Steve Reid-Protection Specialist

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Kingston upon Hull
Steve Reid-Protection Specialist

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Protection Specialist for A&R protection specialists. A and R Protection Specialists Ltd are registered in England and Wales Registered No: 15677835.

The guidance and/or information contained within this page is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. A & R Protection Specialists, a trading style of A and R Protection Specialists Ltd is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Queens Court, 73 Gilkes Street, Middlesbrough, England, TS1 5EH

26/10/2026

Reach out if you'd like to chat about you're insurance needs with your friendly neighbourhood insurance advisor 😊

26/10/2026

🛡️ "Insurance companies never pay out…” We've all heard it before. But is it actually true? 👀

👉LET'S LOOK AT THE FACTS.
According to the Association of British Insurers (ABI), an incredible 97.9% of individual protection insurance claims were paid in 2025! 👏

That's a reassuring reminder of just how valuable having the right protection in place can be.

🏡 So, what's important?
It's not just about having insurance. It's about having the right cover for you, understanding your policy and making sure everything is set up correctly from the beginning.

At A&R Mortgage & Protection Specialists, we help you explore your options and understand the protection available for you and your loved ones.

Because when life takes an unexpected turn, having the right protection could make all the difference. ❤️

💬 Don't let the myths put you off protecting what matters most. Get in touch with our friendly team today!

Source: ABI, 2025 individual protection claims data. All claims are subject to policy terms, conditions and exclusions.

26/10/2026

🏡 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘 𝗠𝗢𝗡𝗗𝗔𝗬

📋 What documents should you have ready?

Thinking about buying your first home, moving house or remortgaging?

Getting your paperwork organised early can make the mortgage application process much smoother and help avoid unnecessary delays!

𝗛𝗲𝗿𝗲'𝘀 𝘆𝗼𝘂𝗿 𝗵𝗮𝗻𝗱𝘆 𝗰𝗵𝗲𝗰𝗸𝗹𝗶𝘀𝘁:

💷 Proof of Income – Recent payslips or accounts if you're self-employed.

🏦 Bank Statements – Usually the last 3 months.

🪪 Proof of Identity – A valid passport or driving licence.

💰 Proof of Deposit – Evidence of your deposit and where it's coming from.

📄 Additional Documents – Depending on your circumstances, lenders may request further information.

✨ 𝗔 𝗹𝗶𝘁𝘁𝗹𝗲 𝗽𝗿𝗲𝗽𝗮𝗿𝗮𝘁𝗶𝗼𝗻 𝗴𝗼𝗲𝘀 𝗮 𝗹𝗼𝗻𝗴 𝘄𝗮𝘆!

Every lender has different requirements, but having these documents ready can help make the process easier.

At A&R Mortgage & Protection Specialists, we're here to guide you through every step, making your mortgage journey as straightforward as possible.

💬 Thinking about your next move? Get in touch with our friendly team today!

Document requirements vary by lender and individual circumstances. Mortgage applications are subject to status, affordability and lending criteria.

19/10/2026

Your Friendly neighbourhood insurance advisor with a video about Income protection. Please message me if you'd like to discuss any cover 😊 (please ignore the passing cars 🤣)

13/10/2026

🏡 WHAT IS LATER LIFE LENDING?

👉Later Life Lending is a broad term for borrowing options designed for people in later life.

Depending on your circumstances, it could include options that allow you to access some of the value tied up in your home, without necessarily having to sell your property and move.

There are different solutions available, each with their own features, costs and long-term considerations.

That’s where the right advice can help. 💬

🤝Over the next few weeks, we’ll be making Later Life Lending easier to understand and answering some of the most common questions.

*Lifetime Mortgage is only applicable to those 55 and over, and it could affect eligibility to state means-tested benefits and the inheritance you may leave. To understand the features and risks, ask for a personalised illustration. Equity release includes Lifetime Mortgages and Home Reversion Schemes.

13/10/2026

🏡 WHAT COULD LATER LIFE LENDING HELP WITH?

Home improvements, helping family, managing existing borrowing or simply enjoying more financial flexibility in retirement - there are many reasons someone may explore Later Life Lending.

The right option will depend on your individual circumstances, and Later Life Lending won’t be suitable for everyone.
That’s why understanding the different choices available is so important.

💬 Speak to A&R to explore your Later Life Lending options.

*Lifetime Mortgage is only applicable to those 55 and over, and it could affect eligibility to state means-tested benefits and the inheritance you may leave. To understand the features and risks, ask for a personalised illustration. Equity release includes Lifetime Mortgages and Home Reversion Schemes.

There may be a fee for mortgage advice. The precise amount will depend on your circumstances.

12/10/2026

🏡❤️ Protection is in our name, and it's what we do best!

With so many protection products, providers and policy features available, knowing what cover is right for you can be confusing. That's why specialist advice matters.

At A&R Protection Specialists, protection is our speciality — not just one part of what we do!

💡 Here's what sets us apart:

✅ Specialist knowledge – Helping you understand your options and find cover suited to your needs.

📚 Weekly training – Every Monday, we train directly with providers to keep up to date with products and changes across the market.

🤝 Personal advice – Taking the time to understand what matters to you and your family.

Family means everything to me, and I believe protecting the people who matter most deserves the right advice. ❤️

📩 Get in touch today for specialist protection advice about life insurance, critical illness cover or income protection.

09/10/2026

🏡✨ MEET ANDREW – OUR LATER LIFE LENDING SPECIALIST!

We’re delighted to introduce Andrew to the A&R team, alongside an exciting new service - Later Life Lending! 🎉

Andrew specialises in helping homeowners aged 55 and over explore their later life lending options, offering friendly, professional advice tailored to their individual circumstances.

Whether you're looking to:
🏡 Access some of the equity in your home
✈️ Enjoy more financial flexibility in retirement
🔑 Explore your borrowing options for later life

Andrew is here to help you understand the choices available, explain the important considerations and guide you towards a solution that suits your needs.

At A&R, we believe in real people, real advice, and we're excited to offer another way to support our clients through different stages of life.

💬 Get in touch with our team to find out more about Later Life Lending and how Andrew could help you.

*Later Life Lending is subject to eligibility and may not be suitable for everyone. Some options can affect your estate and inheritance.

05/10/2026

Is your protection tied to your job? 💼

Many of us have benefits through work, but do you know exactly what you’re covered for- or what happens if you change jobs?

Having your own protection can give you cover that isn’t dependent on your employer.

Whether it’s ❤️ Life Insurance | 🩺 Critical Illness Cover | 💷 Income Protection, we can help you understand your options and spot any gaps.

📞 Not sure what you’re covered for? We’re here to help.

05/10/2026

✨✨ SOMETHING NEW IS COMING TO A&R…

We’ve been working behind the scenes on something new, and we’re so excited to finally be getting closer to sharing it with you. 👀

It’s another way we’ll be able to support our clients through different stages of life 🤝 something that means a lot to us as we continue to grow and expand the ways we can help.

We can’t wait to tell you more… ✨

More details coming soon! 🤍

Address

Kingston Upon Hull

Telephone

+447796198575

Website

https://www.aandrprotectionspecialists.co.uk/

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