Alexandra Hamilton - Mortgage Broker

Alexandra Hamilton - Mortgage Broker Mortgage & Protection Advisor

Family income benefit is a type of term insurance that is designed to pay an income rather than a lump sum πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦It may...
28/08/2026

Family income benefit is a type of term insurance that is designed to pay an income rather than a lump sum πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦

It may help families think about regular financial commitments if the insured person dies during the policy term and a valid claim is accepted.

This could include everyday costs such as:

β€’ Mortgage or rent payments
β€’ Food and household bills
β€’ Childcare costs
β€’ School-related expenses
β€’ Transport and regular family commitments

Family income benefit is not a savings policy and does not normally have a cash-in value. Payments, eligibility, exclusions and claim outcomes depend on the policy terms.

🌐 https://alexandrahamilton.co.uk/family-income-benefit/

Buy-to-let finance can involve different considerations from a standard residential mortgage 🏘️Before buying or refinanc...
21/08/2026

Buy-to-let finance can involve different considerations from a standard residential mortgage 🏘️

Before buying or refinancing a rental property, landlords may need to think carefully about income goals, rental expectations, lender criteria and the costs involved.

Key points to review include:

1) Your deposit
2) Expected rental income
3) Existing borrowing
4) Property type
5)Possible tax considerations

A buy-to-let mortgage should be reviewed carefully, as availability and suitability will depend on your circumstances, the property and the lender’s criteria.

🌐 https://alexandrahamilton.co.uk/buy-to-let/

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

Your property may be repossessed if you do not keep up repayments on your mortgage.

The tax treatment depends on individual circumstances and may be subject to change.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding but estimate this to be Β£995.

Moving home can involve more than arranging a mortgage for your next property 🏠It may also mean reviewing your current m...
14/08/2026

Moving home can involve more than arranging a mortgage for your next property 🏠

It may also mean reviewing your current mortgage, checking whether it can be transferred and understanding whether any penalty charges could apply.

Before you move, it can help to consider:

β€’ Whether your current mortgage can be transferred
β€’ Whether early repayment charges may apply
β€’ How much you may need to borrow
β€’ Whether switching lender may be suitable
β€’ How the new monthly payments could fit your budget

Mortgage options will depend on your circumstances, affordability and lender criteria.

🌐 https://alexandrahamilton.co.uk/home-mover-mortgages/

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding but estimate this to be Β£995.

Choosing a mortgage involves more than comparing the lowest advertised interest rate. πŸ”πŸ‘Lenders may have different affor...
07/08/2026

Choosing a mortgage involves more than comparing the lowest advertised interest rate. πŸ”πŸ‘

Lenders may have different affordability assessments, eligibility requirements, fees and product conditions.

A mortgage that is suitable for one person may not be suitable for someone else. πŸ“„

Professional mortgage advice can help you understand:

β€’ How lenders may assess affordability πŸ’·
β€’ Which lenders and products may suit your circumstances 🏦
β€’ What documents may be required πŸ“‚
β€’ Which fees and charges could apply 🧾
β€’ The features and conditions of different mortgage options βœ…

Any mortgage recommendation should be based on your circumstances, needs and financial objectives. 🎯

🌐 https://alexandrahamilton.co.uk/why-use-a-broker/

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding, but we estimate this to be Β£995.

Landlords may face a range of financial risks connected with owning and letting a property. 🏘️Depending on the policy se...
31/07/2026

Landlords may face a range of financial risks connected with owning and letting a property. 🏘️

Depending on the policy selected, landlords insurance may provide cover for risks such as:

β€’ Damage to the building caused by an insured event 🏠
β€’ Property owners’ liability βš–οΈ
β€’ Loss of rent following certain insured events πŸ’·
β€’ Damage to contents owned by the landlord πŸ›‹οΈ
β€’ Legal expenses or rent guarantee where selected πŸ“„

Not every risk is automatically included. Rent guarantee, accidental damage, legal expenses and other benefits may be optional, limited or excluded. ⚠️

Check the policy’s cover limits, excesses, conditions and exclusions before proceeding. βœ…

🌐 https://alexandrahamilton.co.uk/landlords-insurance/

There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding, but we estimate this to be Β£995.

