30/07/2025
A recent fire broke out in a residential development after a lit cigarette was thrown from a window into dry grass - a strong reminder of how important it is to fully extinguish ci******es.
If a fire does happen, most home insurance policies cover fire and smoke damage caused by a cigarette. However, if you stated that no-one in your household smokes when taking out the policy, your claim could be at risk. Being upfront about smoking habits is key - misrepresentation can lead to claims being denied.
If your home becomes uninhabitable due to an insured event, our policy also includes up to £10,000 for alternative accommodation while repairs are underway.
visit www.corehomeinsurance.co.uk for an insurance quote
Recent information shared by the fire and rescue service shows that smoking-related fires cause more deaths than any other type of fire. This is because to***co is designed to stay lit, it can smoulder unnoticed and quickly spread.