Ryan Hanson

08/03/2026

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

𝗜𝘀 𝘆𝗼𝘂𝗿 𝗳𝗶𝘅𝗲𝗱 𝗿𝗮𝘁𝗲 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗲𝗻𝗱𝗶𝗻𝗴 𝗶𝗻 𝟮𝟬𝟮𝟲?

You’re not alone, around 1.8 million fixed-rate mortgages are due to expire, meaning many homeowners will soon be reviewing their monthly payments and next steps.

𝗦𝗼𝗺𝗲 𝗽𝗼𝘀𝗶𝘁𝗶𝘃𝗲 𝗻𝗲𝘄𝘀:

Mortgage rates have been easing, so if you’re coming off a 2-year fixed deal, your new rate may be better than expected.

𝗕𝘂𝘁 𝗮 𝗻𝗼𝘁𝗲 𝗼𝗳 𝗰𝗮𝘂𝘁𝗶𝗼𝗻:

Rates are still higher than they were five years ago, meaning those finishing a 5-year fixed deal could see a noticeable jump in monthly payments if they don’t plan ahead.

𝗧𝗵𝗲 𝗸𝗲𝘆 𝘁𝗵𝗶𝗻𝗴 𝘁𝗼 𝗸𝗻𝗼𝘄:

You can usually secure a new rate 3–6 months before your current deal ends.

• Locking in early protects you if rates rise
• If rates fall, you may still be able to switch to a better deal before completion

Getting organised early can make a real difference to your monthly costs and peace of mind.

If your mortgage deal is ending this year and you’d like friendly, local guidance with dedicated support, feel free to message me and I’ll happily help you explore your options. Through TruLife Financial, I have access to 70+ lenders, helping ensure you find a deal that’s right for your situation.

Trulife Financial Limited is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by the Openwork Partnership 23/02/2026.

23/02/2026

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘.

If your mortgage fixed rate is due to end this year, it’s a good idea to start reviewing your options around 𝟯–𝟲 𝗺𝗼𝗻𝘁𝗵𝘀 𝗯𝗲𝗳𝗼𝗿𝗲 𝗶𝘁 𝗳𝗶𝗻𝗶𝘀𝗵𝗲𝘀.

That’s because once your fixed deal ends, you’ll usually move onto your lender’s 𝗦𝘁𝗮𝗻𝗱𝗮𝗿𝗱 𝗩𝗮𝗿𝗶𝗮𝗯𝗹𝗲 𝗥𝗮𝘁𝗲, which is often higher — meaning 𝘆𝗼𝘂𝗿 𝗺𝗼𝗻𝘁𝗵𝗹𝘆 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗰𝗮𝗻 𝗶𝗻𝗰𝗿𝗲𝗮𝘀𝗲.

I’ve shared a link in the comments to a post that explains what to look out for, how remortgaging can sometimes save money, and why getting organised early gives you more choice.

I’ve already helped people this year by 𝗳𝗶𝗻𝗱𝗶𝗻𝗴 𝗯𝗲𝘁𝘁𝗲𝗿 𝗱𝗲𝗮𝗹𝘀, 𝘀𝗮𝘃𝗶𝗻𝗴 𝘁𝗵𝗲𝗺 𝗺𝗼𝗻𝗲𝘆, 𝗮𝗻𝗱 𝘁𝗮𝗸𝗶𝗻𝗴 𝗮𝗹𝗹 𝘁𝗵𝗲 𝗮𝗱𝗺𝗶𝗻 𝗮𝗻𝗱 𝗵𝗮𝘀𝘀𝗹𝗲 𝗼𝗳𝗳 𝘁𝗵𝗲𝗶𝗿 𝗵𝗮𝗻𝗱𝘀.

𝗠𝗲𝘀𝘀𝗮𝗴𝗲 𝗺𝗲 𝗶𝗳 𝘆𝗼𝘂'𝗱 𝗹𝗶𝗸𝗲 𝗺𝗲 𝘁𝗼 𝗵𝗲𝗹𝗽 𝘆𝗼𝘂.

Trulife Financial Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Approved by the Openwork Partnership 11/02/2026

18/02/2026

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘.

