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Optima Health and Life

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Optima Health and Life

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Relevant Life Insurance | Executive Income Protection : Shareholder Protection : Key Person Insurance : Business Health Care : Business Loan Protection : Critical Illness Cover : Life Insurance : Group Cover : Income Protection : Private Medical Cover

20/05/2026

Most business owners focus on protecting the business.

But very few stop to ask:

“What happens to my family if I can’t work?”

Because when you run a business, your income usually supports far more than just the company itself.

👉 Mortgage repayments
👉 Household bills
👉 School fees
👉 Family lifestyle
👉 Long-term plans

They all depend on you continuing to earn.

And unlike employees, many business owners don’t have the safety net of long-term sick pay sitting behind them.

That’s the reality most directors only think about after something happens.

Your mortgage doesn’t pause because business becomes difficult.
Life doesn’t stop because income does.

The strongest business owners don’t just protect the company.

They protect the people depending on them too.

🌐 www.optimahealthandlife.co.uk
📞 02045533237

Start the conversation before life forces it.

Cover depends on personal circumstances and is subject to terms and underwriting.

18/05/2026

Most business owners spend years building their company.

But very few stop to ask one uncomfortable question:

“What actually happens to the business if I’m no longer here?”

What happens to:

👉 The staff?

👉 The clients?

👉 The shares?

👉 The debts?

👉 The family relying on the business income?

For many businesses, losing a director or key person doesn’t just create emotional impact.

It creates financial uncertainty overnight.

And without proper planning, the consequences can affect everyone connected to the business.

This isn’t about fear.

It’s about making sure the company, the people inside it, and the family behind it are protected if the unexpected happens.

That’s why business protection matters.

🌐 www.optimahealthandlife.co.uk

📞 02045533237

Cover depends on personal circumstances and is subject to terms and underwriting.

11/05/2026

Some things in life are completely outside your control.

Illness.
Accidents.
Unexpected setbacks.
The moments nobody sees coming.

That’s the storm.

But preparation?

That part is in your control.

The people who usually cope best through difficult times aren’t the lucky ones.

They’re the ones who planned before they had to.

Because when life changes unexpectedly, the last thing you want is financial uncertainty making it even harder.

👉 Protect your income
👉 Protect your family
👉 Protect your future

The best time to prepare was yesterday.
The second best time is today.

🌐 www.optimahealthandlife.co.uk
📞 02045533237

Start the conversation before life forces it.

Cover depends on personal circumstances and is subject to terms and underwriting.

07/05/2026

Being self-employed gives you freedom.

But it also means one uncomfortable truth:

If you stop working…
the income stops too.

No sick pay.
No backup plan.
No company safety net waiting to catch you.

Yet most self-employed people protect their laptop, phone and equipment before they protect the income that pays for everything else.

That’s the risk.

Because the bills don’t pause when life does.

👉 Mortgage
👉 Rent
👉 Family costs
👉 Business overheads

They all keep coming.

The smartest business owners don’t wait for a problem to realise they should have planned for one.

🌐 www.optimahealthandlife.co.uk
📞 02045533237

Build your own safety net before you need it.

Cover depends on personal circumstances and is subject to terms and underwriting.

06/05/2026

Most people think they have time.

Time to sort it later.
Time to review things properly.
Time to “get around to it.”

Until life changes unexpectedly.

An illness.
An accident.
A phone call you never saw coming.

That’s when people realise preparation isn’t pessimistic.

It’s power.

The families who feel the most secure aren’t the lucky ones.
They’re the ones who planned before they had to.

👉 If you’ve been putting it off, this is your sign to stop waiting.

🌐 www.optimahealthandlife.co.uk
📞 02045533237

Protect what matters before life forces the conversation.

Cover depends on personal circumstances and is subject to terms and underwriting.

01/05/2026

Most people plan for the expected.

Salary. Bills. Routine.

But life doesn’t always follow the plan.

And when income stops… everything else doesn’t.

That’s the reality most people don’t think about until it’s too late.

This isn’t about fear.
It’s about being prepared.

👉 Protect your income
👉 Protect your family
👉 Protect your future

Start with one simple step:

🌐 www.optimahealthandlife.co.uk
📞 02045533237
📩 Or message us to review your options

No pressure. Just clarity.

Cover depends on personal circumstances and is subject to terms and underwriting.

15/03/2026

A smart alternative to group life schemes, Relevant Life Insurance lets businesses fund individual life cover for key staff or directors

14/03/2026

Relevant Life Insurance is a simple, tax-efficient way for businesses to provide personal life cover to directors or essential staff.

13/03/2026

Give your key people peace of mind with Relevant Life Insurance, a company-funded plan that protects their loved ones if the unexpected happens.

12/03/2026

Company-funded Relevant Life Insurance is a flexible solution for directors and key employees who need life cover tailored to their needs.

11/03/2026

Relevant Life Insurance protects the people who matter most while offering businesses a simple, tax-efficient way to fund cover.

Address

167-169 Great Portland Street, 5th Floor
London
W1W5PF

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+442045533237

Website

http://www.optimahealthandlife.co.uk/

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