MoneyShe

03/06/2026

SpaceX is about to float 🚀and the headlines are shouting "bubble". So what does it mean for your money?

In plain English: ordinary tracker funds have to buy a company once it joins an index, at whatever silly price the crowd has pushed it to. Our portfolios do the opposite. It backs companies for how real and profitable they actually are, not how excited people are about them.

That means a hyped, loss-making giant would be a tiny part of your portfolio - and if markets get bumpy (possibly around 2027/28), we can play it safe.

Smart investing isn't about chasing the crowd. 💜

Read our Market Insight article 👇
https://moneyshe.com/blog-spacex-ipo-market-bubble-explained/

*Capital at risk. Not personal advice.*

01/06/2026

Recent headlines say it plainly: "We are already in a pensions crisis."

The Pensions Commission’s latest report confirms that around 15 million people in the UK aren't saving enough for a comfortable retirement. Women, the self-employed and anyone who has taken time out of work to care for family or children are hit hardest – and the State Pension alone simply won't cover a comfortable later life.

Here's the part we really want you to take away: you can’t afford to wait for dithering and delaying politicians acting in the next Parliament to fix this.

The single most powerful thing you can do for your future self is to start – or top up – your own pension. A SIPP gives you control over how much you contribute, where it's invested, and what you pay in fees, with the benefit of tax relief along the way.
Read our latest blog 👉 https://moneyshe.com/the-pensions-crisis-is-real/

See how a MoneyShe SIPP could work for your retirement: https://www.moneyshe.com/sipp

*Capital at risk*

Learn what the Pensions Commission report reveals about retirement savings and the growing challenge for the UK population.

28/05/2026

Yesterday the House of Commons Treasury Select Committee published the responses of more than 52,000 graduates on the student loan system. The findings are extraordinary.

57% did not understand the terms they were signing
93% say the interest and repayment terms are unreasonable
And — for the first time — a Parliamentary committee has formally identified women as a group disproportionately affected.

Why women?
Interest accrues during maternity leave.
Loan balances grow worse during career breaks.
The system effectively widens the gender pay gap by punishing mothers who take time out of paid work. This is the lifecycle trap MoneyShe was founded to challenge and change.
The 9% graduate levy hits women in their twenties and thirties — the very years when starting a pension matters most. By the time the debt is written off in her fifties, the compounding window for retirement savings has gone.

Our written evidence (SLTG0185) was submitted to the Committee on 13 April. Yesterday's findings vindicate every point we made. I've now written to the Clerk offering to give oral evidence, as there can be no fair settlement on student finance that doesn't reckon with the fact that women pay the highest price!

Read the full statement here:https://moneyshe.com/wp-content/uploads/2026/05/women-pay-highest-price-student-loans-2026.pdf

If you're a graduate paying for a system that broke its promises — share this. The Committee is listening.

Read our written evidence below https://committees.parliament.uk/writtenevidence/165283/pdf/

26/05/2026

The headlines this week say it plainly: "We are already in a pensions crisis."

The Pensions Commission has just confirmed that around 15 million people in the UK aren't saving enough for a comfortable retirement.

Women, the self-employed and anyone who has taken time out of work to care for family or children are hit hardest – and the State Pension alone simply won't cover a comfortable later life.

The single most powerful thing you can do for your future self is to start – or top up – your own pension. A SIPP – self-invested, low-cost pension - gives you control over how much you contribute, where it's invested, and what you pay in fees, with the benefit of government tax relief along the way.

See how a Money SIPP could work for your retirement, and help you retire in comfort

Take control of your pension with a MoneyShe SIPP. £60,000 annual allowance. Government tax relief on contributions. Professionally managed ETF portfolios. Fees from 0.85%.

21/05/2026

When the markets had their worst moments of the last 17 years — Brexit, COVID, the 2022 bond sell-off, the rate-cycle rollercoaster — many portfolios simply held on for the ride.

We took a different approach.

The MoneyShe Absolute Return Portfolio is built to stay flexible, diversified and disciplined through whatever the world throws at it. Since its launch in June 2009, it has delivered 174.2% net of all costs, as of 30 April 2026.

