Face to Face Mortgages

Face to Face Mortgages 🏡 Trusted Mortgage Brokers in Littleborough helping first-time buyers, home movers & landlords find the right mortgage deals.

Remortgages • Buy to Let • Self-Employed • Protection Advice 📩 Message us today.

Skipton, TSB and Co-op announce from tomorrow they are increasing the interest rates of their fixed rate
20/07/2026

Skipton, TSB and Co-op announce from tomorrow they are increasing the interest rates of their fixed rate

More reductions from Newcastle Building Society today, announcing rates across a range of products up to 0.34%.
10/06/2026

More reductions from Newcastle Building Society today, announcing rates across a range of products up to 0.34%.

TSB announce from tomorrow they are reducing some of their fixed rate mortgages by up to 0.25%.
08/06/2026

TSB announce from tomorrow they are reducing some of their fixed rate mortgages by up to 0.25%.

🚨 **FIRST-TIME BUYERS: Could £5,000 be enough to buy your first home?** 🏡Halifax has launched a new **£5k Deposit Mortga...
31/05/2026

🚨 **FIRST-TIME BUYERS: Could £5,000 be enough to buy your first home?** 🏡

Halifax has launched a new **£5k Deposit Mortgage**, helping first-time buyers get onto the property ladder with just **£5,000 of their own savings**.

✅ Available for first-time buyers aged 18+
✅ Properties between **£102,000 and £300,000**
✅ Up to **98% Loan-to-Value** borrowing
✅ 5-year fixed rate product
✅ Available to employed and self-employed applicants (subject to affordability and credit checks)

However, there are some important restrictions:

❌ Deposit must be your own savings (no gifted deposits)
❌ Not available on new-build homes
❌ Not available with Shared Ownership, Right to Buy, or similar schemes
❌ One applicant must be a first-time buyers and meet lender affordability criteria

With rising rents making it harder than ever to save a traditional deposit, this could be a game-changer for buyers who can comfortably afford monthly mortgage payments but have struggled to build up savings.



*Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage products are subject to status, affordability and lender criteria.*

29/05/2026

🚨 BIG Mortgage News This Morning 🚨

Already today, 4 lenders have reduced their mortgage rates 📉🏡

This could mean lower monthly payments, improved affordability and better options for first-time buyers, home movers and landlords.

With rates changing quickly, now could be the perfect time to review your mortgage or secure a new deal before rates move again.

✅ First-Time Buyers
✅ Remortgages
✅ Buy to Let
✅ Self-Employed Mortgages

📍 Based in Littleborough | Helping clients across Greater Manchester & the UK

🏡 ONLY £10,000 DEPOSIT NEEDED TO BUY YOUR FIRST HOME? 👀Santander has launched its new **My First Mortgage**, helping som...
29/05/2026

🏡 ONLY £10,000 DEPOSIT NEEDED TO BUY YOUR FIRST HOME? 👀

Santander has launched its new **My First Mortgage**, helping some first-time buyers get onto the property ladder with a deposit from just **£10,000**. 📈🔑

✅ Up to 98% Loan to Value
✅ Deposit from £10,000
✅ Available on properties valued £200,000 to £510,000
✅ £250 Cashback
✅ No product fee

However, there are some important criteria:

📌 First-time buyers only joint application both
📌 Existing houses only (not flats or new builds at 98% LTV)
📌 Not currently available for self-employed applicants
📌 Subject to affordability and lending criteria

For many buyers, saving the deposit is the biggest hurdle — and this new mortgage could help make homeownership achievable sooner than expected. 🏠

🚨 LANDLORDS: IMPORTANT DEADLINE – 31 MAY 2026 🚨Under the new Renters’ Rights Act, landlords and letting agents in Englan...
27/05/2026

🚨 LANDLORDS: IMPORTANT DEADLINE – 31 MAY 2026 🚨

Under the new Renters’ Rights Act, landlords and letting agents in England must provide ALL existing tenants with the official government-issued “Renters’ Rights Act Information Sheet 2026” by 31 May 2026.

📌 This applies to:
✔️ Assured & Assured Shorthold Tenancies
✔️ Existing tenancies with written agreements
✔️ Every named tenant on the tenancy agreement

⚠️ Simply sending a LINK is NOT enough.
The official PDF must be:
📧 Sent as an attachment, or
📄 Printed and given by hand/post.

❌ Failure to comply could result in:
💷 Fines of up to £7,000 per tenancy for first offences
💷 Up to £40,000 for repeated or serious breaches.

The Renters’ Rights Act is the biggest shake-up to the private rental sector in decades, so landlords should act now to avoid penalties and stay compliant.

More reductions announced this week, with West Brom Building Society announcing select rate reductions from tomorrow.
21/05/2026

More reductions announced this week, with West Brom Building Society announcing select rate reductions from tomorrow.

Big news for first time buyers today as Halifax announces their new £5,000 deposit scheme for first time buyers. The sch...
12/05/2026

Big news for first time buyers today as Halifax announces their new £5,000 deposit scheme for first time buyers. The scheme launches on 18th May. Getting the deposit together can often be the hardest part of buying for the first time and this should make it easier to get on the ladder for many people.

Address

49-51 Church Street
Littleborough
OL158AB

Opening Hours

Monday 9am - 5:30pm
Wednesday 9am - 5pm
Thursday 9am - 5:30pm

Telephone

+441706754949

Website

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