Ruth Scouller - Mortgage and Protection adviser

Ruth Scouller - Mortgage and Protection adviser Mortgage and protection advice

Jargon Buster: What is a Standard Variable Rate (SVR)?A standard variable rate – or SVR – is a variable rate mortgage th...
08/10/2023

Jargon Buster: What is a Standard Variable Rate (SVR)?

A standard variable rate – or SVR – is a variable rate mortgage that you’ll usually be moved on to once your existing fixed rate, tracker or discount mortgage ends – unless you choose to switch to a new deal. All mortgage providers have an SVR.

Most SVRs are not particularly competitive and if you choose to stay on this variable rate, you could find you’ll be paying more for your mortgage each month than if you were to shop around and look for a better deal.

We may be able to help you secure a new deal on your mortgage, so get in touch today.

Tel - 07507685111
Email - [email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES

Protecting your income incase the unexected happens is important.Drop us an email to have a chat about how income protec...
06/10/2023

Protecting your income incase the unexected happens is important.

Drop us an email to have a chat about how income protection could help you .

Message me today

Jargon Buster: What is a tracker rate mortgage?A tracker mortgage is a type of variable rate mortgage which “tracks” a b...
01/10/2023

Jargon Buster: What is a tracker rate mortgage?

A tracker mortgage is a type of variable rate mortgage which “tracks” a base rate – usually the Bank of England’s base rate. If you get a tracker mortgage, your mortgage repayments (including the interest you pay on your mortgage) could change every month.

What’s the difference between a tracker mortgage and a variable mortgage?

If you have a variable mortgage, a mortgage lender can set their own variable rate. However, a tracker mortgage normally follows the Bank of England’s base rate – which they don’t control.

We research the whole market when helping ascertain the most suitable deal for you.

Message me today
Email - [email protected]
Mobile - 07507685111
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Jargon Buster: What is a fixed rate mortgage?A fixed-rate mortgage is a mortgage where your interest rate is guaranteed ...
29/09/2023

Jargon Buster: What is a fixed rate mortgage?

A fixed-rate mortgage is a mortgage where your interest rate is guaranteed to stay the same for a set period of time.

This can offer peace of mind because, unlike a variable-rate mortgage (such as a discount or tracker), you’ll know exactly how much you need to repay each month during this period.

To help source you a new deal on your mortgage, get in touch with a member of our friendly team today.

Call - 07507685111
Email - [email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

28/09/2023

I’ve seen other Small Businesses doing this so I thought I would give it a go….

Please go to my business page Ruth Scouller Mortgage and protection adviser.
Click the 3 small dots (top right)
then click “Invite Friends” and then select “Invite All”… Done ☑️ It’s that easy! 🫶🏼

In just a couple of clicks, you’ve successfully supported me and my small business, costing you £0 and a few seconds!

Would be really appreciated 🫶🏼

Thankyou 😘😘❤️

Fixed rate coming to an end?With expert knowledge, we have access to exclusive deals and lenders that are not always ava...
24/09/2023

Fixed rate coming to an end?

With expert knowledge, we have access to exclusive deals and lenders that are not always available on the high street. We scour our panel whilst considering your personal circumstances and presenting the most suitable solution for you. We have access to a comprehensive lender panel and it is our duty to ensure that we provide a competitive deal for you.

Message me today.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Don’t let what happened in the past ruin your future.While bad credit can’t just be swept under the carpet, there are st...
22/09/2023

Don’t let what happened in the past ruin your future.

While bad credit can’t just be swept under the carpet, there are still options available for you when it comes to obtaining a mortgage.

Speak to one of our qualified and experienced advisers today to see if we can source a suitable deal for you.
Message me or call 07507685111

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Selecting a mortgage is an important decision, especially when it could help you save money, which is why we’re here to ...
17/09/2023

Selecting a mortgage is an important decision, especially when it could help you save money, which is why we’re here to help you understand how they work, and which option is right for you.

Arrange a chat with a member of our team to learn more, whether it’s a remortgage or a first home, we’re here to help.

Call - 07507685111
Email - [email protected]

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Are you considering moving home ?We know there may be a ton of factors you’re considering while looking for your dream p...
15/09/2023

Are you considering moving home ?

We know there may be a ton of factors you’re considering while looking for your dream property.

Whether you’re on the hunt for more space, or want to save money, why not chat to our team who can talk to you about your current affordability, so you can have an idea of how much you can realistically afford?
Message me or
Call - 07507685111
email - [email protected]
to speak with our friendly team.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

Just a little reminder that I am your local Mortgage and Protection adviser and I would love to help you with any of you...
07/09/2023

Just a little reminder that I am your local Mortgage and Protection adviser and I would love to help you with any of your mortgage or protection needs. It would be amazing and greatly appreciated if you could all like and share my business page.

Normal activity resumed !!
05/09/2023

Normal activity resumed !!

18/08/2023

Halifax, the UK’s largest lender, has dropped its mortgage rates! 📉

HSBC and nationwide have also cut rates, and NatWest is soon to follow

Following considerable rate increases in recent months, this is great news for prospective buyers! 👍🏼🏡

Address

6 Smithfield Avenue
Hipperholme
HX38HZ

Opening Hours

Tuesday 9am - 3pm
Wednesday 9am - 5pm
Thursday 9am - 3pm
Friday 9am - 3pm

Telephone

+447507685111

Website

Alerts

Be the first to know and let us send you an email when Ruth Scouller - Mortgage and Protection adviser posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category