Our latest blog walks through how it works, in plain English - no jargon, no over-promising.

Read it here: A Calmer Way to Invest When Markets Feel Unsettled https://moneyshe.com/a-calmer-way-to-invest-when-markets-feel-unsettled/

📌 Capital at risk. Past performance is not a reliable indicator of future results.

15/05/2026

Today is International Day of Families 💛

We've been thinking about the quiet gifts - the ones that don't fit in wrapping paper but show up at 18, 21 - the first house deposit, the gap year, the start of something big.

That's what a Junior ISA does.

✨ Tax-free for your child ✨ £9,000 annual allowance - use it or lose it!) ✨ Anyone can contribute - parents, grandparents, godparents, that generous aunt ✨ Locked until they're 18, so it actually has time to grow

Here's the magic of starting early: just £100 a month from birth could grow to around £35,000 by their 18th birthday (assuming 5% average growth)*. That's the power of compound interest working while you sleep.
This International Day of Families, we'd love to help you start. Open a Moneyshe Junior ISA in minutes — no jargon, no judgement, just a clear path to their future. 🌱

👉 moneyshe.com/products/jisa/

*Illustrative example. Capital at risk*

13/05/2026

£113,000!!

That's the size of today's gender pension gap in the UK - the difference between what the average man and woman will retire with. And, worryingly, it's getting bigger, not smaller!

Scottish Widows' latest report shows that more than a 1/3 of women are heading into retirement at risk of poverty.

Career breaks are a huge driver: 58% of women near retirement have taken one, compared to just 12% of men, and 4 in 10 never plan for the financial impact.

Here's the part no one tells you often enough: the gap can be fixed by acting early. Knowing how pensions, contributions, and career breaks really work changes outcomes.

At , we've pulled together the guides, tools and expert services to help women take that next step - whether you're 25 and starting out, 45 and recalibrating, or 60 and planning the next chapter – explore how we can help at www.moneyshe.com

07/05/2026

The UK gender investment gap has hit £678 billion — roughly the GDP of Switzerland. But here’s the twist: when women invest, the data shows we tend to outperform.

New on the blog — why every woman must be confident, curious and in control of her money.

Read here: https://moneyshe.com/confident-curious-in-control-women-uk-money-gap/

28/04/2026

Timely question - How are women shaped — and sometimes constrained — by the intersection of Power, Politics and The Press?!

Our founder, Gina Miller, will be heading to the Financial Times in London on Monday 18 May 2026 for "Power, Politics and The Press" - a Centenary Action and FT Women event examining how women are shaped, and sometimes constrained, by the forces of power, politics and the press.

Gina will be in fireside conversation with the FT's Pilita Clark, closing an evening that also features a panel of Rosie Wrighting MP, Helen Grant MP and Baroness Olly Grender, chaired by Miranda Green.

It's exactly the kind of conversation we believe matters - and one of the reasons MoneyShe exists: to help women claim their power, financially and otherwise.

Doors at 5pm, kick-off at 5.30pm. Tickets are £25 – scan the QR code to book.

We'd love to see you there.

27/04/2026

Meet Sarah. 28. Primary school teacher. Take-home £32,000.

She borrowed £46,000. She's repaid over £10,000. She owes £52,000.

The system isn't broken. It's working exactly as designed.

A 9% deduction in the years her pension should be compounding. Frozen thresholds the government promised would rise. Interest is piling on faster than she can pay it down. In the same years, she's trying to save for a deposit, take maternity leave, or care for a parent.

If a payday lender ran this playbook, the FCA would shut them down. When the state runs it, and we call it policy!

We're not asking for a bailout. We're asking for the deal women were promised when they signed on the dotted line.

What would you tell your 18-year-old self about taking on a student loan?

Latest article by our Founder Gina Miller in CityAM here https://www.cityam.com/the-student-loan-rip-off-is-hitting-women-hardest/

Our submission to the Treasury Select Committee
https://moneyshe.com/wp-content/uploads/2026/04/MoneyShe-Submission-to-the-TSC-re-Student-Loans-Inquiry-13-April-2026.pdf

Then contact your MP!