🏡 𝗛𝗼𝘂𝘀𝗲 𝗵𝘂𝗻𝘁𝗶𝗻𝗴?
𝗧𝗵𝗲 𝗳𝗶𝗿𝘀𝘁 𝘀𝘁𝗲𝗽 isn’t viewings… it’s getting an 𝗔𝗴𝗿𝗲𝗲𝗺𝗲𝗻𝘁 𝗶𝗻 𝗣𝗿𝗶𝗻𝗰𝗶𝗽𝗹𝗲 (𝗔𝗜𝗣) ✅

An AIP is a quick check that shows how much a lender may be willing to lend you, so you know where you stand 𝗯𝗲𝗳𝗼𝗿𝗲 you start falling in love with houses online.

I’ve shared a link in the comments that explains what an AIP is, why it helps, and what you need to get one.

𝗠𝗲𝘀𝘀𝗮𝗴𝗲 𝗺𝗲 𝗶𝗳 𝘆𝗼𝘂’𝗱 𝗹𝗶𝗸𝗲 𝗵𝗲𝗹𝗽 𝘀𝗼𝗿𝘁𝗶𝗻𝗴 𝘆𝗼𝘂𝗿𝘀.
No pressure – just a conversation.

Trulife Financial Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership 10/02/2026.

30/11/2025

🏡 𝐘𝐨𝐮𝐫 𝐅𝐢𝐫𝐬𝐭 𝐒𝐭𝐞𝐩 𝐓𝐨𝐰𝐚𝐫𝐝 𝐁𝐮𝐲𝐢𝐧𝐠 𝐘𝐨𝐮𝐫 𝐅𝐢𝐫𝐬𝐭 𝐇𝐨𝐦𝐞:
𝐆𝐞𝐭𝐭𝐢𝐧𝐠 𝐚𝐧 𝐀𝐠𝐫𝐞𝐞𝐦𝐞𝐧𝐭 𝐢𝐧 𝐏𝐫𝐢𝐧𝐜𝐢𝐩𝐥𝐞

When I was doing my mortgage qualifications, I was one of the youngest on the course. A lot of the others had already bought their own homes, so they’d lived through the process. I hadn’t — and it made me realise something…

There must be so many people saving a deposit, wanting to get on the property ladder, scrolling through houses online every night — but not really sure where to start, or who to ask.

And it’s very normal to feel like buying a home is something “grown-ups just know how to do.”

But it isn’t.

It’s something you learn, and you’re allowed to ask questions.

That’s where an 𝐀𝐠𝐫𝐞𝐞𝐦𝐞𝐧𝐭 𝐢𝐧 𝐏𝐫𝐢𝐧𝐜𝐢𝐩𝐥𝐞 (𝐀𝐈𝐏) comes in.

❓ 𝐖𝐡𝐚𝐭 𝐢𝐬 𝐚𝐧 𝐀𝐠𝐫𝐞𝐞𝐦𝐞𝐧𝐭 𝐢𝐧 𝐏𝐫𝐢𝐧𝐜𝐢𝐩𝐥𝐞?

In simple terms, it’s a quick check that shows how much a lender may be willing to lend you based on your income and situation.

It isn’t the full mortgage application.
It isn’t a commitment.
It simply gives you a real figure, so you know where you stand.

🏠 𝐖𝐡𝐲 𝐝𝐨𝐞𝐬 𝐢𝐭 𝐡𝐞𝐥𝐩?

When you view a house you like, having an AIP means you’re taken seriously.

It shows:
• You’re ready
• You can afford to buy
• You’re in a position to put in an offer

It puts you one step ahead of anyone looking without one.

📑 𝐖𝐡𝐚𝐭 𝐝𝐨 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐭𝐨 𝐠𝐞𝐭 𝐨𝐧𝐞?

Usually just:
• Last 3 payslips
• ID
• A quick chat about your situation

Nothing complicated. Nothing intimidating.

🤝 𝐇𝐨𝐰 𝐈 𝐂𝐚𝐧 𝐇𝐞𝐥𝐩

I’ll explain everything in plain English and guide you at your pace.

