Hello Home Mortgage Advice Centre

03/10/2026

This week Andy Burnham announced a new scheme to help first time buyers get on the property ladder.

The new "My First Home" scheme allows first-time buyers in England with a deposit of 2.5% to receive a loan from the government worth 20% of their new build property's value to help pay for the purchase.

However, like all loans, this must eventually be paid back. The previous "Help to Buy" loan offered by the government meant that borrowers had to pay back the loan with interest after 5 years.

The prime minister's goal with the new scheme is to help those who do not have support from the "bank of mum and dad".

Let us know what you think in the comments 👇💛

01/10/2026

Bank of England base rate is HELD... Again.

This time last week, the monetary policy committee at the Bank of England met to discuss whether or not they need to increase or decrease the base rate.

They meet for up to eight times per year with last week being meeting number six.

Meaning the rate was held at 3.75% for a sixth consecutive meeting, despite increasing global conflict, rising oil and fuel costs and UK inflation sat at 3.1% (1.1% over the 2% target).

Is there any sign of the base rate going down in the near future? Governor of the Bank of England, Andrew Bailey warned that if energy costs remain high and inflation becomes persistent, the Bank may need to raise borrowing costs rather than cut them.

What does this mean for you? Well, borrowing becomes more expensive, saving earns a higher return, and overall economic spending slows down to help lower inflation.

30/09/2026

Hot Dawg! Today we were visited by Mr Pickles 🥒

Don’t be confused, he is a dog, not a pickle.

A little pick me up for the Hello Home Mortgage Advice Centre team in the midst of rising interest rates… 🙄

There’s a rumour that Lewis Neale is writing him up a contract as we speak. Meanwhile Harry Bicknell fears Mr Pickles is coming for his job 😂

28/09/2026

Mortgage rates are rising and "Payment Shock" is rife as post pandemic mortgage deals are coming to an end.

As you may know if you've been watching or listening to the news, mortgage rates are increasing week by week.

According to UK Finance, around 1 million fixed-rate mortgage deals are set to expire across the UK.

If your mortgage deal is coming up for renewal in the coming weeks, your 2% or 3% mortgage will likely become 5%+

You can secure a mortgage rate 6 months before your current deal ends. Speak to your broker and get a deal locked in now to protect yourself from rising rates!

14/09/2026

Good morning to our followers, customers and colleagues - On the 11th October this year Harry Bicknell is taking on the Leicester Half Marathon to raise funds for Prostaid! 🏃‍♂️💨

Prostaid are a local, Leicestershiren prostate cancer charity that raise public awareness of the disease, offer vital support and befriending for patients with the disease.

They Give support to local men newly diagnosed and treated and to patients with advanced prostate cancer. Their mission is to fund new innovative treatments, tests and equipment and ultimately, save more lives. ❤

They are now on a mission to fund a brand new state of the art research and support centre right here in Leicester and we are trying to raise funds to help them!

Reminder to all Men, it's important that you get checked and don’t ignore the symptoms…

- Noticeable difference when going to the toilet, e.g. blood in urine, difficulty urinating, weak or slow flow, needing to go all the time
- Persistent pain in the lower back, hips, pelvis or upper thighs
- Unexpected weight loss or fatigue

If you would be so kind to donate and help Prostaid support more suffering men - here is the link:
https://www.justgiving.com/page/harry-bicknell-1?utm_medium=FR&utm_source=CL

Any donations are welcome and appreciated 💛

Help Harry Bicknell raise money to support PROSTAID

26/08/2026

Are you new to the UK and trying to get a mortgage? 👀

You could be closer to getting your dream home than you think! 🎉

People from outside of the EU that have been living within the UK for a short time but have indefinite leave to remain then most main, high street lenders will treat you exactly the same as a UK national.

If you are on a skilled working, dependent or health care visa for example you may be able to get a mortgage with a 5%, 10% or 15% deposit but lenders will typically require you to have lived in the UK for at least 12–24 months, have a clean UK credit score, and sometimes hit specific minimum income thresholds. 💡

We can’t promise you the moon, but w3 can help you reach the roof! 🏠

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Website - https://hmacadvisor.com/
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