The Mortgage Caddie

The Mortgage Caddie Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from The Mortgage Caddie, Mortgage brokers, Leigh-on-Sea.

Your expert guide on the mortgage course 🏡⛳
First homes, new moves, remortgages, credit bumps and investment plans —
making mortgages feel less like a challenge and more like a smooth round 🏡🤝

12/03/2026

Buying a house with a 2% deposit 👀

Santander have recently announced a ‘My First Mortgage’ product allowing deposits from 2% ‼️

For many potential buyers, building a deposit is one of the biggest challenges when getting onto the property ladder 🏡

Initiatives like this are designed to support those with smaller deposits, but what does it actually mean?

🟢 Whilst 2% is attractive, it’s a minimum £10k deposit,
🟢 First time buyers are only eligible,
🟢 Not available for any self-employed applicants,
🟢 The product is fixed for a 5 year period,
🟢 Maximum income multiplier of 4.45x salary.

Lender products and criteria are always evolving, which is why understanding the full picture is important 👍

*** Your home may be repossessed if you do not keep up repayments on your mortgage ***

08/03/2026

Let me reintroduce myself I’m Callum; the person behind The Mortgage Caddie 🏡⛳️ I’m your average golfer, a Dad, sports fanatic, a social butterfly and I love helping people 🙌

I recently launched The Mortgage Caddie because I wanted to bring something a little different to the mortgage and protection world — expert, professional advice delivered in a way that feels relaxed, approachable, and easy to understand 💪

Buying a home or arranging a mortgage is one of the biggest financial decisions most people will make in their lifetime. The goal is to guide people through that process in a simple and relaxed way helping them understand their options and making confident decisions 💯

The name The Mortgage Caddie comes from my love of golf. A good caddie doesn’t take the shot for you — they guide you, support you, and help you choose the right approach for the situation. That’s exactly how I see my role when working with clients 🤝

Join the Players Lounge and be part of the journey 🏡⛳️

*** Your home may be repossessed if you do not keep up repayments on your mortgage ***

Today is   🌍It’s an opportunity today to reach out to people and remove the stigma that is associated to mental health 👊...
10/10/2023

Today is 🌍

It’s an opportunity today to reach out to people and remove the stigma that is associated to mental health 👊🏼

It’s a topic that is very close to me and if this post can provide someone with the kick start and platform they need to take that first step then it was worthwhile!

“It is ok to not be ok” 🙂

It’s out of office time for me ☀️I’ll be back working from Tuesday, 26th September 👍   ✔️
20/09/2023

It’s out of office time for me ☀️

I’ll be back working from Tuesday, 26th September 👍

✔️

The famous.. ‘It will never happen to me’ 🥴Utterly devastating to hear news stories like this one and my first thoughts ...
13/09/2023

The famous.. ‘It will never happen to me’ 🥴

Utterly devastating to hear news stories like this one and my first thoughts are with their families at such a difficult time 😔

I think the important❗️message I want to get across is that you aren’t ‘invincible’ and whilst you may think it will never happen to you or a loved one, this is reality for some people 💔

Who wouldn’t want peace of mind to protect their;

Home 🏡
Loved ones 👨‍👩‍👦
Income 💷

🌍 Mental Health Week 🌏 It’s a week close to my heart and I want to remind everyone that it’s alright to not feel yoursel...
15/05/2023

🌍 Mental Health Week 🌏

It’s a week close to my heart and I want to remind everyone that it’s alright to not feel yourself; things get tough so don’t be alone!

“You’re only given a little spark of madness. You mustn’t lose it” - Robin Williams ⚡️

🙌

*** Mortgage Market Update ***It was anticipated that the Bank of England 🏦 would increase the base rate to attempt to c...
03/11/2022

*** Mortgage Market Update ***

It was anticipated that the Bank of England 🏦 would increase the base rate to attempt to combat the continuing rise of inflation. It’s more important now than ever to make sure you’re fixed in and have that stability to counter the volatility of the market 🏡

Address

Leigh-on-Sea

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