Jay - Mortgage and Protection Advisor

Call Website Contact the business

Jay - Mortgage and Protection Advisor Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Jay - Mortgage and Protection Advisor, Mortgage brokers, Immingham.

Turning “I’ll never afford a house” into “where should I put the hot tub?” 💸🏡

CeMAP qualified | Appointed Representative of Cornerstone Finance Group Ltd, FCA #767202

Book a call with me https://calendly.com/jay-kentishmortgages

When my business partner thinks she's a lap dog!
09/10/2026

When my business partner thinks she's a lap dog!

08/10/2026

Things I wish people knew before getting a mortgage.

06/10/2026

👀 COME ON… LET'S BE NOSY.

If you could know ONE thing about your mortgage situation right now, what would it be?

👇 Be honest…

A) How much could I actually borrow?
B) Could I get a mortgage with my credit history?
C) How much deposit do I REALLY need?
D) Could I afford to move?
E) Why does everyone keep talking about LTV, APR, ERCs and a load of other letters?! 😂
F) Something else…

Drop your letter below 👇

And don't worry — there are no stupid questions.

Because mortgages are complicated enough without pretending we all understand the bloody jargon. 😂

28/09/2026

🏠 THE HOUSE-BUYING ROLLERCOASTER

Step 1: “We’re going to buy a house! 😍”

Step 2: “Look at this beautiful kitchen!”

Step 3: “OMG WE NEED A MORTGAGE.” 😳

Step 4: “Why does everyone want to know how much we earn?”

Step 5: “What the bloody hell is an Agreement in Principle?” 🤯

Step 6: “Maybe we’ll just live in the garden shed.”

😂😂😂

Buying a home can feel like a LOT.

That’s where I come in.

I can help you understand: 🏠 How much you may be able to borrow

💷 What deposit you might need
📄 What documents you'll need
📊 What mortgage options may be available
🔍 And what all the ridiculous terminology actually means!

You don't need to know everything before you speak to a mortgage adviser.

That's literally what I'm here for. 😉

📩 Send me a message and let's make the process feel a little less terrifying.

Protection, without the doom and gloom ☂️Nobody wakes up hoping to spend their day thinking about “what if”. But a quick...
27/09/2026

Protection, without the doom and gloom ☂️

Nobody wakes up hoping to spend their day thinking about “what if”.

But a quick chat about protection can help you understand what options may be available if illness, injury or a change in circumstances affects your income.

No scare stories—just sensible questions and a plan that fits your situation.

The “I’ll just have a quick look” post 🏡You open a property app “just for a look” and suddenly you’ve planned where the ...
26/09/2026

The “I’ll just have a quick look” post 🏡

You open a property app “just for a look” and suddenly you’ve planned where the sofa goes, chosen a paint colour and named the imaginary dog.

If buying a home is on your mind, I can help you work out what might be affordable before you start mentally moving in.

Send me a message and we’ll talk it through.

Let’s do the maths 🧮On a £200,000 repayment mortgage over 25 years, at an illustrative 5% interest rate, your monthly pa...
25/09/2026

Let’s do the maths 🧮

On a £200,000 repayment mortgage over 25 years, at an illustrative 5% interest rate, your monthly payment would be about £1,169.

Today’s Tip:
When comparing mortgages, look beyond the headline rate. Check the arrangement fee too, as it can affect the overall cost.

Your own payments will depend on your rate, deposit, term and lender fees. Want to see what the numbers could look like for you?

Get in touch 😊

17/09/2026

Ready to stop scrolling Zillow and start actually holding the keys? 🗝️✨

​Navigating interest rates and deposit requirements doesn't have to feel like decoding ancient hieroglyphics.

Whether you're purchasing your very first home, remortgaging to lock in a better rate, or expanding your portfolio, I’ll handle the heavy lifting so you can focus on where the furniture goes. 🛋️📦

​Take the first step today:

​💬 Drop a comment below with your top home-buying question!

​📩 Send me a direct message with the word "KEYS" to get a free, no-obligation fee-free initial chat on your options.

​📲 Click the link in my bio to schedule a quick 15-minute intro call.

​Let’s turn those home goals into actual house keys! 🏠

🏋️‍♀️ WHAT DO LIFTING WEIGHTS & GETTING A MORTGAGE HAVE IN COMMON? 🏠More than you’d think… 😂When you lift weights, you d...
01/09/2026

🏋️‍♀️ WHAT DO LIFTING WEIGHTS & GETTING A MORTGAGE HAVE IN COMMON? 🏠

More than you’d think… 😂

When you lift weights, you don’t walk into the gym, pick up the heaviest dumbbell and hope for the best.

You work out what you can manage, you build your strength, and you increase the weight when you’re ready.

A mortgage is pretty similar.

🏋️‍♀️ Know your limits
Just because a lender might offer you a certain amount, doesn’t mean you should borrow the maximum.

🏋️‍♀️ Have a plan
You wouldn’t start lifting without knowing what you’re training for. Your mortgage should have a plan too — deposit, budget, term, rate and future affordability.

🏋️‍♀️ Don’t compare yourself to everyone else
Your mate might have a bigger mortgage. Your sister might have a better rate. That doesn't mean their circumstances are the same as yours.

🏋️‍♀️ Get the right support
Sometimes you need someone to tell you, “Yep, you can lift that.”
And sometimes you need someone to say, “Absolutely NOT. Put that dumbbell down before you hurt yourself.” 😂

That's where a mortgage broker can help.

Your mortgage should be based on YOUR circumstances, not what someone else can borrow.

So whether you're lifting 20kg dumbbells or £200,000 mortgages…

Technique, preparation and the right advice matter. 😉

Thinking about buying or remortgaging?

Drop me a message. Let's work out what you can realistically afford — without the mortgage jargon and without the panic.

25/08/2026

Thinking about buying your first home❓️

Before you start browsing property apps, your bank statements and credit score need a quick tune-up.

​Lenders look closely at the 3 months leading up to your application. Here are 5 quick checks to get mortgage-ready without the stress:

👉​Audit Your Credit Score:
Download a free report (Experian, ClearScore, or Check My File). Fix outdated addresses or errors holding your score back.

👉​Get on the Electoral Roll:
Being registered to vote at your current address is one of the easiest ways to boost your score fast.

👉​Keep Debt Quiet:
Keep credit card balances low and hold off on new finance agreements, loans, or Buy Now Pay Later (BNPL) plans for a few months.

👉​Clean Up Bank Statements:
Lenders check your last 3 months. Try to avoid overdraft usage, unarranged fees, and excessive gambling transactions.

👉​Build That Deposit:
Aim for a minimum 5% deposit—though hitting 10% or more unlocks significantly better interest rates.

​No suits, no complicated financial jargon—just simple steps to get you into your new home.

​Got a question about where your credit stands? Drop me a DM or leave a comment below! 📩👇

Address

Immingham

Telephone

+441472566079

Website

Alerts

Be the first to know and let us send you an email when Jay - Mortgage and Protection Advisor posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jay - Mortgage and Protection Advisor:

Shortcuts

Share

Category