Own New, London (2026)

02/01/2026

As we start a new year, we’re taking a moment to reflect on what a journey it’s been…

2025 was a year of learning, listening, and growing, alongside an ever-expanding community of brilliant brokers, builders and partners across the UK.

We’ve strengthened relationships, sharpened our platform and gained invaluable insight from those using it every day.

We’re heading into the new year bigger, stronger, and more focused than ever, with plenty of ideas taking shape behind the scenes as we look further ahead.

Thank you to everyone who’s been part of the journey so far. We wish you a happy and healthy New Year, and we look forward to continuing to build together! 🥂

01/12/2025

Extending the weekend just a little…catching up on the Sunday Times 👀🗞️

Great to see Own New featured again, this time in print, as a solution not just for key workers, but for all buyers looking for support when purchasing a new-build home.

We're proud to be part of something making a real difference to affordability across the UK!

If you didn’t get a copy yourself, we’ve shared a full recap of the article over on our website👇link below:

https://zurl.co/uG5vt

*Independent financial advice must be sought. Your home may be repossessed if you do not keep up your mortgage repayments.

26/11/2025

🏥 Key workers play an essential role in our communities, and it’s great to see The Times shining a light on the support available to help them onto the property ladder.

As the piece highlights, you don’t have to be a key worker to get help buying a new-build home. Alongside the key worker schemes mentioned, The Times and The Sunday Times points readers to Own New as an option open to all buyers:

“Don’t worry if you are not a key worker, an initiative called Own New is open to all buyers of new homes […] Participating home builders pass a contribution directly to the mortgage lender, which allows buyers to access reduced-rate mortgages."

Whether you’re a key worker or not, we’re helping thousands access lower-rate mortgages, reduced monthly payments, and a faster route to homeownership across more than 160 participating builders and 1,000+ developments.

We’re proud to be part of the solution at a time when affordability matters more than ever.

Read the full article in The Times: https://zurl.co/llikv 🔗

*Independent financial advice must be sought. Your home may be repossessed if you do not keep up your mortgage repayments.

20/11/2025

New research shows that most first-time buyers aren’t aware of the support available to help them get onto the property ladder. With affordability remaining a major challenge, it’s more important than ever that buyers understand the options open to them.

We're thrilled to see the Own New Rate Reducer highlighted as one of the most effective schemes helping buyers right now.

Rate Reducer lets buyers access mortgage rates that are far below the open market, in some cases under 1%, thanks to a developer contribution that directly reduces the interest rate for the first 2–5 years.

For some buyers, that can mean hundreds of pounds saved per month and a smoother, more affordable path into their new home.

As mortgage expert Nicholas Mendes puts it:

👉 “This is one of the most attractive schemes we’ve seen recently because it tackles the real pain point: monthly affordability.”

We’re proud to support more buyers with simple, effective ways to make homeownership possible.

Read the full article in The Sun here: https://zurl.co/9XrGv 🔗

*Independent financial advice must be sought. Your home may be repossessed if you do not keep up your mortgage repayments.

19/11/2025

Buying a home on a visa can feel impossible, but it doesn’t have to be.

With Visa Rate Reducer, you could buy a new home with just a 5% deposit, own 100% of the property, and start with lower monthly repayments from day one.

How it works:

👉 Your homebuilder contributes 3–5% of the property price directly to your lender. The lender uses this to reduce your mortgage interest rate for the fixed term, making your monthly payments more manageable.

It’s designed specifically for UK visa holders, including Skilled Worker, Spousal/Partner, Graduate, and Health & Care Worker visas, to help more people put down roots in the UK.

This is not shared ownership, not a government scheme, and you won’t give up any part of your home. You’ll own 100% from day one!

Want to see how it works in real life?

Read our blog about Bilal’s story, and how Visa Rate Reducer helped him buy his first UK home sooner than he thought possible: https://zurl.co/PSWaJ

*Always seek independent financial advice before applying for a mortgage. Eligibility and lending criteria apply. Your home may be repossessed if you do not keep up repayments on your mortgage.

16/11/2025

Rate Reducer is available only through approved, FCA-regulated brokers who know the product inside out. That way, you’ll get clear, expert guidance and confidence every step of the way.

If your broker isn’t registered yet, they can easily join the network, so you don’t miss out on the chance to secure a lower rate on your new home.

DM us to check if your broker’s registered or to find one near you! 👋

*Independent financial advice must be sought. Your home may be repossessed if you do not keep up your mortgage repayments.

07/11/2025

Some behind-the-scenes from The Mortgage Mum filming yesterday, something exciting coming soon…watch this space! 👀

04/11/2025

Did you know all of these leading UK home builders offer Own New Rate Reducer? 🏡

That means when you buy a new-build home with them, you could buy with a smaller deposit AND get a lower-rate mortgage, all through trusted high-street lenders.

💡 Available to first-time buyers and home movers across the UK
✨ Own 100% of your home from day one
🏠 Buy sooner, with confidence

👉 DM us to find out more!

*Independent financial advice must be sought. Your home may be repossessed if you do not keep up your mortgage repayments.

28/10/2025

Bilal became a homeowner with just a 3% deposit, manageable monthly repayments and a home that perfectly fit his family’s needs and budget!

When he set his sights on a new Persimmon Homes property in Glasgow, he never imagined he’d be able to buy so soon.

After saving for years, his deposit covered only 3%, and with visa restrictions, his mortgage options were limited.

But with expert advice from Jordan at the Mortgage Advice Bureau and Own New’s Rate Reducer, Bilal made it happen.

🏡 Using Persimmon’s 5% builder contribution:

👉 2% went toward his deposit
👉 3% was used to lower his mortgage interest rate, cutting his monthly payments to just £1,324.

Now Bilal and his family are settling into their dream home near great schools and his hospital workplace, proof that the right advice and the right mortgage can make all the difference.

Read the full story: https://zurl.co/QzUEQ

*Independent financial advice must be sought. Your home may be repossessed if you do not keep up your mortgage repayments.

24/10/2025

When it comes to buying a home, it’s not just about saving for a deposit, it’s about what you can afford each month.

Recent research with Barratt Redrow and Savanta found that the biggest barrier to homeownership isn’t deposits or house prices, but high monthly mortgage repayments.

💡 That’s why we created Own New Rate Reducer, a way to lower your mortgage interest rate for the initial term, so your monthly payments are more manageable and you can buy sooner.

Read more from Steve Mariner, Sales and Marketing Director at Barratt Redrow, as he explores what’s really holding buyers back, and how solutions like Rate Reducer are helping to change the picture: https://zurl.co/5kcAw

*Independent financial advice must be sought. Your home may be repossessed if you do not keep up your mortgage repayments.

20/10/2025

Still waiting for interest rates to drop? You’re not alone.

But Rate Reducer is helping people move now, without waiting for the “perfect” rate environment.

✔️ Lower monthly payments give you breathing room
✔️ You could buy sooner, or afford more, than you thought
✔️ It might even help you avoid another year of rent or rising house prices

You don’t have to wait to start your move.

👉 DM us for more information and see how Rate Reducer could help you!

*Independent financial advice must be sought. Your home may be repossessed if you do not keep up your mortgage repayments.

15/10/2025

Think it sounds too good to be true? Think again! 😯

The home builder provides a financial incentive, typically 3–5% of the property value, directly to the mortgage lender. The lender then uses that contribution to offer you a lower mortgage interest rate for an initial period.

That’s how Rate Reducer helps make monthly payments more affordable, without shared ownership, extra loans, or hidden catches!

*Independent financial advice must be sought. Your home may be repossessed if you do not keep up your mortgage repayments.

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