Remigiusz Oberland - REMA Brokers Ltd. Mortgage & Protection

18/05/2026

The Chancellor has asked major mortgage lenders to contact the 1.6 million borrowers whose fixed‑rate deals end this year.

Before you accept your lender’s offer, it’s worth exploring your options. We can help you to compare extensive panel of lenders and help you choose what truly fits your goals, budget and future plans.

If your rate is ending soon, have a chat with us first. 🏠




Approved by The Openwork Partnership on 08/04/2026.

REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

30/04/2026

https://www.bbc.co.uk/news/live/cpwjw9dg2vjt?post=asset%3A5ff6e40e-fdcf-47f3-9841-ed80f95dba5d

The BoE’s chief economist voted in favour of a rise but other rate-setters say the Bank should wait to see the extent of inflationary pressure.

27/04/2026

Overpaying your mortgage: should you do it?

Hardly a day goes by without the cost of living hitting the headlines. For many homeowners the increasing costs of owning and running a home is having a huge impact on household budgets. Even if you are near the top end of your monthly budget, or are expecting a ‘payment shock’ when you come to remortgage next, you may be wondering whether it’s worthwhile paying more than the minimum repayment each month, with the aim to save money in the long run.

So, what are the benefits of making mortgage overpayments?
• Mortgage-free sooner Overpayments can either be a one-off lump sum or a regular overpayment made throughout the year. Overpaying on your mortgage means you can potentially clear your mortgage balance quicker.

• Reduce the amount of interest you pay
It could also make sense to overpay on your mortgage rather than keep your money in a savings account, because you may earn more in interest savings on your mortgage than you could earn in a typical savings account.

• Access to better rates in the future
Lenders will offer you better rates if you have a lower loan to value. The more you can pay to reduce your mortgage, the potentially lower interest rates you’ll have when you come to remortgage to a new deal.

Are there any downsides to overpaying your mortgage?

Overpaying on your mortgage might not be right for everyone. Using savings to overpay on your mortgage could leave you with less cash to fall back on in an emergency.
Not all lenders have the same rules for overpaying and there may be a penalty fee called an Early Repayment Charge (EPC) if you overpay too much.
You should only make overpayments if you’re sure you can afford them. It’s a good idea to make overpayments if you already have an emergency fund, and you don’t have any other, more pressing debts that need to be repaid.
It’s always a good idea to discuss your options with an adviser, we can help guide you through all your mortgage options including advice on making overpayments.

Approved by The Openwork Partnership on 03/02/2026.

REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

21/04/2026

R is for Rating



REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 14 Jan 2026
Approved by The Openwork Partnership on 26 Jan 2026

09/04/2026

Your mortgage lender may soon contact you, if your fixed rate ends this year... but remember, they’ll only show you their products.

An adviser can help you explore a wider range of options across the market for first charge mortgages and find what truly suits your needs.

Before you lock in a new deal, talk with us and have that conversation.




Approved by The Openwork Partnership on 31/03/2026.
REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.

04/04/2026

"The stone is rolled away." 🌅✝️

This Easter, the team at REMA Brokers Ltd joins you in celebrating a season of profound hope. Just as spring breathes new life into the world, we wish you a holiday filled with the warmth of family and the light of faith.

May your house be a place of sanctuary and your holiday be truly blessed. 🐣🌷🐰

01/04/2026

We are not all about work, mortgages and protection, we are also do like a bit of a fun and activity. Why not look after your wellbeing and start a new golfing hobby or sharpen your existing skills at Ash Valley Golf Club.
Be quick and grab this wonderful membership offer! Come enjoy course and its beautiful scenery and the friendly atmosphere at the club.

✨ Spring Membership Launch at Ash Valley ✨

⛳️ Ash Valley offers quality golf at one of the most accessible membership prices in the area.

🏌️ And… for a LIMITED time this April, we’re opening a limited number of memberships at special launch rates:

7 Day Membership
Usually £1,100 → £700

5 Day Membership
Usually £700 → £500

🏌️‍♀️ A welcoming local club, no joining fee, and a great time to be part of the season ahead.

Upfront payment only - Terms and condition’s apply ……………………………………………………………………………………. Visit us and join today - 01279 843 253

24/03/2026

🏠 Mortgages & Savings Update: Rates Remain at 3.75%
No change to the Base Rate from the Bank of England today.
Are you taking this as a moment to pause or to plan ahead?

REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 16/02/2026
Approved by The Openwork Partnership on 20/03/2026

18/03/2026

REMA Brokers Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by The Openwork Partnership on 16/02/2026
Approved by The Openwork Partnership on 26 Jan 2026

15/03/2026

🌸 Happy Mother’s Day from REMA Brokers Ltd! 🌸

Today, we celebrate the incredible mothers and mother figures who provide endless support, wisdom, and protection to their families every day. Just as you work hard to protect what matters most, we are honoured to be your partners in securing your family's future.

May your day be filled with the love and appreciation you truly deserve.

"Her children rise up and call her blessed; her husband also, and he praises her." – Proverbs 31:28 📖✨