04/09/2026
There’s an important change coming to the UK payments industry.
The Payment Systems Regulator is introducing new requirements aimed at making Visa and Mastercard scheme and processing fees clearer.
Why does that matter?
Acquirers haven’t always had enough information to easily understand which charges are mandatory, optional or linked to certain activity. That can make payment costs harder to explain further down the line.
The changes are designed to bring greater transparency and accountability around those fees.
But there’s an important distinction:
❌ This isn’t a cap on Visa or Mastercard fees.
❌ It doesn’t mean fees will immediately fall.
✅ It should make it easier to understand how charges are structured and why they’ve been applied.
For businesses, greater transparency in payments can only be a positive step.
We’ll keep an eye on what the changes mean as they’re introduced.