Advias Property Finance

19/03/2025

A new home hamper for our recent purchase mortgage clients.

We hope you enjoy your new home!

18/03/2025

We’re thrilled to welcome Tom Foster as a Senior Advisor!

Tom is a force in the large loan space, having secured and structured some of the most complex transactions in the industry. His knowledge of private banks and specialist lenders, combined with a sharp, solution-driven mindset, makes him a powerhouse for clients seeking tailored, high-value mortgages.

A winner of the British Mortgage Awards, Broker: Large Loans category, Tom’s reputation speaks for itself. He brings a level of expertise and insight that will further strengthen our ability to deliver best-in-class property finance solutions.

Join us in welcoming Tom to the team!

12/03/2025

We really appreciate the kind words from our mortgage clients, and we’re thankful they took the time to share their feedback on Trustpilot.

Every review reminds us why we love what we do - helping people finance their property goals. Thank you for placing your trust in our team!

05/03/2025

Can early repayment charges be waived or reduced? Well sometimes....

We love to go the extra mile for our clients, whether that’s securing the best remortgage rates or negotiating the waiving early repayment charges on this occasion! It’s all about providing tailored solutions.

Thank you, Natasha, for the kind words.

25/02/2025

We’re thrilled to introduce Sharan to our Advias family! 🙌

Sharan has joined us as a paraplanner and she will ensure our clients are well looked after as our broker team expands.

Please join us in giving Sharan a warm welcome!

10/02/2025

In 2021, ADVIAS, was created to deliver more thoughtful and creative mortgage solutions - Advice with gravitas.

We wanted to set up an initiative that effortlessly made an impact for the mortgages we arrange. So one of those initiatives was to plant trees for every mortgage. This is done automatically on completion of a purchase, remortgage or product transfer.

So.... we just want to say a huge THANK YOU to all our clients who helped us plant trees!

Because of your support, we've now planted over 10,000 trees. Our small contribution, one tree at a time. 🌍💚

You’re helping create a lasting impact, each mortgage = 10 trees planted!

07/02/2025

We're excited to introduce Paige Green, our expert Senior Mortgage Broker, who brings years of experience and a well-earned reputation for going above and beyond for her clients.

Paige specialises in helping professionals purchase their first home, offering personalised mortgage solutions with a unique, hands-on approach. She’s known for tackling complex scenarios and providing clear, straightforward guidance, making the process as stress-free as possible.

06/02/2025

Bank Base rate has been cut to 4.5%. Interesting to see that there were a couple of votes to cut rates further, opting of a 0.5% reduction.

Not a single vote for a hold, which is encouraging.

Hopefully this the first of a few further reductions for 2025.

02/10/2024

I love a large loan mortgage enquiry that allows you to show what is possible...

A recent client was struggling to borrow the amount needed to purchase his new home for £1,500,000, facing the prospect of significantly readjusting his budget.

He had significant school fees and maintenance payment commitments, which meant that standard mortgage calculators and brokers were not able to assist.

Thankfully, we know which lenders can apply some flexible underwriting, and after a few phone calls we achieved the loan amount required, and a monthly payment within the comfort zone! This included utilizing his latest years income and applying more flexible affordability criteria as most of the mortgage would be on interest only at 80% Loan to Value.

10/07/2024

Well done Akriti, always going the extra mile for your mortgage clients.

28/09/2023

Landlords will have found refinancing mortgages harder than usual due to higher interest rates and lender stress tests.

However, demand for rental property has also increased market rents, much of which may not have not been passed on to existing tenants.

We thought we should take a look at how landlords can use market rent to achieve a larger mortgage amount vs the passing/current rent.



https://zurl.co/dBKf

We take a look at utilising market rent vs actual rent to achieve the maximum buy to let mortgage amount. Contact Advias for expert advice.

20/09/2023

🏠 Maximise Your Buy-to-Let Mortgage with Top Slicing! 🏠

Are you a higher earner and can't find a mortgage lender willing to provide the Buy to Let mortgage amount you require? You might require a Top Slicing mortgage...

✅ What is Top Slicing and how does it work?
✅ How higher earners can utilise surplus income to qualify for a large loans.
✅ Which lenders offer Top Slicing and what are the rates like?

🔗 Read the full blog post here https://zurl.co/Pjq8

Don't miss out on this incredibly useful lending tool to meet your borrowing needs! 🚀

Feel free to share, comment, and reach out for personalised advice! 💬

What is top slicing? Learn how higher earners unlock larger borrowing potential with Top Slicing on buy to let mortgages.