Many families rely on one or more regular incomes to meet their everyday living costs. πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦πŸ’·Family income benefit is ...
24/07/2026

Many families rely on one or more regular incomes to meet their everyday living costs. πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦πŸ’·

Family income benefit is a form of term insurance designed to provide regular payments if the insured person dies during the policy term and a valid claim is accepted. πŸ“„

The benefit could help with costs such as:

β€’ Mortgage or rent payments 🏑
β€’ Utility bills and food 🧾
β€’ Childcare and school expenses πŸŽ’
β€’ Transport and household costs πŸš—
β€’ Other regular family commitments πŸ“‹

Payments are normally made for the remaining policy term. Family income benefit does not normally have a cash-in value and is not a savings product. Policy terms, exclusions and eligibility requirements apply. ⚠️

🌐 https://alexandrahamilton.co.uk/family-income-benefit/

There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding, but we estimate this to be Β£995.

Arranging life insurance is one part of protection planning. πŸ“It may also be important to consider how the policy is set...
17/07/2026

Arranging life insurance is one part of protection planning. πŸ“

It may also be important to consider how the policy is set up and who may receive the proceeds. πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦

Placing a life insurance policy in trust may help:

β€’ Identify who should receive the policy proceeds πŸ“„
β€’ Keep the proceeds outside the policyholder’s estate in certain circumstances 🏑
β€’ Allow trustees to manage the proceeds for the beneficiaries 🀝
β€’ Reduce delays associated with administering an estate in some cases ⏳

Whether a trust is appropriate will depend on your circumstances and how the trust is established. βœ…

Trusts can have legal and tax consequences, and specialist legal or tax advice may be required. They should not be presented as guaranteeing faster payment or a particular tax outcome. ⚠️

🌐 https://alexandrahamilton.co.uk/

The Financial Conduct Authority does not regulate some forms of Trusts.

Your regular income helps you manage everyday financial commitments, including household bills, mortgage or rent payment...
10/07/2026

Your regular income helps you manage everyday financial commitments, including household bills, mortgage or rent payments, transport and family costs. πŸ’ΌπŸ’·

Income protection is designed to provide a regular benefit if illness or injury prevents you from working and a valid claim is accepted under the policy. πŸ›‘οΈ

When reviewing income protection, consider:

β€’ How long you could manage without your normal income ⏳
β€’ Whether your savings could cover regular expenses 🏦
β€’ The amount of income you may need to protect πŸ“Š
β€’ The deferred period before benefits could begin πŸ“…
β€’ How long the policy could provide benefits πŸ”

The amount and duration of any benefit will depend on the policy selected. Policy definitions, exclusions, eligibility requirements and other terms apply. πŸ“„

🌐 https://alexandrahamilton.co.uk/income-protection/

Buy-to-let finance can involve different affordability assessments and lending criteria from a standard residential mort...
03/07/2026

Buy-to-let finance can involve different affordability assessments and lending criteria from a standard residential mortgage. πŸ˜οΈπŸ’·

Before proceeding, landlords and property investors may need to consider:

β€’ The deposit required 🏦
β€’ The expected rental income πŸ“Š
β€’ The lender’s rental coverage assessment πŸ”
β€’ The property type and intended tenants 🏠
β€’ Existing borrowing and financial commitments πŸ“‹
β€’ The fees and monthly mortgage payments involved 🧾

Buy-to-let mortgage availability and terms depend on the property, expected rental income, your individual circumstances and the lender’s criteria. βœ…

🌐 https://alexandrahamilton.co.uk/buy-to-let/

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

Your property may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding, but we estimate this to be Β£995.

Reviewing your mortgage before your current deal ends can give you more time to understand your available options. πŸ”πŸ‘You...
26/06/2026

Reviewing your mortgage before your current deal ends can give you more time to understand your available options. πŸ”πŸ‘

You may wish to review your mortgage if:

β€’ Your fixed or introductory rate is ending πŸ“…
β€’ You want to understand your future monthly payments πŸ’·
β€’ You are considering borrowing more 🏦
β€’ You want to fund home improvements πŸ› οΈ
β€’ You want to compare your current lender’s options with other available products πŸ“Š

Remortgaging may not always be suitable. Early repayment charges, arrangement fees, valuation costs and legal costs could affect whether changing your mortgage is financially worthwhile. ⚠️

🌐 https://alexandrahamilton.co.uk/remortgages/

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding, but we estimate this to be Β£995.

Address

London

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm

Telephone

+442071830212

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