 Pay off as much debt as possible
If you can, ask for help. Clearing debt lets you start from a blank canvas and gives you breathing space to rebuild.

🌱 Downsize (at least at first)
A smaller home can be a powerful reset. Focus on comfort and safety for the kids. Space can come later. Remember… home is where the heart is.

🌱 Live within your means (for now)
Batch cook. Shop cheaper. Make cuts where you can, but don’t forget to treat yourself too. Small joys matter during big transitions.

Navigating divorce financially doesn’t mean being cold or rigid. Kindness doesn’t mean weakness. Putting kids first means choosing calm, co-operation, and long-term thinking whenever possible.

30/01/2026

“I’d like to spend my money on a McLaren?” 👀

Better get saving/investing then son 🤣😉

Options for our little ones…

💰 Piggy Bank (no interest/max flexibility)
💰 Savings account (low interest/high flexibility)
💰 Junior ISAs are long-term savings accounts for children (locked until age 18)
💰 Cash JISAs = steady & low risk
💰 Stocks & Shares JISAs = invested in the market, higher growth potential over time.
💰 Anyone can contribute (parents, grandparents, friends). Money grows tax-free and belongs 100% to the child at 18

Save this for your child’s future 🌱💕

** This content is for financial education purposes, not advice. Past performance is not indicative of future performance. Investments can go up as well as down **

wealthbuilding

28/01/2026

Hands down the phrase I use the MOST in my business. Who’s heard me say it? 🤣🤩

Getting my financial ducks in a row
🦆 🦆 🦆

Not flashy. Not overnight.
Just clarity & strategy.

Future me is already saying thank-you!

The ducks ⬇️

Budgeting ✅
Protection ✅
Pension ✅
Emergency fund ✅
Investment ✅

23/01/2026

Life is short 😢

Do the thing.
Spend the time.
Say the words.
Be present with your loved ones.

Bring joy, build memories, laugh often & please make sure your family is protected in the event of diagnosis with a critical illness. Let’s protect the ones we love.

Financial wellbeing gives you peace of mind.
It’s about not leaving questions, stress, or chaos behind for the people you love most.

Love loudly.
Plan wisely.
Take care of your family today 💕

21/01/2026

Money isn’t static… it moves & shifts, responding to the choices we make every day.

When you have clarity, money becomes less about stress and more about intention. You start making decisions with confidence, building foundations that support both your present life and your future goals.

Financial wellbeing isn’t about perfection or control. It’s about awareness, direction, and creating space to move forward!

Baby steps… steadily, sustainably & most importantly on your own terms.

The wind was WILD on the bridge! I was hoping for a Beyoncé moment…. I decided to cut myself out of the reel 🤣✌🏻

14/01/2026

11/01/2026

I don’t like running, it hurts!!!! But I have a fitness goal I want to an achieve by April. In order to archive this I need to be DISCIPLINED.

In the same way I recommend that my clients need to be disciplined if they want to achieve their financial goals.

Step 1 - What is your goal? Is it a new car, a house, university for the kids, a comfortable retirement or covering the bills each month? 🤷🏼‍♀️ Be crystal clear!

Step 2 - Be DISCIPLINED. Know your money. What’s coming in? What’s going out? Can you spend a little less? Can you save a little more? Can you invest/should you invest/how do you invest?

Then take ACTION!

07/01/2026

Christmas is over, time to put the decorations away & and kick start 2026 in the best way possible!

Tidy house, tidy mind, tidy finances. Let’s go! Time to set some intentions and create healthy habits ✅

28/12/2025

2026 WELLNESS GIFTS FROM BRIGHTON FEMALE FOUNDERS 🌊✨

We’ve teamed up with incredible Brighton-based, female-founded brands to bring you the ultimate wellness giveaway packed with calming treatments, movement, mindset support + soulful self-care 💛

One winner receives:
— 60-min acupuncture
— 3x MLD treatments
— 3 triple-wick candles
— 90-min somatic session
— 80-min 1:1 Pilates
— Day + Night bundlegray — Two 1:1 PT sessions
— 90-min Private Yoga & Sound Meditation

Financial wellbeing sessionby.emma — Bespoke facial
— Sauna + assisted stretch session

To enter:
✔️ Follow all tagged accounts
✔️ Like this post
✔️ Tag a friend (each tag = 1 entry)
✨ Bonus: share to stories + tag us

Details:
• Ends 4th Jan
• Winner contacted here only
• Not affiliated with Instagram

With love to you 💛

03/12/2025

“Neurodiverse” (or neurodivergent) refers to people whose brains process information, learn, communicate, or experience the world in ways that differ from what’s considered “typical.”

It’s not an illness or a negative label — it’s simply a natural variation in how human brains work. With friends, family members and clients who fall under this umbrella, I refer to this as their ‘super-power’ & it’s an area I am deeply passionate about 💕

A little hand holding is essential and here’s how..

Financial planning should feel accessible, calm, and clear — especially for neurodiverse clients. Here’s how I structure meetings to support focus, comfort, and confidence:

🌱 Bite-sized conversations
I break complex topics into small, manageable steps so nothing feels overwhelming.

🌱 Use of visuals + alternative formats
Charts, icons, colour coding, and simple handouts help bring information to life.

🌱 Flexible pacing + lots of breaks
Need time to reset, process, or move around? No problem. Breaks are built into every meeting by default.

🌱 Respect + comfort first
Clients can choose the environment that works best — cameras off, fidget tools, slower pacing, or sending questions in advance. No pressure, ever.

✨ The goal: a supportive space where financial decisions feel clear, calm, and in your control — no matter your learning style.

26/11/2025

So….. the Chancellor has just delivered her Autumn Budget, and as expected, there are
significant changes ahead.

I wanted to quickly walk you through what’s been announced and, more importantly,
what this means for your financial planning.

Let’s start with the headlines that affect most of us.

🌸 First, income tax thresholds will remain frozen until 2030. This means as your income rises with inflation, you’ll gradually pay more tax - what’s known as fiscal drag.

🌸 Meanwhile, the basic and higher rates of dividends tax is rising by 2% to 10.75% and
35.75% respectively from April 2026

🌸 For savers, there’s a significant change coming. The cash ISA limit will be cut from £20,000 to £12,000 per year for under 65s, from April 2027. If you’re currently maximising your ISA allowance using cash, we’ll subsequently need to review your savings strategy.

🌸 On pensions, a £2,000 cap on salary sacrifice pension contributions will be introduced
from 2029. For those using salary sacrifice extensively, this requires careful planning and
consideration over the next few years.

🌸 Property owners also face new challenges.
A high-value council tax surcharge will apply on properties worth over £2 million.

It’s not all challenging news though…

🌸 From April the minimum wage will rise for over-21s by 50p to £12.71 an hour, and the
two-child benefit cap will be removed, helping many families.

Now, here’s what matters most: don’t panic. Yes, tax rises are always a concern, but
knee-jerk reactions rarely serve your long-term interests.

Over the coming days, I’ll be reviewing each client’s situation individually. We’ll look at your existing strategy alongside your long-term objectives and discuss any
potential changes. For most of you, modest adjustments rather than major overhauls will be needed.

As always, we’ll review everything calmly, objectively, and with your long-term interest in mind 💕

26/11/2025

A wonderful event today hosted by at the Key note speaker shared her very personal story, exploring her journey from “adversity to opportunity”. Great to be in a room with inspiring female business owners, supporting and encouraging one another 🙏🏻💕