Hello Home Mortgage Advice Centre

Hello Home Mortgage Advice Centre We’re a local, friendly and independent mortage advisor based in Leicester, servicing Leicestershire and beyond.

We provide tailored Mortgage and life insurance solutions that secure your home, protect your loved ones and secure your future.

Are you new to the UK and trying to get a mortgage? 👀You could be closer to getting your dream home than you think! 🎉Peo...
26/08/2026

Are you new to the UK and trying to get a mortgage? 👀

You could be closer to getting your dream home than you think! 🎉

People from outside of the EU that have been living within the UK for a short time but have indefinite leave to remain then most main, high street lenders will treat you exactly the same as a UK national.

If you are on a skilled working, dependent or health care visa for example you may be able to get a mortgage with a 5%, 10% or 15% deposit but lenders will typically require you to have lived in the UK for at least 12–24 months, have a clean UK credit score, and sometimes hit specific minimum income thresholds. 💡

We can’t promise you the moon, but w3 can help you reach the roof! 🏠

To find out more about our business please see our:

Website - https://hmacadvisor.com/
Google - https://share.google/bZPtfmNcNsTUVUKee

25/08/2026

Are you looking to buy your first house but are concerned that you don't have enough deposit? 🤔

Some lenders are currently offering 2% or £5,000 deposits. Yes, if you have at least 2% or £5,000 deposit then you may be able to buy a property so long as the property value doesn't exceed £300K / £400K / £500K (depending on the lender) 👀

Lenders may also offer stretch your affordability even more than usual as you're a first time buyer.

You will need a good credit history that shows you are a reliable/trustworthy borrower. ✅

Finding the right mortgage is a bit like dating… it’s all about finding the perfect match for you!

If you think this could be you, let us know - we're happy to help. 🙂

To find out more about our business please see our:

Website - https://hmacadvisor.com/
Google - https://share.google/bZPtfmNcNsTUVUKee

22/08/2026

🏠 Do you remember the 2008 Financial Crash? 📉

Unfortunately, lots of us will never forget it. But how did it actually happen?

Before 2008, US banks were giving mortgages to people with poor credit or low incomes. These were known as subprime mortgages.

The idea was simple: "House prices are rising, so even if they can't afford the mortgage, their home will become more valuable."

Banks then bundled these mortgages together and sold them as investments to financial institutions around the world, including in the UK.

But when US house prices started falling, people began defaulting on their mortgages. Homes were repossessed and sold, but often weren't worth enough to cover the mortgages.

This caused huge losses for banks, damaged confidence in the financial system and led to a global credit crunch.

🇬🇧 The UK was hit hard. Mortgage lending became much harder, house prices fell, the economy suffered and many people faced financial difficulties.

The US housing market was the first domino to fall — and the effects were felt around the world.

🤔 But could it happen again?

Since 2008, much stricter rules have been introduced. Banks now have to hold more capital, undergo stress tests and carry out tougher affordability checks before lending.

The Bank of England and Financial Conduct Authority (FCA) also have greater oversight of the financial system.

💡 Nothing can completely prevent another financial crisis, but the lessons of 2008 have led to much stronger safeguards designed to reduce the risk of it happening again — and limit the damage if it does. ✅

To find out more about our business please see our:

Website - https://hmacadvisor.com/
Google - https://share.google/bZPtfmNcNsTUVUKee

18/08/2026

🚨 WE’RE HIRING! 🚨

🏡 Sales Negotiator – Join Our Team!

We’re looking for a motivated and enthusiastic Sales Negotiator to join our growing estate agency team.

If you’re passionate about property, enjoy working with people and have a drive to succeed, we’d love to hear from you! 🌟

📍 Location: Leicester Forest East
💼 Role: Sales Negotiator

Interested in finding out more?

