Priority Wealth Planning

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Priority Wealth Planning

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Priority Wealth Planning offers independent financial advice in Ilkley, Wharfedale and Yorkshire. Registered in England and Wales Number: 15829914

Chartered Financial Planner James Marlow and Andrew Barron help families and business owners with pensions, investments, IHT and retirement. Priority Wealth Planning Ltd is an appointed representative of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority. Priority Wealth Planning Ltd is entered on the FCA register (www.FCA.org.uk) under number 1041751. Registered office: Honeysuckle Cottage, Moorside Lane, Askwith, North Yorkshire, LS21 2JG.

28/10/2026

Today’s Autumn Budget avoided widespread tax rises, but there are a few changes worth being aware of, particularly for those with savings, property income or business interests.

We’ve summarised the key announcements most relevant to financial planning.

• Savings and property income: From April 2027, tax rates on taxable savings and property income will increase to 24%, 44% and 49%, depending on your tax band.

• ISAs: The annual £20,000 Cash ISA allowance will remain, with plans to reduce the limit now cancelled.

• Business owners: The lifetime limit for Business Asset Disposal Relief will reduce from £1 million to £500,000 from April 2027.

• Founders’ Relief: A new relief is planned, offering a 10% Capital Gains Tax rate on up to £10 million of qualifying lifetime gains for eligible founders of high-growth businesses.

• Pensions: A change to the two-year rule means certain tax-free pension death benefits will no longer become taxable solely because they are paid more than two years after a member’s death.

While headline Income Tax, National Insurance and VAT rates remain unchanged, some of today’s announcements could have important implications for your longer-term financial plans.

As always, it’s not just the headlines that matter, but how the changes affect your individual circumstances.

26/10/2026

Just two days until the Autumn Budget. What could it mean for your finances?

There’s already plenty of discussion around pensions, investments and Inheritance Tax.

Recent reports suggest an increase in Capital Gains Tax rates may now be off the table, although nothing is confirmed until Wednesday.

Meanwhile, the latest HMRC figures show Inheritance Tax receipts reached £4.7 billion between April and September, £300 million more than the same period last year.

For those approaching retirement, managing investments, running a business or planning to pass wealth on to the next generation, there’s plenty to pay attention to.

We’ll be following Wednesday’s announcements closely and sharing the key developments that matter for financial planning.

22/10/2026

The full new State Pension is expected to exceed £13,000 a year for the first time from April 2027.

Under the triple lock, payments are set to increase by 3.9%, taking the full new State Pension to approximately £250.70 per week, an increase of around £489 a year.

The increase also takes the full annual amount above the £12,570 Personal Allowance.

For those receiving income from private pensions, investments or other sources, the State Pension forms part of their overall taxable income.

It’s another reminder that retirement planning isn’t simply about how much income you receive, but also how your different sources of income work together from a tax perspective.

The final rates are subject to government confirmation, and individual State Pension entitlements vary.

12/10/2026

Over the years, it’s easy to build up pensions with different providers, particularly if you’ve changed jobs several times. But have you considered what this could mean for your loved ones?

Different pension schemes can have different rules, processes and beneficiary nominations. If these haven’t been reviewed for years, it could leave your family with unnecessary complications at an already difficult time.

From 6 April 2027, most unused pension funds and pension death benefits will also be included within the value of an estate for Inheritance Tax purposes, making it even more important to understand your pension arrangements.

Regular reviews can help ensure your pensions continue to reflect your circumstances and wishes.

Combining pensions may simplify things, but it isn’t always the best option, particularly where valuable benefits or guarantees could be lost.

Good financial planning isn’t just about your retirement. It’s also about considering those you leave behind.

06/10/2026

A fantastic .co.uk review for James.

Following the sale of their company, this client came to James for help across multiple areas of their wealth planning.

It’s particularly good to hear that the clarity, detail and thought behind James’s recommendations stood out, along with the transparency throughout the process.

Thank you to everyone who takes the time to leave feedback on VouchedFor. It really is appreciated.

01/10/2026

Two years of Priority Wealth Planning today.

What started with a clear idea of how financial planning should be done has grown into a business we’re incredibly proud of, with a growing team and, most importantly, clients who continue to put their trust in us.

A lot has changed in two years, but the focus hasn’t: good financial planning, personal service and building long term relationships.

Thank you to everyone who has supported Priority Wealth Planning along the way.

Here’s to year three.

29/09/2026

A great morning at the LGT Wealth Management CPD & Padel event in Leeds.

A big thank you to Oliver Bell and the team at LGT Wealth Management for hosting such an enjoyable event. A really good mix of useful CPD, a bit of healthy competition on court and the chance to catch up with some familiar faces.

James & Sam managed to win 5 out of their 7 matches, so we’ll take that as a successful morning! 🎾 Optimum Padel UK

25/09/2026

Such a lovely evening for our very first PWP event.

W**e, cheese, market commentary and plenty of good conversation made for a really enjoyable night.

Thank you so much to everyone who joined us and to those who continue to support PWP as the business grows.

A huge thank you to Rachael and Jon from for your support, and to the brilliant Sophia from for guiding us through the wines and making the tasting such an enjoyable part of the evening 🍷

Address

Ilkley

Telephone

01943818651

Website

https://www.vouchedfor.co.uk/financial-advisor-ifa/otley/064755-james-marlow/reviews, https://www.prioritywealthplanning

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