Richmond Financial Solutions

Richmond Financial Solutions All types of mortgages, development finance, bridging loans, and personal & business protection.

Two things that hold applications up more than people expect: documents that have gone out of date, as lenders want the ...
27/08/2026

Two things that hold applications up more than people expect: documents that have gone out of date, as lenders want the most recent ones, and gifted deposits, which usually need a letter from the giver plus evidence of where the money came from.

The multiple is only the starting point. Lenders also stress test affordability and take account of commitments like loa...
26/08/2026

The multiple is only the starting point. Lenders also stress test affordability and take account of commitments like loans, credit cards and childcare, so two people on the same salary can be offered very different amounts.

A viewing is not a survey, and neither is a mortgage valuation, which is carried out for the lender rather than for you....
25/08/2026

A viewing is not a survey, and neither is a mortgage valuation, which is carried out for the lender rather than for you. If something at a viewing gives you pause, that is the point to consider a fuller survey.

Most families assume the school place follows the house move. It does not. The two run on separate timetables, and the a...
24/08/2026

Most families assume the school place follows the house move. It does not. The two run on separate timetables, and the application one is far less forgiving.

Worth knowing that lenders price in bands. Nudging a deposit from just under 10% to just over can move you into a differ...
20/08/2026

Worth knowing that lenders price in bands. Nudging a deposit from just under 10% to just over can move you into a different tier, so a relatively small amount of extra saving sometimes makes more difference than people expect.

19/08/2026

Working with clients all over the UK and abroad – at Richmond Financial Solutions we are dedicated to helping clients find the best mortgage and finance deals available.

The clock usually starts from the offer date rather than the day you applied. Worth knowing in a long chain or on a new ...
18/08/2026

The clock usually starts from the offer date rather than the day you applied. Worth knowing in a long chain or on a new build, because a fresh application means being assessed against the criteria and rates available at that time.

The proof councils ask for usually depends on exchange having happened, which depends on your finance being in place. Ma...
15/08/2026

The proof councils ask for usually depends on exchange having happened, which depends on your finance being in place. Many councils also set their own cut off ahead of the national deadline, so check yours early.

Nothing changes yet. If you already hold a Lifetime ISA you can keep paying into it and the current rules still apply, i...
13/08/2026

Nothing changes yet. If you already hold a Lifetime ISA you can keep paying into it and the current rules still apply, including the 25% charge on withdrawals that do not qualify. Worth understanding how that fits your deposit plans.

Running costs matter beyond comfort. Lenders take account of your regular outgoings when assessing affordability, so a h...
11/08/2026

Running costs matter beyond comfort. Lenders take account of your regular outgoings when assessing affordability, so a home that is costly to heat can affect what you are able to borrow. Some lenders offer products aimed at efficient homes.

Address

Michelin House, 81 Fulham Road
London
SW36RD

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 9am - 5am

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