MT Finance

MT Finance A multi award-winning property finance lender, specialising in fast and flexible Bridging Loans, Buy-to-Let, and Commercial Mortgages.
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Our products:

- Commercial/ residential/ BTL assets
- 1st & 2nd charge
- Loans from £100k- £5m
- Up to 70% LTV
- Terms from 3- 24 months
- No upfront fees, no exit fees, no ERCs
- Lend on open market value
- Non status

MTF has provided short-term bridging finance loans since 2008. Throughout this time we have been delighted to have had the opportunity to assist numerous property professionals, b

usiness owners and individuals with their bridging finance requirements. Our reputation in the market is second to none for delivering fit for purpose bridging finance and auction finance loans at sensible rates and we have been consistently recognised by the industry for our approach to lending. We have won multiple awards including Best Bridging Finance Provider at the Business Moneyfacts Awards 2016, Service Excellence Award at the Bridging & Commercial Awards 2015 and Best Service from a Bridging Finance Provider at the Business Moneyfacts Awards 2014. It was named ‘Short-term Lender of the Year by the NACFB in 2014. At MTF each application is given the care and attention it merits. Our loans are tailor made for each borrower and our flexible approach means we can structure a loan to your exact requirements while providing a friendly, communicative and transparent service. As part of our commitment to transparency and the highest of client care standards, MTF is an active member of the Association of Short Term Lenders, the National Association of Commercial Finance Brokers and the Association of Bridging Professionals. Our specialities include:

- purchase at undervalue
- auction finance
- gift deposits
- short lease
- adverse credit
- renovation works
- shell fit outs/ project completions
- chain breakers
- mortgage delays
- exit on an existing bridge

12/01/2026

At MT Finance, our underwriters navigate complex cases every day, working tirelessly to secure the best possible outcomes for our clients.

In this video, James O'Boyle breaks down a recent case study, sharing how he navigated an intricate scenario to find the right solution and ensure a successful outcome for the client. 💡

05/01/2026

Happy New Year! 🎉

As we wave goodbye to 2025, we’re back, fully recharged, and excited to partner with you as we head into 2026.

What a night! ✨⁠⁠Huge thanks to the entire MT Finance team for making our annual Christmas party a brilliant end-of-year...
05/12/2025

What a night! ✨⁠
⁠
Huge thanks to the entire MT Finance team for making our annual Christmas party a brilliant end-of-year celebration. 🎉⁠
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Now, back to Bridging, BTL and Commercial Mortgages, we are ready for the final push of the year.⁠
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Get in touch today: 📩[email protected]⁠
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01/12/2025

November has come to a close, and just like that, we’re entering the final month of the year. 🥳

'Tis the season to complete before 2025 ends. Let's help you get those deals over the line as quickly and effortlessly as possible.

Reach out to our dedicated BDMs today to see how we can help you complete before Christmas. 👉 https://www.mt-finance.com/partner/find-your-bdm/

26/11/2025

Watch as Alex Taylor takes us through his day, reliving the energy and memories from the just-concluded FP Show. 🎥

A massive thank you to everyone who dropped by our stand and chatted with us. It was fantastic catching up with familiar faces and making new connections.

18/11/2025

You asked for greater flexibility and we are delivering.

We’ve made a significant enhancement to our Commercial Bridging product. You can now access up to 70% LTV starting now.

This change is a direct result of broker feedback and our commitment to building solutions that truly reflect market needs.

For more information about this update, get in touch today
📩: [email protected]

*For Intermediaries only

11/11/2025

Since launching our Commercial Mortgage product, we've seen firsthand the vital need for flexibility in this sector. This is why we specifically designed our products to be truly built around your needs.

Want to find out about our latest criteria changes, real-time updates, and other key information? Join our exclusive WhatsApp channel today.

Click here to join 👉 https://www.mt-finance.com/partner/whatsapp-channel/

04/11/2025

Meet Nick Grant, our new Head of Commercial Underwriting.

With 20+ years’ experience across BTL, Bridging and Commercial Underwriting, Nick is ready to elevate our commercial lending offering and ensure a seamless experience for our brokers and partners. 🚀

03/11/2025

That's a wrap on a brilliant October.

Thank you to all our brokers, clients, and partners who made October an exceptional one.

We are excited for the final two months of the year, and look forward to a productive November!

Breast Cancer Awareness Month at MT Finance 🎀This Month, our team hosted an internal bake sale to raise vital funds to s...
30/10/2025

Breast Cancer Awareness Month at MT Finance 🎀

This Month, our team hosted an internal bake sale to raise vital funds to support the work of the Prevent Breast Cancer charity.

A huge thank you to everyone who baked, bought, and supported this wonderful cause. 💗

If you’d like to contribute to our fundraiser, you can donate here:

👉 https://www.justgiving.com/campaign/mt-finance-pbc?utm_medium=qrcode&utm_source=offline

Did you know we lend against a propery's value, not its purchase price? We can go as much as 90% of the purchase price a...
24/10/2025

Did you know we lend against a propery's value, not its purchase price?
We can go as much as 90% of the purchase price as long as it doesn't exceed 70% of the OMV. This means more flexibility and higher leverage for you.

To find out more about our bridging loans criteria, drop us a line via:
📩 [email protected]

Address

The Broadgate Tower, Level 20, 20 Primrose Street
London
EC2A2EW

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+442030512331

Website

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Who We Are

MT Finance is a leading property finance lender, specialising in bridging loans and auction finance. Since we were set up in 2008, we are proud to have assisted numerous property professionals, business owners, and individuals with their finance requirements. Our reputation in the market excels for delivering fit-for-purpose short-term loans at speed, and our approach to lending is something we have been consistently recognised for within the financial services industry.

What We Do

MT Finance specialises in short-term loans, including auction finance and bridging loans, on both a first and second-charge basis. We are an asset-based lender so do not judge a loan application on credit history. Instead, we lend strictly on the value of the asset and focus on a borrower's future plans. This asset-based approach allows us to offer true flexibility to all our clients.