We’ll work out what you could borrow, get your Agreement in Principle sorted, and make sure you feel confident when you start viewing properties.

And here’s the important part:

When you find the right place and your offer gets accepted, we’ve already done the groundwork.

So we can move straight into the full mortgage application — and I’ll handle that with the same approach:
• Clear explanations
• Regular updates
• Checking the market across our lender network
• Finding a suitable rate and terms that fit your needs and plans

No jargon.
No judgement.
No pressure.

Just proper support, start to finish.

📅 𝐈𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐭𝐡𝐢𝐧𝐤𝐢𝐧𝐠 𝐚𝐛𝐨𝐮𝐭 𝐛𝐮𝐲𝐢𝐧𝐠

Even if it’s months away, now is a great time to get yourself into a strong position.

Send me a message if you’d like to talk it through.
Genuinely happy to help — even if you just want to understand your options.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Trulife Financial Limited is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by the Openwork Partnership 24/11/2025

30/11/2025

🏡 𝐓𝐡𝐢𝐧𝐤𝐢𝐧𝐠 𝐀𝐛𝐨𝐮𝐭 𝐑𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐢𝐧𝐠? 𝐇𝐞𝐫𝐞’𝐬 𝐖𝐡𝐞𝐧 𝐭𝐨 𝐒𝐭𝐚𝐫𝐭 𝐋𝐨𝐨𝐤𝐢𝐧𝐠

One of the most common questions I get asked is:
“𝐇𝐨𝐰 𝐥𝐨𝐧𝐠 𝐛𝐞𝐟𝐨𝐫𝐞 𝐦𝐲 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐝𝐞𝐚𝐥 𝐞𝐧𝐝𝐬 𝐬𝐡𝐨𝐮𝐥𝐝 𝐈 𝐬𝐭𝐚𝐫𝐭 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐚𝐭 𝐧𝐞𝐰 𝐨𝐩𝐭𝐢𝐨𝐧𝐬?”

A good guide is 𝐚𝐫𝐨𝐮𝐧𝐝 𝟔 𝐦𝐨𝐧𝐭𝐡𝐬 𝐛𝐞𝐟𝐨𝐫𝐞 𝐲𝐨𝐮𝐫 𝐟𝐢𝐱𝐞𝐝 𝐫𝐚𝐭𝐞 𝐞𝐧𝐝𝐬.

This gives you time to:
• Look at what your current lender is offering
• Compare it to what’s available elsewhere
• Decide what makes the most sense for you
All 𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐟𝐞𝐞𝐥𝐢𝐧𝐠 𝐫𝐮𝐬𝐡𝐞𝐝.

This matters because once your fixed deal ends, you normally move onto your lender’s Standard Variable Rate, which is usually higher — meaning your monthly payments can increase.

📈 𝐖𝐡𝐲 𝐥𝐨𝐨𝐤 𝐚𝐡𝐞𝐚𝐝 𝐫𝐚𝐭𝐡𝐞𝐫 𝐭𝐡𝐚𝐧 𝐰𝐚𝐢𝐭?

If interest rates are changing (up or down), being prepared gives you choices.

Working with a mortgage adviser means we can:
✔️ Search across a wide range of lenders, not just your current bank
✔️ Check whether your situation now means you qualify for better rates (your loan-to-value often improves over time)
✔️ Secure a new rate early so you’re protected if rates increase
✔️ And if rates drop after we’ve secured one, we can re-apply at the lower rate so you don’t miss out

In short:
𝐘𝐨𝐮 𝐠𝐞𝐭 𝐭𝐡𝐞 𝐛𝐞𝐧𝐞𝐟𝐢𝐭 𝐨𝐟 𝐥𝐨𝐜𝐤𝐢𝐧𝐠 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐢𝐧, 𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐛𝐞𝐢𝐧𝐠 𝐬𝐭𝐮𝐜𝐤 𝐢𝐟 𝐬𝐨𝐦𝐞𝐭𝐡𝐢𝐧𝐠 𝐛𝐞𝐭𝐭𝐞𝐫 𝐛𝐞𝐜𝐨𝐦𝐞𝐬 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞.

