First Defence Finance

13/05/2026

13/05/2026

Save on hotels, holiday packages, and more!

🔗 Read the full travel discount blog: https://bit.ly/4d3q8WA

06/05/2026

If you're struggling to save, try saving less to save more over time. Our study of payroll savers shows that small, almost invisible savings are:

✔️ easy to manage
✔️ more likely to stay in savings
✔️ easier to stick to long term

Do you need to start saving less to save more? 💭

27/04/2026

Does this sound accurate to you? How much did you spend on holidays last year? 👀🌴

22/04/2026

Here are a few ideas that could help you start building a savings habit:

1️⃣ Out of sight, out of mind
Saving where you spend can make it easy to move money back to your debit card. Keeping savings in a separate account, such as a bank or credit union account, can help you leave that money untouched and slowly build a safety net.

2️⃣ Pay yourself first
Instead of saving what is left at the end of the month, try setting up a small automatic payment on payday. Treat saving like a regular bill. That way you know the money left in your account is yours to spend.

3️⃣ Improve your money habits
If saving has felt difficult, reviewing your spending habits can be a great place to start. Plane Saver's 5 Week Money Challenge helps you spot gaps in your budget and build simple habits that make saving easier over time.

Join the challenge today: https://bit.ly/4ldWy31

10/04/2026

Going over your supermarket budget? It might not be entirely your fault… 👇

Supermarkets are carefully designed to encourage spending. A few small tricks can make it surprisingly easy to add extra items to your trolley.

1️⃣ End of aisle “offers”
Those deals at the end of the aisle catch your eye for a reason. They are placed where you naturally slow down and look. Sometimes they are genuine bargains, but often they highlight higher priced items you might not usually buy.

2️⃣ Loyalty cards
Clubcards and Nectar points can offer good savings, but they also encourage you to choose certain products or brands. Over time, the data helps supermarkets personalise offers that tempt you to spend a little more.

3️⃣ Store layout
Ever notice how essentials like milk and bread are usually at the back of the shop? That is intentional. Walking past more products means more chances to add something extra to the basket.

4️⃣ The “middle aisle effect”
Special buys and weekly deals create urgency. Limited stock and changing items make it feel like you might miss out if you do not buy now.

None of this means you can't get great value. A shopping list and a clear budget can make a big difference.

Speak to your friends and colleagues to see if they knew about these supermarket tricks!

07/04/2026

The 2026 Consumer Credit Awards are open! 🏆

Help us win by leaving a quick 5* review on Smart Money People, and you could win £1000 in their prize draw 🥳

Leave a review on their website:
🔗 https://bit.ly/4tyCRWM

03/04/2026

But here's the catch. A Lifetime ISA can only be used for:

🏠👉 Buying your first home in the UK with a mortgage. It must be priced under £450,000.
🧓👉 For retirement which you can withdraw from age 60.

If you withdraw for any other reason, you'll receive a 25% penalty which will remove the bonus and possibly part of your own savings.

If you want more information about lifetime ISA's, try reading money helpers guide.

🔗 https://bit.ly/4sP5DlM

01/04/2026

When was the last time you checked your subscriptions? 👀

Download the Snoop app to easily and automatically review all your outgoings and find where you could be saving on bills!

🔗 https://bit.ly/4bXhNSj

27/03/2026

Improve your money confidence, one conversation at a time. Talk to a friend or colleague honestly about money to see how it can positively effect your finances.

20/03/2026

Talking about money is an easy way to make money a little easier to manage.

Challenge yourself to spark a money conversation with a friend or colleague using this stat and watch your money stress get a bit lighter every time.