Blevins Franks Spain

03/11/2026

Protect your wealth as a UK expat in Lanzarote.

Join our expert-led seminar covering Spanish taxation, the UK inheritance tax and domicile reforms, cross-border property obligations, and tax-efficient investing. Learn how the new UK Autumn Budget affects you, and get your questions answered in our live Q&A.

Places are limited, book now. https://bit.ly/4hPrqFW

03/11/2026

Modelo 720: what is it and who needs to file?

If you live in Spain but have bank accounts, investments, pensions or property elsewhere, you may need to report them to the Spanish tax authorities annually.

Swipe through for a straightforward introduction to Modelo 720, including the assets it covers, how its thresholds work and when a further declaration is required. As individual circumstances vary, take personalised advice to confirm your reporting obligations.

Read the full guide: https://bit.ly/4yxF6eT



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Blevins Franks Wealth Management Limited, regulated by the Malta Financial Services Authority to conduct investment services under the Investment Services Act and to carry out insurance intermediary activities under the Insurance Distribution Act. Where advice is provided outside of Malta via the Insurance Distribution Directive or the Markets in Financial Instruments Directive II, the applicable regulatory system differs in some respects from that of Malta. This advert is intended for retail clients.

03/11/2026

Blevins Franks are proud to sponsor The Arts Society Costa del Sol's next lecture – The Arts of Early Spain – at the Salón Varietés in Fuengirola, at 4.30pm on Monday 9 November. The presentation will explore the rich artistic heritage of early Spain, from Roman monuments and medieval cathedrals to the magnificent Alhambra and remarkable religious art.

Tickets will be on sale at the door, but Blevins Franks clients can email [email protected] for a complimentary entrance ticket.

29/10/2026

The UK Budget may have brought fewer surprises than expected, but the tax landscape is far from standing still and remains challenging. Higher taxes on savings and rental income are on the way, while the major change bringing most unused pension funds into estates for UK inheritance tax purposes takes effect from April 2027.

Whether you live in the UK or overseas, now is a good time to review how these changes could affect your wealth, pensions, property and estate planning.

Read our summary of the key Budget measures and what they could mean for you. https://bit.ly/4iMBot5



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Blevins Franks Wealth Management Limited, regulated by the Malta Financial Services Authority to conduct investment services under the Investment Services Act and to carry out insurance intermediary activities under the Insurance Distribution Act. Where advice is provided outside of Malta via the Insurance Distribution Directive or the Markets in Financial Instruments Directive II, the applicable regulatory system differs in some respects from that of Malta. This advert is intended for retail clients.

Understand the impact of the UK Budget 2026. Learn about the unchanged tax rates and rising taxes on savings income.

28/10/2026

Moving to Spain often means adapting to a new tax system, but it can also be an ideal opportunity to reassess your financial arrangements.

Savings and investment strategies that worked well in the UK may not always remain the most suitable or tax-efficient once you become a Spanish resident, making regular reviews an important part of long-term financial planning.

Listen to the latest episode "Managing your investments when living in Spain". https://bit.ly/4zjWwgq

Also available on
Spotify - https://bit.ly/bfspainspotify
Apple Podcasts - https://apple.co/4lusJeA
YouTube - https://bit.ly/bfspainYouTube



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Blevins Franks Wealth Management Limited, regulated by the Malta Financial Services Authority to conduct investment services under the Investment Services Act and to carry out insurance intermediary activities under the Insurance Distribution Act. Where advice is provided outside of Malta via the Insurance Distribution Directive or the Markets in Financial Instruments Directive II, the applicable regulatory system differs in some respects from that of Malta. This advert is intended for retail clients.

27/10/2026

Living well into your 90s is fantastic news, but a 30-year retirement introduces risks that static savings simply cannot handle. Rising inflation, evolving tax regimes, and market swings mean your wealth needs to keep growing long after you stop working.

Swipe through to discover how to build a lifelong strategy. https://bit.ly/4ijh4hR



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Blevins Franks Wealth Management Limited, regulated by the Malta Financial Services Authority to conduct investment services under the Investment Services Act and to carry out insurance intermediary activities under the Insurance Distribution Act. Where advice is provided outside of Malta via the Insurance Distribution Directive or the Markets in Financial Instruments Directive II, the applicable regulatory system differs in some respects from that of Malta. This advert is intended for retail clients.

