Mariannafs

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MariannaFS Fee Free Mortgage Brokers in Hounslow. We are team of Mortgage Adviser with many years of experience providing free expert mortgage advice.

We have always put our clients first with excellent customer service. As a relatively small firm we work with people, and not like big mortgage firms who work with numbers. We pride ourselves on close relationships we build with each & every client. But don’t take our word for it, read our 5-star reviews on review platforms including Google and Trustpilot and Review.io

01/11/2026

A mortgage is usually the biggest thing you'll ever pay off.

So it's worth knowing what keeps it going if life gets in the way.

There are four layers most people should at least think about.

Life cover clears the mortgage so your family can stay in the home.

Income protection replaces part of your income if illness or injury stops you working.

Critical illness cover pays a lump sum if you're diagnosed with something serious.

And buildings insurance covers the property itself, which your lender will ask for anyway.

You don't need all of it, and we won't push you into anything.

No jargon, no pressure, No fees.

Want to check what cover you've actually got? Send us a message and we'll take a look.

30/10/2026

Releasing equity sounds complicated, but the idea is simple.

Over the years your home goes up in value and you pay down your mortgage.

The gap between those two is your equity.

A remortgage lets you borrow against that gap and take some of it as cash.

People use it for all sorts of things: a new kitchen, clearing other debts into one payment, or putting a deposit down on another property.

It's not free money though.

You're borrowing more, so your rate and your monthly payment usually change, and that needs to make sense for you.

That's the part we walk through with you before anything is decided.

No jargon, no fees, no fuss.

Want to know what your options look like? Send us a message and we'll talk it through.

28/10/2026

If you rent out a place, you already know the drill.

A fixed rate creeping towards its end date.
A second property you'd buy if the numbers stacked up.

A question about whether it's worth holding the next one in a limited company.

We work with landlords all the time, from a single terraced rental in Hounslow to a handful of properties across the UK.

Buy-to-let, limited company mortgages, releasing equity to fund the next purchase, and working out how your rental income sits with a lender.

We look across over 90 lenders, so you're not stuck with whatever one bank happens to offer.

If one of these lines is you right now, tell us where you're at and we'll take it from there.

26/10/2026

One more bedroom.

A garden.

A hallway that fits the buggy and the boots and the boxes you still haven't unpacked.

When your family grows, the house starts to feel small.

Moving up to a bigger home means a new mortgage, and that part doesn't have to be the stressful bit.

We handle home mover mortgages start to finish.

We check what you can borrow, compare across the market for you, and talk you through every step in plain English.

No jargon, no fees, no fuss.

If a bigger place is on your mind this year, come and have a chat before you start viewing.

It helps to know your numbers first.

24/10/2026

First-time buyer? You don't have to figure this out alone.

Buying your first home is a lot to take in, especially if you're the first in your family to do it here or you're new to the UK.

That's where we come in.

We look across the whole market, over 90 lenders, so you're not stuck with whatever one bank happens to offer.

Our advice is fee-free, so getting proper help costs you nothing.

We sort the Agreement in Principle, handle the application, deal with the lender, and stay with you right up to the day you get your keys.

No jargon.

No fees.

No fuss.

Just clear, simple advice from people down the road in Brentford.

Got a question about your first mortgage? Drop us a message, we're happy to help.

22/10/2026

Planning a move?

A lot of people assume the mortgage just comes with them, or that they have to go back to the same bank and take whatever they're offered.

Sometimes porting your existing deal is the right call.

Sometimes a new deal across the market saves you more.

Sometimes it's a fresh application altogether.

The point is you get to choose, and moving is exactly the right time to look properly.

We have access to over 90 lenders, so we compare the options and handle the whole thing for you, from the paperwork to talking to the lender.

No jargon, no fees, no fuss.

If you're thinking about moving in London or any part of UK, come and talk it through before you commit to anything.

20/10/2026

You've found the house.

Now you want the offer to stick.

An Agreement in Principle is the bit that makes agents and sellers take you seriously.

It's a lender's early confirmation of what you can borrow, based on your income and credit.

Get it sorted before you start viewing and you're making offers with a number you can stand behind, not a guess.

We handle the decision-in-principle step with you, so you're house-hunting knowing exactly where you stand.

No jargon, no fees, no fuss.

Not sure where to start? Send us a message and we'll walk you through it.

18/10/2026

Your lender sends the reminder for a reason.

When your fixed rate is ending, that letter is the moment the two paths split.

One homeowner file it away, does nothing, and slides onto the standard variable rate.

The payments creep up, usually without much warning.

The other opens the same letter and picks up the phone.

We look at what's on offer, compare across the market, and sort a new rate before the old one runs out.

Same letter.

The difference is what you do with it.

If yours has landed, or you know it's coming soon, talk to us early.

Our advice is fee-free and we compare over 90 lenders, so you can see what's actually out there before anything switches over.

16/10/2026

A lot of people never pick up the phone because they assume a broker will charge them, so they go straight to their own bank and take whatever it offers.

It's a fair assumption.

It's also the reason plenty of people only ever see one lender's deals.

So, we decided to make it simple.

No jargon, no fees, no fuss.

Our advice is fee-free, and we compare the market for you instead of leaving you to sort it alone.

That means you're not paying to find out whether there's a better fit elsewhere.

If you've been putting it off because you thought it would cost you, that's worth a five-minute conversation.

14/10/2026

If you work on a day rate, you may have more options than you think.

Every lender will look at your income different way, which let you borrow more than you think.

Contractor income gets assessed differently by different lenders.

Some annualise your day rate properly.

Some do not, and their offer comes back low.

Going direct to a single bank means you only ever see that one view.

We look across the whole market and place your income with lenders who read it the right way.

No jargon, no fees, no fuss.

Working on contract? Send us a message and we will talk it through.

Address

Hounslow
TW89DN

Website

https://mariannafs.co.uk/

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