JW Private Finance

JW Private Finance Our Services include:

Bridging Finance / Auction Finance
Commercial Mortgages
Development Finance
Limited company buy to let mortgages

At £229,107, a 10% deposit is around £23,000. That is a national average though, so what you need where you are buying c...
01/09/2026

At £229,107, a 10% deposit is around £23,000. That is a national average though, so what you need where you are buying could be very different.

Your home or property may be repossessed if you do not keep up repayments on your mortgage

01/09/2026

The honest answer to what a bridging loan costs is that it depends, and the single biggest factor is your exit.

How you intend to repay, whether through a property sale, another asset, or an inheritance, sets the timeframe. From there the rate comes down to loan to value. The more equity you hold and the less you borrow, the sharper the rate you can command.

One thing that surprises people in a good way: there are usually no monthly repayments at all. The interest is often retained up front and deducted from the advance, leaving you with a gross loan and a net loan and nothing to find each month.

As a rough guide, rates tend to sit around 0.8 to 1 percent a month, with fees varying by lender and broker.

📅 Book here: https://calendly.com/jwprivatefinance

If you cannot see a suitable slot, call 0203 879 1754 and we will organise a time that works for you.

Follow or visit jwprivatefinance.co.uk

The Financial Conduct Authority does not regulate most bridging loans. Bridging finance is typically a short-term, higher-cost form of borrowing and carries risks, particularly if the planned exit strategy is not achieved.

30/08/2026

Enquiry to money in the bank in seven hours.

That is the fastest bridge Jordan has ever completed, and while it is nowhere near typical, it tells you everything about what these loans are built for. Most cases settle somewhere between seven to ten days and two to three weeks. Speed, every time, is the headline.

Where a standard mortgage can crawl, a bridge moves. That is the entire reason the product exists, and why it works when a conventional lender simply cannot keep pace.

📅 Book here: https://calendly.com/jwprivatefinance

If you cannot see a suitable slot, call 0203 879 1754 and we will organise a time that works for you.
Follow or visit jwprivatefinance.co.uk

The Financial Conduct Authority does not regulate most bridging loans. Bridging finance is typically a short-term, higher-cost form of borrowing and carries risks, particularly if the planned exit strategy is not achieved.

Before you apply, it is worth checking your own credit file for anything incorrect or out of date, as errors take time t...
30/08/2026

Before you apply, it is worth checking your own credit file for anything incorrect or out of date, as errors take time to put right. Being registered on the electoral roll at your current address also helps lenders verify you.



Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Two things that hold applications up more than people expect: documents that have gone out of date, as lenders want the ...
29/08/2026

Two things that hold applications up more than people expect: documents that have gone out of date, as lenders want the most recent ones, and gifted deposits, which usually need a letter from the giver plus evidence of where the money came from.



Your home or property may be repossessed if you do not keep up repayments on your mortgage.

28/08/2026

You have found the home you want. The catch is your current one has not sold, and the money you need is locked inside it.

A bridge is how you get around that. You raise funds against your existing property, almost as though you were remortgaging it, and use them to buy the new place outright. Because it is a bridge and not a standard mortgage, it is not judged on affordability in the usual way, so nobody is asking you to prove you can shoulder two mortgage payments at once.

When your old property sells, the proceeds clear the loan. Terms usually run from three months up to around eighteen to twenty-four, giving you room to move on your timescale rather than the market's.

📅 Book here: https://calendly.com/jwprivatefinance

If you cannot see a suitable slot, call 0203 879 1754 and we will organise a time that works for you.

Follow or visit jwprivatefinance.co.uk

The Financial Conduct Authority does not regulate most bridging loans. Bridging finance is typically a short-term, higher-cost form of borrowing and carries risks, particularly if the planned exit strategy is not achieved.

The multiple is only the starting point. Lenders also stress test affordability and take account of commitments like loa...
27/08/2026

The multiple is only the starting point. Lenders also stress test affordability and take account of commitments like loans, credit cards and childcare, so two people on the same salary can be offered very different amounts.



Your home or property may be repossessed if you do not keep up repayments on your mortgage.

One thing people often miss: if you need to borrow more, the extra is usually a separate product at whatever rate is ava...
25/08/2026

One thing people often miss: if you need to borrow more, the extra is usually a separate product at whatever rate is available then, so you can end up with two parts on different terms. Early repayment charges are worth checking too.



Your home or property may be repossessed if you do not keep up repayments on your mortgage.

A viewing is not a survey, and neither is a mortgage valuation, which is carried out for the lender rather than for you....
22/08/2026

A viewing is not a survey, and neither is a mortgage valuation, which is carried out for the lender rather than for you. If something at a viewing gives you pause, that is the point to consider a fuller survey.



Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Address

London
WC2H9JQ

Opening Hours

Monday 9:30am - 6:30pm
Tuesday 9:30am - 6:30pm
Wednesday 9:30am - 6:30pm
Thursday 9:30am - 6:30pm
Friday 9:30am - 5pm

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