What are the opening hours?

Monday 9am - 6pm Tuesday 9am - 6pm Wednesday 9am - 6pm Thursday 9am - 6pm Friday 9am - 6pm Saturday 9am - 6pm

Selina Manir Finance Ltd

Home
United Kingdom
London
Selina Manir Finance Ltd

Call Directions Website Contact the business

At Just Mortgages we know that it's not just about mortgages: we offer a service dedicated to your needs and requirements. FCA number 941044.

Your journey should be one of simplicity, choice and expertise. We aim to provide the ultimate mortgage services experience by delivering the highest standards. As your Just Mortgages Adviser, We will assist you throughout the home buying, moving, or remortgage process to ensure you receive the right guidance and advice. SM Finance is a trading style of Chris McVay Ltd which is authorized and regulated by the Financial Conduct Authority.

02/11/2026

Earn £75k+ together? Your borrowing limit might not be 4.5x any more. 💷

A UK building society has loosened the maths for higher earners:

✅ Up to 6x income for households earning £75k+
✅ Up to 5.5x for £50k–£74,999
✅ Movers and remortgages: up to 90% LTV
✅ First-time buyers: up to 6x at £75k+ with up to 95% LTV
✅ Sustainable bonus and overtime can be considered

And if you've been told before that your bonus "doesn't count"? This one might change your mind. Your bonus could count towards your next mortgage.

Worth knowing: this applies to specific products only, it's all subject to the lender's criteria and affordability, and borrowing more means higher monthly repayments. Crunch the numbers properly before you commit.

Moving up the ladder or remortgaging this year? Let's see what your income can actually do.

Visit smfinance.co.uk, call 020 4511 9511 or WhatsApp 07863 083315.

Your home may be repossessed if you do not keep up repayments on your mortgage.

SM Finance is a trading style of Selina Manir Finance Limited, which acts as an introducer to 3Q Financial Ltd. 3Q Financial Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 930781).

02/11/2026

Shared owners: one mortgage payment in could be enough to start staircasing. 🏡

Bought shared ownership this year? A high-street lender has just changed the game: existing shared ownership customers can now apply for additional borrowing to buy a bigger share of their home (up to 100%) after just their FIRST mortgage payment. It used to be six.

Staircasing is the only purpose this covers, the lender's approved panel solicitor handles the legal side, and standard additional borrowing criteria apply. But if owning more of your own home has been sitting on your to-do list, the wait just got shorter.

25%... 50%... 75%... 100%. Your call how far you go. 📈

Visit smfinance.co.uk, call 020 4511 9511 or WhatsApp 07863 083315.

Your home may be repossessed if you do not keep up repayments on your mortgage.

SM Finance is a trading style of Selina Manir Finance Limited, which acts as an introducer to 3Q Financial Ltd. 3Q Financial Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 930781).

02/11/2026

Your mortgage deal ending soon? Some lenders are putting rates UP this week.

From tomorrow (3 November), a lender is repricing its residential and buy-to-let product transfer rates UP, and the current deals are being withdrawn.

If your fixed rate ends in the next few months, reviewing early beats waiting for your lender's letter. Compare what's on the table before the switch rate moves.

Visit smfinance.co.uk, call 020 4511 9511 or WhatsApp 07863 083315.

Rates are subject to criteria, status, fees and valuation and may be withdrawn.

Your home may be repossessed if you do not keep up repayments on your mortgage.

SM Finance is a trading style of Selina Manir Finance Limited, which acts as an introducer to 3Q Financial Ltd. 3Q Financial Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 930781).

30/10/2026

Shout out to my newest followers! Excited to have you onboard!

Dr-Tania Akter, Amit Das, Mohuwa Akter Mou, Abrar Rashid

30/10/2026

That mortgage rejection letter isn't the end of your story.

A specialist lender cut rates by up to 1.17% earlier this week, on products designed for applicants with more serious credit issues. No credit scoring. Missed payments on unsecured credit don't affect the product. No upper limits on the number or value of defaults or CCJs, and they don't need to be satisfied. Active debt management plans are accepted.

Carrying debts you want to clear? Debt consolidation comes with no debt-to-income ratios, debts being cleared aren't counted in affordability, potentially up to 90% LTV, and the lender's solicitors clear the debts at completion, with the lender covering that legal fee.

Adverse credit doesn't automatically mean no mortgage. The first step is a soft-search decision in principle, no impact on your credit file.

Message us, call 020 4511 9511 or WhatsApp 07863 083315, or visit smfinance.co.uk to talk it through.

Rates and criteria are subject to status, criteria, fees and valuation and may be withdrawn.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think carefully before securing other debts against your home. Debt consolidation may increase the total amount you repay and the length of time you repay it over.

SM Finance is a trading style of Selina Manir Finance Limited, which acts as an introducer to 3Q Financial Ltd. 3Q Financial Ltd is authorised and regulated by the Financial Conduct Authority (FRN: 930781).

28/10/2026

STILL HIRING: Growth Marketing & Lead Generation Manager. Own the funnel: Meta ads, landing pages, CRM routing, tracking, retargeting, testing, reporting. Marketing role, not an FCA-regulated adviser role. Apply: [email protected] | 020 4511 9511

28/10/2026

STILL HIRING: Business Development & Lead Generation Executive. Full-time, Ilford. £25,000–£30,000 basic + uncapped commission. Sales role, not an FCA-regulated adviser role. Apply: [email protected] | 020 4511 9511

22/10/2026

21/10/2026

STILL HIRING: Business Development & Lead Generation Executive. Full-time, Ilford. £25k–£30k + uncapped commission. Sales role, not an FCA-regulated adviser role. Apply: [email protected] | 020 4511 9511

Address

10-17 Seven Ways Parade, Imperial Chambers
Ilford
IG26JX

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm
Saturday	9am - 6pm

Telephone

+442037642444

Website

http://smfinance.co.uk/, https://www.tiktok.com/@smfinance.uk, https://www.linkedin.com/company/112372112/admin/inbox/,

Alerts

Be the first to know and let us send you an email when Selina Manir Finance Ltd posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.