Multifi-finance

19/03/2026

Today is the day - Flexi Credit is live.

Revolving credit from £5k to £350k for established UK businesses. Borrow only what you need. Repay over three to six months. Reload when headroom returns. 1.99%-4.99% per month.

No platform fees. No setup fees. No early repayment penalties. No hidden costs. Just interest on what you actually use!

We built Flexi Credit because SME finance has quietly become harder to understand (and harder to trust). Businesses are overpaying not because the rates are bad, but because the total cost is buried inside factor rates, platform fees and structures designed to obscure rather than explain.

That stops today.

See your limit in principle in 60 seconds. Soft search only.
💜 multifi.co.uk

20/01/2026

Big news! We are excited to announce our partnership with Groov, the first partner in our new multi-channel distribution strategy. This is about making transparent revolving credit accessible through more routes - broker networks, referral partnerships, comparison sites, and beyond.

While alternative lenders now account for 60% of the business lending market, too many established SMEs still struggle to find flexible, transparent working capital. Especially in January, when cashflow pressure hits hardest.

Groov's platform integrates multiple origination channels, providing SMEs with various access points to finance. Together, our revolving credit facility can give businesses the breathing room they need - straightforward finance that actually helps businesses grow.

Here's to finding our groove and multiplying opportunities for UK SMEs.

Award-winning fintech announces first strategic partnership in new distribution model, with further partner announcements planned throughout 2026

30/01/2025

We are excited to share that we have upgraded our revolving credit accounts, and businesses can now spread costs over six months! Limits of up to £350,000 are available with new flexible 6-month repayments!

Businesses can apply via our website, and we've also built an online repayment calculator to preview potential costs upfront - that's even more faff removed! 🫡

Check it out 👉 https://multifi.co.uk/

10/10/2024

We are absolutely delighted to be working with the excellent Slime Party UK.

From kitchen-table experiments with her kids to launching a thriving business, CEO Ruby Sheldon has taken Slime Party from local workshops to a nationwide brand!

With the help of multifi’s flexible credit solution, Ruby has scaled her business, expanded into international markets, and launched exciting new products like Putty Pals, all while easily navigating the challenges of cashflow.

Check out our video and learn how multifi's has allowed Ruby to focus on what she does best—creating fun, sensory experiences for children (and grown-ups!).

How Putty Pals (Slime Party UK) Grew Their Business with multifiAt multifi, we're passionate about supporting the growth of small and medium-sized businesses...

20/08/2024

Cheers to Gripsure’s Remarkable Journey!

Gripsure UK Limited, the industry leader in non-slip timber decking, has grown from strength to strength, expanding its product range and securing large orders even during tough times. Their resilience and dedication are truly inspiring.

We’re thrilled to share their success story with you.

Discover how Gripsure, Europe's largest manufacturer of non-slip timber decking, leveraged multifi's flexible financing solutions to overcome challenges and ...

12/08/2024

Incredibly proud to announce that multifi has won another two awards at SME News' UK Enterprise Awards, for both Best Emerging Business Finance Provider 2024 AND the UK Enterprise Excellence Award for Business Growth Support 2024.

Both were awarded for our commitment to providing innovative financial solutions tailored to the needs of SMEs.

Huge well done to the whole multifi team 🙏

On with the mission! Take the Faff out of Finance!

30/07/2024

Credit for small businesses in the UK!

Exciting news for smaller businesses - We have expanded our criteria so that businesses trading for only 12 months, with turnovers of over £50,000, can now apply for up to £40,000 in credit.

In our mission to simplify finance, we recognise that smaller businesses face unique challenges. This latest offer aims to empower smaller businesses by introducing new credit options with specific eligibility criteria:

Accessible Credit: Credit limits from £5,000 to £40,000, enabling smaller businesses to manage cashflow and seize growth opportunities.

Competitive Rates: A platform fee of 0.5% and an interest rate of 2.49% on used funds, providing a cost-effective financing option.

Quick Access: The onboarding and loan approval process is fast, with funds available within 72 hours, significantly quicker than traditional methods.

Established businesses still benefit from credit limits of up to £250,000, allowing us to support business growth at all stages. We're committed to helping businesses of all sizes thrive!

Read the full details > https://multifi.co.uk/multifi-expands-financial-support-to-smaller-businesses/

11/07/2024

Guess what? More cool developments at multifi - We teamed up with Modulr to sprinkle some magic on SME cashflow. By integrating their services, we've boosted our platform to offer rapid credit to UK businesses.

Here’s the juicy bit:
🔹 72-hour onboarding: Just three days! Our customers are now sipping coffee, not filling out forms.
🔹 120-day revolving credit: Much longer than the industry standard.
🔹 Unlimited supplier payments: Because who needs limits?

A big thanks to the Modulr team for helping us with our ambition to take the faff out of finance!

Check out the full details of the partnership at https://www.modulrfinance.com/blog/how-multifi-are-solving-the-sme-cashflow-crisis-with-modulr

26/06/2024

Excellent day at the expo! Great crowd and the multifi bonbons went down a treat!

01/05/2024

Big month! We're multifi-ing!

In April, we made huge strides in transforming financial access for UK businesses, issuing approximately £1.1 million in new credit limits and setting a new record in our support for business growth.

April also saw us announce our strategic partnership with Plaid, simplifying and expediting finance applications and empowering growth and innovation. We also released a pivotal report detailing how pre-approved business credit can alleviate cashflow challenges and give businesses the tools they need to thrive.

Read on... https://multifi.co.uk/multifis-breakthrough-april-strategic-partnerships-and-financial-innovations/

09/04/2024

Good morning! Today, we proudly announce that the multifi product will integrate Plaid's data network. This update helps address the primary challenge of lengthy finance applications, a significant barrier for UK businesses seeking financial support.

Read the full details on our website, but in short, this means:

● Strategic Partnership: multifi integrates Plaid to simplify financial access for UK SMEs, tackling long application processes.
● Streamlining Applications: Open banking reduces time, addressing a key concern for 62% of SMBs.
● Empowering Growth: The collaboration offers UK businesses streamlined operations and personalised financial services, fostering growth.
● Personalisation & Support: Through open banking, multifi enhances finance solutions with tailored support, adapting to business performance.

This update keeps us on track to offer quick access to funding, flexible credit limits, transparent pricing, and a streamlined application process.

Go forth and multifi!

https://multifi.co.uk/multifi-announces-strategic-integration-with-plaid-to-revolutionise-financial-access-for-uk-businesses/

26/03/2024

We are in! The first banners are up in the new office. Big steps for multifi. Exciting times ahead 🥂