Home me mortgages

Home me mortgages Making your mortgage journey easy and stress free.

Covering Berkshire, London & UK 🏡

Your home may be repossessed if you do not keep up repayments on your mortgage.

There are thousands of mortgage products on the market.You could spend hours comparing rates, reading the fine print, an...
26/03/2026

There are thousands of mortgage products on the market.

You could spend hours comparing rates, reading the fine print, and trying to work out which fees are worth paying.

Or you could speak to someone who does this every single day.

A good mortgage adviser doesn't just find you a rate. They look at the full picture — your income, your plans, your circumstances — and match you with the right product. Not just the cheapest headline number.

That's the difference between a transaction and advice.

Ready for a proper conversation about your mortgage? Link in bio.

Your home may be repossessed if you do not keep up payments on your mortgage.

Remortgaging soon? Save this checklist before you start 📌✅ Check when your current deal ends (mark it in your calendar n...
25/03/2026

Remortgaging soon? Save this checklist before you start 📌

✅ Check when your current deal ends (mark it in your calendar now) ✅ Start looking 6 months before expiry
✅ Know your current outstanding balance
✅ Check your property's rough value (Zoopla or Rightmove estimates work as a starting point)
✅ Review your credit file — fix any errors before applying
✅ Speak to an adviser, not just your current lender

Your current lender's retention deal isn't always the best deal. It's just the most convenient one.

Don't leave money on the table. Send us a message and we'll review your options — no strings attached.

Your home may be repossessed if you do not keep up payments on your mortgage.

We don't ask you to take our word for it.Every week we help people navigate one of the biggest financial decisions of th...
24/03/2026

We don't ask you to take our word for it.

Every week we help people navigate one of the biggest financial decisions of their lives. First-time buyers, home movers, remortgagers — each with different circumstances and different needs.

What do they all have in common? They wanted straight-talking advice from someone on their side.

Have a look at our reviews. They say more than we ever could. ⭐⭐⭐⭐⭐

Your home may be repossessed if you do not keep up payments on your mortgage.

What actually happens between your mortgage application and getting your keys?Here's the simplified version: 1. Agreeme...
19/03/2026

What actually happens between your mortgage application and getting your keys?

Here's the simplified version:

1. Agreement in Principle
2. Full mortgage application
3. Lender valuation of the property
4. Mortgage offer issued
5. Solicitors handle legal work and searches
6. Exchange of contracts
7. Completion — keys are yours

The whole process typically takes 8–12 weeks, sometimes longer. The more prepared you are upfront, the smoother it goes.

Knowledge removes anxiety. That's always been our approach. Save this one for later 📌

Your home may be repossessed if you do not keep up payments on your mortgage.

Bank of England base rate decisions affect more than just mortgages.But if you're on a tracker or variable rate, they af...
18/03/2026

Bank of England base rate decisions affect more than just mortgages.

But if you're on a tracker or variable rate, they affect your payments directly.

Every time the base rate moves, it's worth reviewing where you stand. Not reacting — just reviewing. There's a difference between being proactive and being reactive.

If you're unsure how rate changes impact your specific deal, get in touch. A quick review could save you hundreds a month, or just give you peace of mind that you're already on the right deal.

Your home may be repossessed if you do not keep up payments on your mortgage.

"You need a 20% deposit to buy a house."No, you don't.There are mortgage products available from 5% deposit. Some scheme...
17/03/2026

"You need a 20% deposit to buy a house."

No, you don't.

There are mortgage products available from 5% deposit. Some schemes, like shared ownership, can bring the barrier even lower.

Yes, a larger deposit gets you better rates. But waiting years to save 20% while house prices keep moving isn't always the smartest play either.

It's about understanding your options, not waiting for perfect conditions that might never come.

Wondering what you could actually afford right now? Send us a message.

Your home may be repossessed if you do not keep up payments on your mortgage.

Quick question for homeowners 👇When your current mortgage deal ends, do you:A) Let it roll onto your lender's standard v...
12/03/2026

Quick question for homeowners 👇

When your current mortgage deal ends, do you:

A) Let it roll onto your lender's standard variable rate B) Start looking at new deals a few months before it expires C) Panic and Google "what happens when my mortgage deal ends"

If you answered anything other than B, we need to talk.

Most people don't realise you can start the remortgage process up to 6 months before your deal expires, locking in a rate with no obligation. If rates drop before completion, you can switch. If they rise, you're protected.

Drop your answer below. No judgement, just good info.

Your home may be repossessed if you do not keep up payments on your mortgage.

Let's be honest, the mortgage process can feel overwhelming.Jargon. Paperwork. Endless back-and-forth. We get it.That's ...
11/03/2026

Let's be honest, the mortgage process can feel overwhelming.

Jargon. Paperwork. Endless back-and-forth. We get it.

That's why we break everything down in plain English, keep you updated at every stage, and never leave you guessing what happens next.

No surprises. No confusion. Just clarity from start to finish.

That's not a tagline. It's how we actually work.

Your home may be repossessed if you do not keep up payments on your mortgage.

The biggest mistake first-time buyers make isn't choosing the wrong mortgage.It's not getting an Agreement in Principle ...
10/03/2026

The biggest mistake first-time buyers make isn't choosing the wrong mortgage.

It's not getting an Agreement in Principle before they start viewing properties.

An AIP shows sellers and estate agents you're serious. Without one, you risk falling in love with a property you can't actually afford — and losing it to someone who came prepared.

Preparation beats enthusiasm. Every time.

If you haven't got your AIP yet, we can usually sort one within 24 hours. Link in bio.

Your home may be repossessed if you do not keep up payments on your mortgage.

Fixed vs variable — do you actually know the difference?A fixed rate locks your monthly payment for a set term (typicall...
05/03/2026

Fixed vs variable — do you actually know the difference?

A fixed rate locks your monthly payment for a set term (typically 2 or 5 years). A variable rate moves with the market — which means your payments can go up or down.

Neither is "better." The right choice depends on your circumstances, your risk appetite, and where rates are heading.

If you're unsure which suits you, that's exactly what a mortgage adviser is for. Drop us a message — no obligation, just clarity.

Your home may be repossessed if you do not keep up payments on your mortgage.

How long can the mortgage process take? ⏳It will depend on whether you’re moving an existing one or applying for a new o...
28/01/2026

How long can the mortgage process take? ⏳

It will depend on whether you’re moving an existing one or applying for a new one. Typically you should be looking for around 4-8 weeks from application to competition but being in a chain can affect timings.

One thing that can help speed things up is preparing early and getting some professional advice – and that’s exactly where we come in.

https://www.homememortgages.co.uk/services/moving-home/

A little-known fact is that you can sometimes have the ability to move your existing mortgage with you.If you’ve got a g...
27/01/2026

A little-known fact is that you can sometimes have the ability to move your existing mortgage with you.

If you’ve got a good rate and want to keep it then porting can be possible, providing you meet the lenders criteria. Speak to our team today, because we can help you understand the best options if you’re looking to box up your current mortgage, along with the furniture and bring it with you.

https://www.homememortgages.co.uk/services/moving-home/

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London

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Tuesday 9am - 5:30pm
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Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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+442035970444

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