JW Private Finance

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JW Private Finance Our Services include:

Bridging Finance / Auction Finance
Commercial Mortgages
Development Finance
Limited company buy to let mortgages

Worth knowing that your lender's valuation is not a survey. It is donefor the lender and is not an inspection of conditi...
17/10/2026

Worth knowing that your lender's valuation is not a survey. It is done
for the lender and is not an inspection of condition.



Your home or property may be repossessed if you do not keep
up repayments on your mortgage.

15/10/2026

People raise money against their property for all sorts of reasons. Here are the ones we are asked about most.

Debt consolidation is a common one, along with paying for a wedding, gifting a child, spouse or family member money towards a deposit, buying a car, or funding a holiday. Home improvements come up regularly too, as do deposits for a new purchase or an investment property.

As a general rule, any legal purpose is acceptable. Those are simply the ones we see most often.

📅 Book here: https://calendly.com/jwprivatefinance

If you cannot see a suitable slot, call 0203 879 1754 and we will organise a time that works for you.

Follow or visit jwprivatefinance.co.uk

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

One week of data is not a trend, and demand is still below last year. It does suggest the usual autumn pickup is under w...
13/10/2026

One week of data is not a trend, and demand is still below last year.
It does suggest the usual autumn pickup is under way.



Your home or property may be repossessed if you do not keep
up repayments on your mortgage

12/10/2026

A secured loan works on the same principle as a normal mortgage: you are offering up the security of your home.

With a second charge, you typically need your first lender's permission. In other words, you have to ask whether they are happy for a second lender to raise money against the property, for home improvements, for example. That first lender can decline the request, and if they do, we may need to approach a different lender to arrange the funding.

📅 Book here: https://calendly.com/jwprivatefinance

If you cannot see a suitable slot, call 0203 879 1754 and we will organise a time that works for you.

Follow or visit jwprivatefinance.co.uk

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Today is World Mental Health Day. Moving, money worries and work all take a toll. If someone around you has gone quiet l...
10/10/2026

Today is World Mental Health Day. Moving, money worries and
work all take a toll. If someone around you has gone quiet lately, it is
worth checking in.

Together that is around seven months from listing to moving, so anyone starting now cannot plan on being in before Easte...
08/10/2026

Together that is around seven months from listing to moving, so
anyone starting now cannot plan on being in before Easter.



Your home or property may be repossessed if you do not keep
up repayments on your mortgage.

08/10/2026

A secured loan is typically a second charge mortgage. It is worth understanding how that differs from simply refinancing.

Say you are on a good rate with your current lender and tied in, but you need to borrow a little more. If borrowing more from your existing lender would push your rate up, a second charge can be an alternative. You go to another lender who sits behind your existing one in priority, meaning that, should anything happen, they are repaid after your first lender. That is where the name comes from.

Second charge lenders often assess affordability more generously, so they can sometimes lend more than a first charge lender. Their rates tend to be a little higher because they carry more risk. They are typically used where your existing rate is one you would rather not disturb.

📅 Book here: https://calendly.com/jwprivatefinance

If you cannot see a suitable slot, call 0203 879 1754 and we will organise a time that works for you.

Follow or visit jwprivatefinance.co.uk

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

For context, the same measure was nearer three quarters in 2021. An accepted offer is not the finish line either, as not...
06/10/2026

For context, the same measure was nearer three quarters in 2021. An
accepted offer is not the finish line either, as nothing is binding until
exchange.



Your home or property may be rep

05/10/2026

The typical deposit for a commercial mortgage is around 25%, and that applies whether it is owner-occupier or investment based.

One thing worth pointing out: as an owner-occupier, a better product with a better rate can sometimes mean putting down a larger deposit. So it is worth being mindful of that when you are planning.

📅 Book here: https://calendly.com/jwprivatefinance

If you cannot see a suitable slot, call 0203 879 1754 and we will organise a time that works for you.

Follow or visit jwprivatefinance.co.uk

The Financial Conduct Authority does not regulate most commercial mortgages. Your property may be repossessed if you
do not keep up repayments on your loan.

Worth keeping in perspective. Rightmove calls this a modest recovery rather than a turning point, and prices are still b...
03/10/2026

Worth keeping in perspective. Rightmove calls this a modest
recovery rather than a turning point, and prices are still below where
they were at the start of summer.



Your home or property may be repossessed if you do not keep
up repayments on your mortgage.

Address

London
WC2H9JQ

Opening Hours

Monday 9:30am - 6:30pm
Tuesday 9:30am - 6:30pm
Wednesday 9:30am - 6:30pm
Thursday 9:30am - 6:30pm
Friday 9:30am - 5pm

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