Know Your Dosh

16/10/2026

There's a conversation that happens at a parent's kitchen table. You sit down to help with the paperwork, and somewhere between the insurance letters and the bank statements, you realise how much of it lives only in their head.

Most of us want to help without taking charge. Know Your Dosh gives the family one shared view, with individual logins and permissions, so each person sees what they need and a parent keeps control of the rest 💚

14/10/2026

There's a particular dread in realising a renewal date slipped past you. Go.Compare research (2026) found 8% of UK billpayers have forgotten an insurance renewal until it was too late to compare, and 43% of those said car insurance.

GOV.UK says driving without a valid MOT can mean a fine of up to £1,000, and a fixed energy deal that ends usually moves you onto the standard variable tariff, which may not be the best price.

Know Your Dosh keeps your household's renewal dates in one shared place. Which one trips you up?

08/10/2026

It's 2am and you're checking the balance again, even though looking won't change the number 🌙

A lot of us do this quietly, and a lot of us keep it to ourselves. In a StepChange survey of 4,000 UK adults, 44% of people who'd experienced problem debt hadn't told anyone. Saying it out loud to just one person can change how heavy it feels, and there's free help out there too, including free debt advice and Breathing Space.

We've written about the real link between dosh worries and how we feel, gently and without any lecturing:

People with problem debt are twice as likely to have a mental health condition, yet 44% never tell anyone. See what UK data says about money and wellbeing.

06/10/2026

Moving in together usually means merging two different relationships with money, not just two bank balances. One of you might track every penny; the other's happier sorting it out later. Left unspoken, that gap just turns into quiet frustration instead of a conversation.

We look at three talks worth having early: splitting bills fairly when incomes differ, being upfront about any existing debt, and actually knowing what your other half earns, not just a rough guess.

Know Your Dosh gives couples a shared, clear view of where things stand, so these conversations start from facts rather than assumptions. Which one have you two never quite finished? 💚

03/10/2026

Be honest, when was the last time you and your partner actually talked about money, not just split a bill or checked a balance in passing?

For a lot of households, it was never really about the numbers. It's the things that stayed unsaid: the account neither of you checks, the debt one of you carries quietly, the plan you keep meaning to make together. Silence doesn't protect anyone, it just lets the worry sit there a little longer.

Maybe the first step isn't a better budget, maybe it's just a conversation.

27/09/2026

Kids don't need to hear the numbers to learn something about money. They notice when a conversation stops the moment they walk into the room, and that silence teaches its own lesson: that money is something to worry about quietly, not something to talk about together.

Most parents aren't trying to hide anything. It's just easier to wait for a "better time" that rarely comes. But little by little, kids pick up on whatever they're shown, calm and openness, or tension and avoidance.

This week, is there one small money conversation you could have out loud instead of behind closed doors? It doesn't need to cover amounts or specifics, just show that this is something your family can talk through together 💙💚

24/09/2026

If you married into, or blended a family, did anyone ever actually sit down and talk about what happens to your dosh if the worst happened?

Most people assume the law just sorts it out for stepchildren. It doesn't. Under UK law, stepchildren have no automatic right to inherit, and only 24% of parents with stepchildren have a will.

We've dug into the money conversations blended families keep putting off, and why "we'll get round to it" isn't a plan...

Have a read:

781,000 UK stepfamilies exist, but only 24% of stepparents have a will. See what UK data says about inheritance, maintenance, and money in blended families.

18/09/2026

Introducing the ages of dosh 🌱

Money lessons start younger than you think, and they never really stop. Know Your Dosh is here to help, whatever stage you're at.

15/09/2026

Money stress isn't always a maths problem. It's an avoidance problem, 80% avoidance, 20% accounts.

Daily Dosh sorts the 80% → a minute a day, checking in and you're done 🙌

13/09/2026

Be honest, how many times have you told yourself you'll sort your money out "properly" once things settle down, once the kids are a bit older, once work isn't quite so full-on? That moment has a habit of not arriving, because there's always something else asking for your attention first.

Meanwhile, the small stuff sits there quietly -one look at where your dosh actually goes, one conversation you keep meaning to have, one document you've been putting off finding. None of it needs to happen all at once, and it definitely doesn't need to be perfect to count. A five-minute check today does more for your family's future than a flawless plan you never get round to starting.

What you build now, even in small pieces, is what your family ends up standing on later, long after you've stopped thinking about it day to day.

That's really what Know Your Dosh is here for, not to ask for everything at once, but to help you start with whatever "where you are" looks like today.