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Rainstone Money

Mortgage and Finance brokers dedicated to providing tailored solutions with our panel of top lenders.

05/11/2026

🏦 Base rate up to 4%, will your mortgage payment change?

The Bank of England has raised its base rate from 3.75% to 4%. Here’s what that could mean for you 👇

🏡 Tracker mortgage? Your rate will normally rise in line with the base rate, depending on your agreement.

🔒 On a fixed deal? Your mortgage interest rate stays the same until your fix ends.

📊 On your lender’s standard variable rate? Any change is decided by your lender.

🔑 Buying or remortgaging? New fixed-rate deals don’t automatically move in line with the base rate — it’s worth comparing your options.

💰 Saving? Some variable savings rates could rise, depending on your provider.

Your next step? Check your current rate and when your deal ends.

📩 DM Rainstone Money to discuss your mortgage options.

Save this post for your next mortgage review 🔖

30/10/2026

Great company, good conversations and a glass raised to new connections. 🥃✨

Last night’s Wh**ky & Cigar event brought our clients together at The Churchill Bar to chat about everything from the property market to the Budget.

Thank you to Judge & Priestley Solicitors for sponsoring, and to everyone who made it such a memorable evening. 🤝

Here’s to more evenings like this,hopefully another one soon!

28/10/2026

📣 Your money. The key changes.

Buying your first home, building your savings or letting a property? Here’s your Budget 2026 breakdown 👇

🏡 2.5% deposit
A new scheme for eligible first-time buyers in England, with a 20% equity loan towards a new-build, interest-free for five years.
📅 Launch date to be confirmed.

💰 £20,000 cash ISA allowance stays
The planned cut to £12,000 has been scrapped.
📅 Allowance retained from April 2027.

🏘️ Higher tax on rental income & savings
A further 2 percentage point rise in tax rates on taxable income, on top of last year’s announced increase.
📅 From April 2027.

⚡ £100 energy payment
Support announced for around 20 million households in council tax bands A–D.
📅 Payment date to be confirmed.

🔥 Gas standing charges to go
Costs will move into unit prices, so savings will depend on your usage.
📅 Targeted for 2027, or as soon as possible afterwards.

🔖 Save this post to keep the key changes handy.

26/10/2026

Mortgage on your mind? 🏡 Swipe for 6 steps to get application-ready ➡️

Save this for later and send it to someone who’s house hunting 🔑

Need help? Link in bio 👆

23/10/2026

Co workers? More like siblings

22/10/2026

🔨 Ready to bid? Get your finance plan ready first.

Auction finance is short-term funding that can help you buy a property while you prepare to sell or arrange a longer-term mortgage. 🏘️

Buying a property that needs work? Options may also be available for refurbishment projects.

Before auction day, think:
💰 Deposit and fees
⏳ Completion deadline
📋 A clear plan to repay

At Rainstone Money, we help you explore suitable lenders and funding options before you bid.

📩 Found your next opportunity? Get in touch with us.

Address

Rainstone Money
London
E11HL

Website

https://rainstonemoney.co.uk/

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