MoneyShe

26/08/2026

Remembering Dolly Parton - an extraordinary woman, artist, storyteller and philanthropist whose generosity and joy reached far beyond the stage.

Her life was a powerful reminder that success can mean more than financial security: it can create the freedom to follow your passions, support the people you love and give back to causes that matter.

As Dolly once said: “Don’t get so busy making a living that you forget to make a life.”

At MoneyShe, we believe investing is not simply about building wealth. It is about creating more choice and independence for the life you want to lead - including the ability, when you can, to make a difference for others.

We are thinking of Dolly’s family, friends and all those whose lives she touched. She will live on in millions of hearts 💕

26/08/2026

Do you know what your pension costs you each year?

Most women don't - and not because we couldn't understand the answer. Because nobody has ever put it in front of us in a form we could compare with anything else.

Here's one that surprised us. Cash sitting in your ISA or investment account earns interest. Bank Rate is currently 3.75%. What providers actually pay you ranges from under 1% to around 2.8%.

The rest goes into their pockets!

On £20,000 held in cash for a year, that's the difference between getting £200 and getting £560. And because nobody takes money out of your account - they just don't pass all of it on - it appears on no fee card schedule anywhere.

We've written to the Financial Conduct Authority (FCA) about this and two other things that would make what you pay visible.

We've also written a short blog explaining how to check your own pension and investments in 5 steps, in about 10 minutes. It's really worth doing.

https://moneyshe.com/blog-what-your-pension-and-investments-really-cost/

And if you have 4 minutes, please take our survey. We're asking women across the UK what they know about their charges, and what would genuinely make investing feel worth doing. We publish the findings this month and send them to the regulator.

https://form.jotform.com/262222745001040

The more women who take part, the harder they are to ignore. Please share it with any women you think would have something to say. 💜

14/08/2026

It's National Financial Awareness Day today - which sounds boring, but it’s about building a sound financial future for you!

Almost everything that improves your financial life is not as hard as it sounds. But it gets postponed because money is the one subject we all assume everybody else understands better than we do. They don't. The explanations are simply bad. If something makes you feel stupid, the problem is their explanation, not you.

Here is an hour's work that can pay for years:

Find your old pensions. Most of us have three or four employers behind us and no idea what's sitting in each one. Millions of pots go unclaimed in the UK for exactly this reason.

Read your bank statement properly. The streaming service you forgot, the gym you stopped going to, the storage you don't use. £30 a month back is £360 a year.

Start an emergency fund / or ‘F-off Fund’ - £50 a month if that's what's affordable. The point isn't the amount; it's that the boiler, illness, or a bad relationship stops being a crisis or a trap. Set it up, automate it, then leave it to run.

Women retire with far less than men, and it isn't because we are worse with money. It's because the system was built mainly by men for men. Around a career that never pauses for children, care or part-time work. Knowing that changes what you do about it.

One action today is worth more than a perfect plan you never start.
Smart women invest. 💜

11/08/2026

New podcast: How to beat the gender wealth gap.

Women earn less, save less into pensions and take on more unpaid care. That’s the arithmetic. What sits on top of it is an industry – largely built by men for men - that speaks in a language designed to make you feel you don’t belong in the room.

Our Founder, Gina Miller, sat down with Val Cipriani of Investors’ Chronicle to talk about why that happens, and what you can practically do about it — how to start building wealth for future you, what to look for, what to ignore.

Gina also speaks with her usual frankness about the financial fallout of having cancer, and about economic abuse. These are things a lot of women live through quietly. Money is not a side issue in either. It often becomes a huge issue.

Financial independence isn’t about getting rich. It’s about choices!

🎧 https://www.investorschronicle.co.uk/content/5a90a130-e644-474c-969c-c8fa69eb9287

Val Cipriani sits down with MoneyShe founder Gina Miller to discuss misogyny in finance and why women should invest early

28/07/2026

Two things can be true at the same time: women in the UK invest less than men - but when they do, outperform men. So it was never about ability.

56% of men say they understand investing well versus 34% of women. That’s a confidence gap, not a knowledge gap - and it’s estimated to be costing UK women a staggering £599 Bn, more than the entire GDP of Switzerland.

The good news? Women who invest tend to do it brilliantly - trading less, staying calmer, avoiding the ‘hot tips’ that often trip men up.

“I’m waiting till I feel confident” is the most expensive sentence in investing. You’ll never feel 100% ready - and you don’t need to. You need a platform / place built for you.

Our Founder, Gina Miller, has written a new blog about what actually closes the gap 👇 https://moneyshe.com/confidence-gap-women-investing/

*Capital at risk; investments can fall as well as rise.*

UK women invest less than men — yet often outperform them. The barrier isn’t knowledge. It’s confidence.

27/07/2026

Hope is not a policy that will raise the funding we need.

There is money available to this country right now. £59.2bn owed to HMRC and never collected - a record.

A corporation tax gap growing faster than almost any other, as multinationals make billions in Britain but re-route profits elsewhere.

A pensions triple lock brought in as an emergency measure that has quietly become permanent. Reforming to a double lock would still protect pensioners in real terms, be intergenerationally fairer, and save around £19bn a year by the mid-2030s.

But all of the above together would not fund a stable, sustainable country. You cannot tax a shrinking economy into security.

That is why our founder Gina Miller argues in The Independent that fairness and growth must happen together – and one of the biggest sources of growth too often ignored is women's businesses. Could contribute £310bn to the UK economy if women had proper access to money – but ONLY 2% of equity funding reaches all-female founding teams.

Read Gina’s full comment piece here https://www.pressreader.com/uk/the-independent-1029/20260726/282102053458940

I under­stand why so many of us are pla­cing our hope in Andy Burnham and his prom­ised “cir­cuit breaker” for Bri­tain. His instinct that growth can­not be ordered from White­hall, but must be nur­tured from the bot­tom up, is cor­rect. And yet, in...

16/07/2026

We teach daughters to save - and sons to invest. It’s time to change that. 💜

Research from the University of Cambridge found that children’s core money habits are largely set by around the age of seven. So, the money moments you share - at the supermarket, at pocket-money time, at the kitchen table - matter far more than you might think.

In our latest blog, we share a simple, age-by-age guide to raising money-confident children, daughters and sons alike - and explain how a Junior ISA can turn the lesson into a lasting head start.

Read it here 👉 https://moneyshe.com/money-skills-for-your-children/

*Capital at risk*

Children’s money habits form by age seven. A simple, age-by-age guide to raising money-confident kids - daughters and sons alike.

15/07/2026

A calm month for investing, quietly proving our point about genuine diversification. 🌾

The oil price fell back to where it started, the UK stock market hit an all-time high, and yet some of the big names everyone gets excited about (hello, tech giants) had a real wobble. Even gold fell almost 17%!

Our answer? We didn't change a thing, because our clients’ money is spread widely across the world - not piled into whatever's fashionable this month. They simply weren't exposed to the stocks or markets that stumbled. That's real diversification doing its job.

We'd always rather own the whole haystack than gamble on finding the single needle. It means fewer sleepless nights and no need to guess what's next.

Have a read of our full June market commentary and performance 👉 https://moneyshe.com/moneyshe-portfolios-trusted-female-investment-portfolios/

Got a question about your money? Pop it in the comments or send us a message. There's no such thing as a silly question when it comes to your money 💛

*Capital at risk*

Diversified, low-cost ETF portfolios managed by experts. Ethical ESG, Bond Reserve, Absolute Return and Long-Term Growth options. Women and wealth, built for your goals.