💷 𝐖𝐡𝐲 𝐫𝐞𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐢𝐧𝐠 𝐜𝐚𝐧 𝐬𝐨𝐦𝐞𝐭𝐢𝐦𝐞𝐬 𝐬𝐚𝐯𝐞 𝐦𝐨𝐧𝐞𝐲

As you pay your mortgage down (and hopefully your house value increases), your Loan-to-Value (LTV) improves.

A better LTV often means:
• Better rates
• Better monthly payments
• Better long-term savings

Even a small shift in interest rate can make a noticeable difference over the year — and over the full term.

🔍 𝐖𝐡𝐢𝐥𝐞 𝐲𝐨𝐮’𝐫𝐞 𝐫𝐞𝐯𝐢𝐞𝐰𝐢𝐧𝐠 𝐭𝐡𝐢𝐧𝐠𝐬…

It can also be a good time to review your mortgage protection.

Your circumstances may have changed since you last sorted it, and making sure your home is protected if something unexpected happens is just as important as getting the mortgage rate right.

No pressure — it’s just worth checking when you’re already reviewing things anyway.

📅 𝐈𝐟 𝐲𝐨𝐮𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐝𝐞𝐚𝐥 𝐢𝐬 𝐞𝐧𝐝𝐢𝐧𝐠 𝐢𝐧 𝐭𝐡𝐞 𝐧𝐞𝐱𝐭 𝟔–𝟖 𝐦𝐨𝐧𝐭𝐡𝐬…

Even if you’re just curious about what your options look like, I’m always happy to talk things through.

I’ll explain everything in plain English, look at what makes sense for your situation, and help you put yourself in the best position — whether that means staying where you are or switching lender.

𝐀𝐥𝐰𝐚𝐲𝐬 𝐡𝐨𝐧𝐞𝐬𝐭. 𝐀𝐥𝐰𝐚𝐲𝐬 𝐢𝐧 𝐲𝐨𝐮𝐫 𝐛𝐞𝐬𝐭 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭𝐬.
𝐀𝐧𝐝 𝐚𝐥𝐰𝐚𝐲𝐬 𝐚𝐢𝐦𝐢𝐧𝐠 𝐭𝐨 𝐬𝐚𝐯𝐞 𝐲𝐨𝐮 𝐦𝐨𝐧𝐞𝐲 𝐰𝐡𝐞𝐫𝐞 𝐰𝐞 𝐜𝐚𝐧.

If you want to chat, feel free to drop me a message.
No pressure. Just a conversation.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Trulife Financial Limited is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. Approved by the Openwork Partnership 24/11/2025

30/11/2025

🟣 𝐇𝐨𝐰 𝐈 𝐂𝐚𝐧 𝐇𝐞𝐥𝐩 𝐚𝐬 𝐘𝐨𝐮𝐫 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐬𝐞𝐫

One thing I’ve learned already is that everyone’s situation is different. Buying for the first time, moving home, or reviewing your mortgage when a fixed rate ends — it’s never just numbers on a screen. It’s plans, timing, budgets, families, work and everyday life.

My job is to get to know your situation properly, understand what matters to you, and help you find a mortgage that fits your life — not the other way around.

I’m fortunate to be part of Trulife Financial, which means there’s a strong team and support structure behind me. And because Trulife is an Appointed Representative of The Openwork Partnership, I have access to a wide network of mortgage lenders. This allows me to compare a broad range of options to find something suitable for your individual circumstances — rather than being limited to one bank or one place.

Those of you who know me, know that I’m conscientious, I care, and I always want to do my best for people. I’ll take the time to explain things clearly, answer questions honestly, and make the process feel less overwhelming.

So whether you are:
• Buying your first home and want to go into viewings with confidence
• Coming to the end of your current mortgage and want to review your options
• Or thinking about moving and want the process to feel smoother and clearer

I’m here to help.

If you’d like to talk things through — even just to get a sense of where you currently stand — feel free to drop me a message. No pressure and no obligation at all.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Trulife Financial Limited is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by the Openwork Partnership 24/11/2025

30/11/2025

🎉 𝐈’𝐦 𝐍𝐨𝐰 𝐚 𝐐𝐮𝐚𝐥𝐢𝐟𝐢𝐞𝐝 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐬𝐞𝐫! 🎉

I wanted to share a quick update and a bit of what I’ve been working on recently.

