Anne-Marie Southern - Reach 4 Huddersfield

Anne-Marie Southern - Reach 4 Huddersfield Expert mortgage and protection advice from a qualified and experience broker

25/04/2026

Death, Divorce and Dementia cheery subjects I know, but one of these will happen at some point. The financial and emotional cost of loved ones not looking to mitigate the impact of these 3 Ds can be dire. Wills, Life Assurance, Critical Illness cover, Power of Attorney. Difficult but important conversations, but get your ducks in a row and relax and have a happy life and don't assume your employer or extended family will be able to give you or your loved ones the financial support needed. Minimise the administration, hassle and cost to your remaining family, grief is enough. Happy to help you fill the potential financial gap for your family. Call me for a chat and to look at some options..07588 789613

This is still relevant today, even more so as we are all older
23/04/2026

This is still relevant today, even more so as we are all older

Are your 🦆🦆🦆 in a row, will your loved ones be financially alright if you suddenly died or had a serious illness? I can help with these ducks. Please get in touch, I cant help you after an event.

Listening to Look North (Yorkshire) this evening and the tale of Cheryl from York whose husband died unexpectedly. This ...
22/02/2026

Listening to Look North (Yorkshire) this evening and the tale of Cheryl from York whose husband died unexpectedly. This lady is shocked that Bereavement Allowance only paid out to her and her young children for 18 months. Her husband being the main earner with her only having worked part-time previously, she now finds herself not able to work due to caring for her children, one of which has separation anxiety, thinking Mummy may suddenly leave her. She now finds herself on Universal credit and struggling. A complete change in their World for her and her young family and very tragic.
Life Assurance or Family Income Benefit will fill any gap in finances for as long as it's needed until children are out of full-time education and no longer dependent on parents and it will give valuable financial support to the remaining single parent who has more than enough to deal with, without the added financial pressures of chasing government benefits.
If you would like to get your 🦆🦆🦆🦆 in a row, I'm always happy to help you and look at some options to ensure your loved ones are secure and protected.

09/08/2025

My role as a Mortgage Adviser and Protection Adviser, puts me in a privileged position of being able to help clients, not just with securing money for their dream home or long term investment, but also in ensuring that they and their families are Protected financially from the unforseen tragic events life throws at them.
This year so far 6 of my Clients have been impacted by life-limiting serious Critical illness conditions, the oldest being 55 and youngest 32. These scenarios have had huge impacts on not just the individuals but also their families, all of which would have been far far worse without the support of the correct Protection in place. It is never too late to talk Protection and if your concern is about cost, think on the cost to you and the impact on your family without it.
Critical Illness cover pays out following diagnosis directly to the policyholder, it gives the claimant and family financial support when they need it the most, while they face an uncertain period of medical intervention. After which they may no longer be eligible for cover depending on their diagnosis. If you are fit and well now, now is the time to give this type of cover some thought, regardless of age.
I'm happy to discuss your individual concerns and help you get the right cover for you, your budget and your loved ones anytime. This has been the worst year so far for claims for me over my 35 year period in the industry and I still have my own cover in place, but I do touch wood every day as I've not needed to make a claim.
07588 789613 if you would like a chat. We can also talk Trusts, Wills and Power of Attorney if you would like to get your 🦆🦆🦆

2025 soon approaching, with uncertainty about interest rates and what to do about your Mortgage whether buying your firs...
22/12/2024

2025 soon approaching, with uncertainty about interest rates and what to do about your Mortgage whether buying your first or next home or even just needing a review for a new deal. I can make sure you don't pay more than you need to, find the right lender for you and your circumstances, get you into your new home and once in, ensure you and your family remain safe and secure no matter what curve balls you have to negotiate. Life can be complex, let me help you ease into 2025 and navigate your mortgage journey and get these boxes ticked for you.
Happy to help, been doing this a while now. 07588 789613 if you need to chat.

27/11/2024

Sorry for any confusion with this page, I'm just refreshing my info and I've not moved from Reach 4 Mortgages.
Still very busy and with superb clients, I'm staying put.
Thank you to those who have congratulated me on my "move" and wished me "Good luck". Shows we are all paying attention anyway 😂😂😂

Gosh, customers know me so well, always a pleasure helping folks with their borrowing. The rewards go beyond the chocola...
06/04/2024

Gosh, customers know me so well, always a pleasure helping folks with their borrowing. The rewards go beyond the chocolate and always make job worthwhile.

03/02/2024
Thank you to all my lovely clients who made my job a pleasure during a very difficult year
11/01/2024

Thank you to all my lovely clients who made my job a pleasure during a very difficult year

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Huddersfield
HD22EQ

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