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NJ Financial Consultancy Limited UK Mortgage and Protection Specialists

We usually talk about buying a home...But what about selling one?A few REAL, simple tips to help you sell  smarter, avoi...
09/10/2026

We usually talk about buying a home...

But what about selling one?

A few REAL, simple tips to help you sell smarter, avoid delays and put yourself in the best position for your next move.

Because moving home starts with selling well, not just buying well.

Save this one for when you’re ready to move ☝🏼

We usually talk about buying a home…But what about selling one? A few REAL, simple tips to help you sell smarter, avoid ...
08/10/2026

We usually talk about buying a home…

But what about selling one?

A few REAL, simple tips to help you sell smarter, avoid delays and put yourself in the best position for your next move.

Because moving home starts with selling well, not just buying well.

Save this one for when you’re ready to move ☝🏼

We usually talk about buying a home…But what about selling one? 🏡A few REAL simple tips to help you sell smarter, avoid ...
08/10/2026

We usually talk about buying a home…

But what about selling one? 🏡

A few REAL simple tips to help you sell smarter, avoid delays and put yourself in the best position for your next move.

Because moving home starts with selling well, not just buying well.

Save this one for when you’re ready to move 👇

02/10/2026

It’s a mystery my friend.

24/09/2026

WOULD THEY LEND?

Being a contractor doesn’t always mean your mortgage is based on simply multiplying your yearly income.

In many cases, lenders can use a multiple of your day rate to work out how much you could borrow — potentially making a significant difference to your borrowing power.

And if your current contract is coming to an end? That doesn’t necessarily mean it’s a problem.

Depending on your circumstances, lenders may look at your contracting history and track record, rather than simply focusing on how much time is left on your current contract.

Every case is different, but it’s always worth understanding what options are available before assuming you won’t qualify.

21/09/2026

Is your fixed mortgage rate ending in 2027? 📈🔚

It might feel like it’s a long way off, but planning ahead could give you more options when the time comes.

The Bank of England estimates that around 800,000 fixed-rate mortgages with rates of 3% or below are expected to refinance each year, on average, through to the end of 2027.

If you’re currently sitting on a low fixed rate, your next mortgage may look quite different — so it’s worth understanding your options before your current deal ends.

If your mortgage is due to finish in 2027, feel free to get in touch. We’re always happy to have a chat and help you understand what’s available 🗣️☕️

Source: Bank of England

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS

HOW CAN THE GOVERNMENT PUSH UP YOUR MORTGAGE RATE? ⬆️ 📈
11/09/2026

HOW CAN THE GOVERNMENT PUSH UP YOUR MORTGAGE RATE? ⬆️ 📈

There’s a common misconception that lenders will judge every coffee, meal out or shopping trip on your bank statements. ...
07/09/2026

There’s a common misconception that lenders will judge every coffee, meal out or shopping trip on your bank statements. ☕️🛍️

In reality, normal day-to-day spending is rarely the concern. What can raise questions is a consistent pattern of gambling, particularly where it suggests financial pressure or affects affordability.

Lenders aren’t expecting you to stop living your life just because you’re applying for a mortgage.

25/08/2026

🏡 LATEST HOME MOVER RATES

Hovering in the mid to low 4s

If your thinking about moving home come have a chat ☕️ 🗣️

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London

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