As many of you know, football has taken me around the country, but being back at Dover, my hometown club, has been great. It’s given me time to reconnect with people and to think about life alongside football too.

Over the past couple of years, alongside playing, I’ve also been studying and working hard. I first qualified as a Protection Adviser, and I’ve really appreciated everyone who has trusted me to help protect their homes, income and families.

The long-term aim was always to also help people with the mortgage side of things — to take someone from “we’re thinking of buying” all the way through to getting the keys. 𝐈’𝐦 𝐫𝐞𝐚𝐥𝐥𝐲 𝐩𝐥𝐞𝐚𝐬𝐞𝐝 𝐭𝐨 𝐬𝐚𝐲 𝐭𝐡𝐚𝐭 𝐈 𝐚𝐦 𝐧𝐨𝐰 𝐟𝐮𝐥𝐥𝐲 𝐪𝐮𝐚𝐥𝐢𝐟𝐢𝐞𝐝 𝐚𝐬 𝐚 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐀𝐝𝐯𝐢𝐬𝐞𝐫 𝐚𝐬 𝐰𝐞𝐥𝐥.

This means I can now help with:
• Buying your first home and getting you market-ready with an Agreement in Principle
• Reviewing your options when your mortgage deal ends
• Making the process of moving home feel clearer and less stressful

I’m not doing it alone either. I’m part of Trulife Financial, which means I have a strong team around me and support when we need to move quickly. And because Trulife is an Appointed Representative of The Openwork Partnership, I have access to a wide network of mortgage lenders, allowing me to look across the market to find a suitable deal for your situation.

Most importantly, 𝐈’𝐦 𝐡𝐞𝐫𝐞 𝐥𝐨𝐜𝐚𝐥𝐥𝐲. I want to help people in this area feel informed, confident and supported through what is often a big step in life.

If you’re thinking about buying, moving, your deal is coming up for renewal, or you just want to understand where you currently stand, feel free to drop me a message. No pressure at all.

Thank you to everyone who has supported me so far — 𝐈’𝐦 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐟𝐨𝐫𝐰𝐚𝐫𝐝 𝐭𝐨 𝐡𝐞𝐥𝐩𝐢𝐧𝐠 𝐦𝐨𝐫𝐞 𝐩𝐞𝐨𝐩𝐥𝐞. 🤍

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Trulife Financial Limited is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by the Openwork Partnership 24/11/2025

Send a message to learn more

13/10/2025

Whether you ride to win or simply for pleasure, accidents can and do happen – in the saddle or around the yard.

BHS Gold Membership is fantastic for liability protection, but its Personal Accident element only provides catastrophe cover. It doesn’t cover the injuries riders face most often – like fractures, dislocations, or ligament damage – and the payouts for more severe injuries are much lower.

This policy is different:
✔ Competitive and leisure riding covered* (plus cover around horses)
✔ Up to £5,000 tax-free lump sums for fractures, dislocations and ligament injuries
✔ Hospitalisation benefit – up to £250 per day if admitted after an accident
✔ Cover for accidental permanent injuries (up to £125k), total permanent disablement (up to £250k) and accidental death (up to £200k)
✔ 24/7 protection – whether riding, working, at home or driving
💡 Imagine sustaining an injury that meant you couldn’t ride or even look after your horse. With this cover, cash lump sums are paid directly to you – so you could pay for help with care, exercise, or day-to-day needs while you recover.
📝 Quick & Easy to Put in Place:
🩺 No medical questions & previous injuries not excluded
💷 Flexible cover from £11–£65 per month
👨‍👩‍👧 Add all your children from just £2 a month – no matter how many
📝 And I’ll handle all the paperwork for you
📲 Contact me to find out more https://forms.gle/a8trKaZ5rsxndC3o6

I’m Ryan Hanson – a professional sportsman with a horsey family background, so I know first-hand the risks that come with competing and pushing to win. As a qualified Protection Adviser with Trulife Financial, I advise on protection solutions for riders and sportspeople that suit their needs.

