Onyx Financial

27/05/2026

Looking after clients is our aim 💜

If you want to get fast and professional service choose Onyx Financial.We recently completed o ...

26/05/2026

Thank you very much for your hard work, quick responses and advice! We are deeply grateful for ...

17/05/2026

🏡 From 18th May, Halifax and Lloyds Banking Group are introducing a £5,000 deposit mortgage option.

💰 This means you will need to have at least £5,000 in savings, which can be used towards your deposit. The product offers a fixed rate for a five years on a repayment mortgage and is aimed at first-time buyers who are struggling to save for a larger deposit.

📌 Key criteria:

* 🏠 Property value must be between £102,000 and £300,000
* 🏢 It can be a flat, but not a new build
* 👤 The property must be your only residence
* 🚫 No gifted deposits allowed — savings must be your own
* ❌ Not available for interest-only mortgages
* 🆕 Not available for new-build properties

⚠️ It is very important to understand that this is a high loan-to-value mortgage. If property prices fall, you could end up owing more than your property is worth — this is known as negative equity.

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

30/04/2026

The Bank of England (BoE) holds interest rates at 3.75% as uncertainty over the Iran war continues

The BoE’s chief economist voted in favour of a rise but other rate-setters say the Bank should wait to see the extent of inflationary pressure.

02/04/2026

There’s nothing quite like the moment you hold the keys to your new home

A huge, heartfelt congratulations to our wonderful clients on this special milestone. It’s been such a pleasure to be part of your journey, and we’re truly grateful you chose us to guide you along the way.

Wishing you a home filled with love, laughter, and countless happy memories for years to come 💜

19/03/2026

The Bank of England has voted to hold interest rates at 3.75%.

This decision was widely expected since war broke out in Iran.

As recently as February, economists had widely expected further cuts to interest rates this year amid falling inflation.

But fears the conflict will drive a renewed period of higher inflation in the UK prompted the Bank to put any further cuts on hold.

Before the Iran war analysts had predicted a cut in rates, but the conflict has hit oil prices.

28/02/2026

Thank you to Hristina and the whole Onyx Finance team. They were with us from day one until the ...

27/02/2026

🚨 New 0% Deposit Mortgage Product Now Available! 🚨

We’re excited to announce that as of this week, a new 0% deposit mortgage product has launched to the market!

🔑 Key Features:

✅ Rates from 5.99%
✅ No deposit required
✅ Fixed for the first 5 years
✅ Free basic valuation
✅ £199 application fee
✅ £199 cashback
✅ No requirement to evidence rental payments
✅ Standard lending criteria applies

📌 Eligibility:

• First-time buyers only
• Minimum age: 23 years
• Maximum age: 80 years
• Not available for new-build houses or flats

If you’d like more details or want to check if you qualify, feel free to get in touch 📩

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

13/02/2026

Thank you sincerely for taking the time to share your experience — it genuinely means more to us than words can fully express. Knowing that you felt supported and well looked after throughout the process is the greatest reward for our work.

Your trust in our services is something we value deeply and never take for granted. Every client relationship is important to us, and feedback like yours reassures us that we are delivering the level of care, professionalism, and dedication we strive for every day.

Once again, thank you for your kind words, your confidence in us, and for allowing us to be part of your journey. We look forward to assisting you again in the future.

We cannot recommend our mortgage advisor highly enough ! Hristina Hristeva is truly an amazing ...

07/02/2026

As expected this week, the Bank of England decided to keep the base interest rate at 3.75%, as inflation levels did not meet their expectations. As a result, a number of banks have slightly increased their mortgage interest rates.

We hope this is only a temporary reaction and that we will soon see interest rates starting to decrease again.

The next review by the Bank of England is scheduled for 19 March.

Bank Rate affects other interest rates in the economy – we use this as a tool to keep inflation stable