Remigiusz Oberland - REMA Brokers Ltd. Mortgage & Protection

18/08/2026

J is for... Joint Policy. 👥

When looking at insurance options, a joint policy covers two people under a single arrangement. It can often simplify administration, but it is important to understand how it differs from two individual policies—particularly how a payout might affect the remaining coverage.

Approved by The Openwork Partnership on 14/01/2026

REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

06/08/2026

🏡 F is for... Freehold!

What does it actually mean for you?

When you are looking for a new home, understanding property tenure is a vital first step. Choosing a freehold property means:

✓ Complete Ownership You own the structure and the land it is built on.
✓ No Time Limits: There is no lease expiry date or countdown to worry about.
✓ No Ground Rent: You avoid ongoing annual fees to a separate landlord.

Approved by The Openwork Partnership on 26/01/2026

REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

30/07/2026

UK interest rates: Bank of England holds interest rates at 3.75%

MPC signals it could still lift borrowing costs if Middle East war hostilities lead to more persistent inflation

23/07/2026

A is for Accident Cover...

Accident​, Critical / serious illness​, General insurance, Life insurance​, Private medical insurance

Approved by The Openwork Partnership on 14/01/2026.

REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

15/07/2026

L is for Leasehold 🏠When you buy a leasehold property, you own the structure itself but not the land it stands on.
Ownership is granted for a fixed period through a legal agreement with the freeholder.Understanding the differences between property types helps you make informed choices about your future home.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Approved by The Openwork Partnership on 26/01/2026

REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority

​ ​

07/07/2026

U is for Underwriting...

​ ​

Approved by The Openwork Partnership on 26/01/2026.

REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

19/06/2026

Happy Friday ...

Governor Andrew Bailey says while recent drops in oil prices are "encouraging", high energy prices from the Iran war have left "inflationary pressure in the pipeline".

18/06/2026

Understanding your deferred period is critical when choosing income protection or waiver of premium insurance.

What is a Deferred Period in Income Protection? 🛡️If an illness or injury leaves you unable to work, Income Protection Insurance provides a monthly financial safety net.




Approved by The Openwork Partnership on 11/03/2026
REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

18/05/2026

The Chancellor has asked major mortgage lenders to contact the 1.6 million borrowers whose fixed‑rate deals end this year.

Before you accept your lender’s offer, it’s worth exploring your options. We can help you to compare extensive panel of lenders and help you choose what truly fits your goals, budget and future plans.

If your rate is ending soon, have a chat with us first. 🏠




Approved by The Openwork Partnership on 08/04/2026.

REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

30/04/2026

https://www.bbc.co.uk/news/live/cpwjw9dg2vjt?post=asset%3A5ff6e40e-fdcf-47f3-9841-ed80f95dba5d

The BoE’s chief economist voted in favour of a rise but other rate-setters say the Bank should wait to see the extent of inflationary pressure.