*Only professional race riding and point to pointing is excluded.

Trulife Financial Limited is an appointed representative of The Openwork Partnership, which is a trading style of Openwork Ltd, which is authorised and regulated by the Financial Conduct Authority. Register number 408285. Approved by Openwork Partnership 25/09/2025

13/10/2025

Accidents don’t just affect you in the saddle – they can stop you working, earning, or even looking after your horse. That’s why Personal Accident Cover is recommended and where it makes a difference.

Unlike many membership or catastrophe-only policies, this cover includes Team Chasing, Eventing, Hunter Trials, Hunting and leisure riding*, and pays tax-free cash lump sums directly into your bank account. You decide how to use it – whether that’s paying bills, covering household costs, or arranging help to exercise and care for your horse while you recover.

Key features:
• Up to £5,000 for fractures, dislocations & ligament/tendon injuries
• Hospitalisation benefit – up to £250 per day if admitted after an accident
• Cover for accidental permanent injuries (up to £125k), total permanent disablement (up to £250k) and accidental death (up to £200k)
• 24/7 protection – riding, at work, at home or driving
• Flexible cover from £11–£65 per month
• Add all your children for £2 a month – no matter how many

📲 Taking out cover is quick and easy, with no medical questions, no exclusions for previous injuries and cover can start the same day.

📲 Contact me to find out more https://forms.gle/a8trKaZ5rsxndC3o6

I’m Ryan Hanson – a professional sportsman with a horsey family background, so I know first-hand the risks that come with competing and pushing to win. As a qualified Protection Adviser with Trulife Financial, I advise on protection solutions for riders and sportspeople that suit their needs.

*Professional race riding and point to pointing is excluded

Trulife Financial Limited is an appointed representative of The Openwork Partnership, which is a trading style of Openwork Ltd, which is authorised and regulated by the Financial Conduct Authority. Register number 408285. Approved by Openwork Partnership 25/09/2025

24/09/2025

The Eventing season is underway – is your protection in place?

Eventing combines speed, skill and bravery – and with that comes risk. That’s why Personal Accident cover is recommended for competitive riders.

Many accident policies exclude competitive riding – but this one is different:
✔ Eventing is covered alongside other competitive and everyday riding*
✔ Up to £5,000 tax-free lump sums for fractures, dislocations and ligament injuries
✔ Hospitalisation benefit – up to £250 per day if admitted after an accident
✔ Cover for accidental permanent injuries, disablement and accidental death
✔ 24/7 protection – whether riding, working, or at home

Quick & Easy to Put in Place:

-No medical questions & previous injuries not excluded
-Flexible cover from £11–£65 per month
-Add all your children from £2 a month – no matter how many
-And I’ll handle all the paperwork for you

👉Contact me to find out more. https://forms.gle/a8trKaZ5rsxndC3o6

I’m Ryan Hanson – a professional sportsman with a horsey family background, so I know first-hand the risks that come with competing and pushing to win. As a qualified Protection Adviser with TruLife Financial, I advise on protection solution for riders and sportspeople that suit their needs.
*Rider cover in point-to-pointing and horseracing is excluded.

Trulife Financial Limited is an appointed representative of The Openwork Partnership, which is a trading style of Openwork Ltd, which is authorised and regulated by the Financial Conduct Authority. Register number 408285. Approved by Openwork Partnership 10/09/2025

17/09/2025

Hunter Trials carry risks – which is why Personal
Accident cover is strongly recommended.

✔ Hunter Trials covered
✔ Up to £5,000 tax-free payouts for fractures, dislocations & ligament injuries
5 / 5
✔ Hospitalisation up to £250/day

Flexible cover from £11/month – children added from £2 a month.

👉 Contact me to find out more 📱 https://forms.gle/a8trKaZ5rsxndC3o6

Trulife Financial Limited is an appointed representative of The Openwork Partnership, which is a trading style of Openwork Ltd, which is authorised and regulated by the Financial Conduct Authority. Register number 408285. Approved by Openwork Partnership 10/09/2025