📩 Email us your CV using the details below

📧 [email protected]

HAVE YOU SEEN OUR NEW WEBSITE? 📢Sorry, we're just excited 😂If you haven't, please check it out here - https://hmacadviso...
15/08/2026

HAVE YOU SEEN OUR NEW WEBSITE? 📢

Sorry, we're just excited 😂

If you haven't, please check it out here - https://hmacadvisor.com

Our new site was a long time coming and we're very proud of it. here's some of the things you can do:

- Use our mortgage calculator to see how much you can borrow - subject to additional checks and document assessment.

- Learn about mortgages and the process of getting a mortgage in the UK and top tips and tricks to help you get one.

- Learn about mortgage protection and life insurance and how you can protect your loan and have your mortgage payments covered in case you cannot pay due to sickness or ill health.

- Check out our reviews. We have over 70, 5 star reviews. So, quite a few to read 😆

So, what are you waiting for? Go and have a look 😉

Are you currently renting but considering getting a mortgage instead? 🤔We know, it's hard to save a deposit whilst you'r...
12/08/2026

Are you currently renting but considering getting a mortgage instead? 🤔

We know, it's hard to save a deposit whilst you're paying for your rent. Almost impossible in some cases...

However, did you know that some lenders will accept NO deposit if you have a clear and strong rental payment record. ✅

If you have a great rental payment track record - this might be your ticket to getting a mortgage without having to break the bank to save for a deposit!

Turn your ‘maybe one day’ into ‘move-in day'! If you need us for any more advice, you know where we are 👋

To find out more about our business please see our:

Website - https://hmacadvisor.com/
Google - https://share.google/bZPtfmNcNsTUVUKee

10/08/2026

What makes us different from other mortgage advice firms? 🤔

No, this isn't the start to another terrible joke. 😅

We actually do have a few things that set us aside from the rest...

1. We are whole of market - meaning we have access to nearly 100 lenders interest rates and products.

2. We have access to exclusive interest rates and products that other firms cannot access - thanks to the business levels that happen underneath our Network (PRIMIS)

3. We're office based - it sounds simple, but a lot aren't. Meaning that we can discuss your mortgage and finances in a secure, private and professional setting.

4. We're partnered with Hampsons Estate Agents - Not only can we arrange your mortgage, but we can help you find a property too!

5. The workforce dynamic - We're run by Lewis Neale, who employed his time friend Harry Bicknell. The trust and great working relationship means that we can offer a great service to our clients round the clock, all year round.

6... if you'll count it - We have crap jokes and one of is quite handsome? (Lewis of course) 😏

To find out more about our business please see our:

Website - https://hmacadvisor.com/
Google - https://share.google/bZPtfmNcNsTUVUKee

08/08/2026

Oh look, Saturday morning... a perfect time for some terrible jokes that no body asked for 😂

Why did the mortgage advisor bring a ladder to work?
- Because his client told him he needed help getting on the ladder! 🪜🏡

Why did the mortgage advisor break up with their partner?
- They just couldn't see a fixed rate relationship working out for them, especially over a long term 💔

What do you call a mortgage advisor in the Wild West?
- A loan ranger. 🤠

Thanks,
That is all.

To find out more about our business please see our:

Website - https://hmacadvisor.com/
Google - https://share.google/bZPtfmNcNsTUVUKee

Just because you've been self employed for 1 year, does not mean you can't get a mortgage... 😏Some mortgage lenders will...
05/08/2026

Just because you've been self employed for 1 year, does not mean you can't get a mortgage... 😏

Some mortgage lenders will consider self-employed applicants with just one year's trading/accounts, rather than requiring two or three years of accounts.

They may assess affordability using the latest year's net profit (for sole traders/partnerships) or salary and dividends (for limited company directors), subject to their individual criteria.

This can be particularly useful for newly self-employed applicants who haven't yet built up a longer trading history. ✅

Don’t let your dream home become a pipe dream… let’s get you mortgage-ready. Contact us today for more advice 🏠

To find out more about our business please see our:

Website - https://hmacadvisor.com/

Google - https://share.google/bZPtfmNcNsTUVUKee

Address

1 Charnwood Drive
Leicester
LE33HL

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 10am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9:30am - 1pm

Telephone

+447972760031

Website

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