27/10/2026

Have you moved to Spain but still hold assets in the UK or elsewhere? Spanish tax residents may need to report overseas bank accounts, investments, pensions or property through Modelo 720 each year.

Modelo 720 is an information declaration rather than a tax return, but penalties can apply if it is submitted late or incorrectly. The rules are not always straightforward either, particularly where assets are jointly owned or spread across different categories.

Our guide explains:
• Who needs to file
• Which overseas assets are covered
• How the €50,000 threshold works
• When you need to submit another declaration
• What can happen if you fail to comply

Read our guide to Modelo 720:
https://bit.ly/3WjQihH



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Blevins Franks Wealth Management Limited, regulated by the Malta Financial Services Authority to conduct investment services under the Investment Services Act and to carry out insurance intermediary activities under the Insurance Distribution Act. Where advice is provided outside of Malta via the Insurance Distribution Directive or the Markets in Financial Instruments Directive II, the applicable regulatory system differs in some respects from that of Malta. This advert is intended for retail clients.

26/10/2026

The UK Budget takes place on 28 October, and while rumours are circulating, confirmed details remain scarce.

Rather than speculate, we're watching several areas that could affect taxpayers, investors, retirees and British expatriates, including:
• Capital gains tax
• Inheritance tax
• Pension tax relief
• Property taxation
• Income tax thresholds
• An exit tax of some sort

At the same time, don't lose sight of changes already scheduled, including the inclusion of unused pension funds within inheritance tax calculations from April 2027.

Want expert analysis on what the Budget means for your finances, wherever you live?

Join our free webinar on 30 October.
Register today: https://bit.ly/3W6nIQY



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Blevins Franks Financial Management Limited (BFFM) is authorised and regulated by the Financial Conduct Authority in the UK, reference number 179731, to provide advice in the UK. Blevins Franks Wealth Management Limited, regulated by the Malta Financial Services Authority to conduct investment services under the Investment Services Act and to carry out insurance intermediary activities under the Insurance Distribution Act. Where advice is provided outside of Malta via the Insurance Distribution Directive or the Markets in Financial Instruments Directive II, the applicable regulatory system differs in some respects from that of Malta. This advert is intended for retail clients.

23/10/2026

Living in or moving to the Valencian Community just became even more financially attractive, thanks to a new package of tax reforms.

Residents across Valencia, Alicante, and Castellón are set to benefit from reduced regional income tax rates, new succession tax credits, and a headline-grabbing update to wealth tax. From 31 December 2026, the individual regional wealth tax exemption is doubling from €1 million to €2 million, meaning a couple could potentially shelter up to €4.6 million when combined with main home relief.

However, with cross-border complications like the Spanish Solidarity Tax and UK inheritance tax still at play, navigating these changes requires careful strategy to ensure you maximise your savings.

Read our article to discover how these new measures affect your financial plan and where the biggest tax-saving opportunities are.
https://bit.ly/47yu12l



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Blevins Franks Wealth Management Limited, regulated by the Malta Financial Services Authority to conduct investment services under the Investment Services Act and to carry out insurance intermediary activities under the Insurance Distribution Act. Where advice is provided outside of Malta via the Insurance Distribution Directive or the Markets in Financial Instruments Directive II, the applicable regulatory system differs in some respects from that of Malta. This advert is intended for retail clients.

Explore the Valencian tax cuts 2026 that offer income tax reductions and improved wealth tax allowances for residents.

22/10/2026

In the latest Bay radio episode, Jon Pemberton, Partner at Blevins Franks, explains the purpose of the Modelo 720 and the circumstances in which it applies.

From reporting deadlines and qualifying assets to ongoing filing requirements and practical tax planning considerations, he guides listeners through the key aspects of this important reporting obligation for Spanish residents.

Listen to the latest episode "Modelo 720: Do you need to report your overseas assets in Spain?". https://bit.ly/4z9gB8Y

Also available on
Spotify - https://bit.ly/bfspainspotify
Apple Podcasts - https://apple.co/4lusJeA
YouTube - https://bit.ly/bfspainYouTube



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Blevins Franks Wealth Management Limited, regulated by the Malta Financial Services Authority to conduct investment services under the Investment Services Act and to carry out insurance intermediary activities under the Insurance Distribution Act. Where advice is provided outside of Malta via the Insurance Distribution Directive or the Markets in Financial Instruments Directive II, the applicable regulatory system differs in some respects from that of Malta. This advert is intended for retail clients.