Hemisphere Financial

09/12/2022

The current cost of living crisis is impacting everyone, all in different ways. Please do contact us before you make any decisions- sometimes there is another way to acheive the outcome!

We are always here to lend an ear to any client who needs it.

We strongly recommend seeking advice before changing the amount or frequency of your pension withdrawals, or before changing where your money is invested. Regularly reviewing your pension can help you to make sure everything is still on track. Withdrawing more money than you originally planned if you’re accessing your pension funds, living longer than you’d expected, and investments not performing as well as you’d hoped could mean there’s a chance you run out of money.

Worried? Speak to your adviser for advice on what to do next.

Find out more here https://bit.ly/3zKrfW6

15/03/2022

Royal London are again this year providing Profitshare to all eligible clients, the bonuses will be added to your pension pots!! 💵

Feel the benefit. We’re awarding ProfitShare again.

We’re boosting our eligible customers’ pension savings for the 6th year running.

Find out more: http://ow.ly/3PoP50Ih5bP

30/11/2020

If you’ve been looking at your finances, what better time to get them in order ready for a (hopefully much better ! 🤞🏼) new year?

25/11/2020

We pride ourselves on being able to keep our clients up to date with their plans!

02/10/2020

So that we can meet our commitment to responsible investing, we ensure our pension partners “engage” with the companies our customers invest in through their pension.

This involves discussing, questioning and helping to shape their policies on real world issues - things like CO2 emissions, global poverty or executive pay.

Take social housing for an example...

15/09/2020

So today is .

Do you know where your pensions are invested ? Or how ?

14/09/2020

Your State Pension is a key part to your overall retirement planning - find out how much you will get and when you will receive it, and wether you’ve any gaps in your record!

Find out how much State Pension you could get (your forecast), when you could get it and how you could increase it

22/07/2020

We’ve had the big drop and the big bounce back. Now we are faced with very loose and supported Government policy, the beginnings of an economic recovery and the fact that the virus is still out there. The markets may look benign but there have been a lot of up and downs in the background...

Read the rest of the updated Market Update below

17/07/2020

Has Coronavirus prompted you to look into your finances ?

The coronavirus crisis and the knock on effects of the global pandemic on markets have illuminated the value of advice to investors research has shown

01/06/2020

Read our pension partner Royal London’s weekly market update for the Covid-19 period.

17/04/2020

The regulators are urging savers to keep calm and not rush to make any decisions about their pension in response to the COVID-19 pandemic.

The Pensions Regulator (TPR) The Financial Conduct Authority (FCA), supported by the Money and Pensions Service (MaPS), say fears over the impact of the pandemic on markets and personal finances may make savers more vulnerable to scams or making a decision that could damage their long-term interests.

The coronavirus outbreak has impacted on all kinds of companies, including those listed on the stock market. As a result, markets have been volatile and are likely to remain so for a while. This can have an impact on pensions, leading to additional worry for savers. It can lead to an increase in scams, as unscrupulous people try to take advantage of the situation.

If you are worried, give us a call.
Our Advisers are happy to take any calls or emails regarding Covid19.

28/01/2020

Our top Financial Adviser Simon Every, is now a Chartered Associate of the London Institute of Banking and Finance!

I’m sure you will join me in saying a huge well done and congratulations to him!!

Simon is now classed as one of the Top rated Financial Advisers - Currently meeting the qualification criteria

2020 Guide to the UK's Top Rated Advisers, distributed in The Times.

Visit his “vouched for” profile for Reviews!

Read what clients have written about Simon Every of Best to invest ltd Trading As Hill Grafford - One of our Financial Advisers in Peterborough