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Ved Finance Mortgage & Insurance Services The FCA does not regulate some forms of Buy to Lets. Think carefully before securing other debts against your home/property.

Your home/property may be respossessed if you do not keep up repayments on a mortgage or other debt secured on it. There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £399 to £549 and this will be discussed and agreed with you at the earliest opportunity

The guidance and/or information contained within this page is subject to the UK reguatory regime and is therefore targeted at consumers based in the UK. VED finance, a trading style of Himanshu Bhadarka is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority

15/10/2026

Family Mortgage 0% deposit

✅ Borrow up to 100% of property value maximum £750K

✅ Lender will place a Collateral charge of 20% over family members home for 5 years

✅ 5 Year fixed product

✅ Other criteria applies

Himanshu Bhadarka t/a Ved Finance is an appointed representative of HL Partnership Limited which is authorised & regulated by the Financial conduct authority.
YOUR HOME/PROPERTY MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £499 to £549 and this will be discussed and agreed with you at the earliest opportunity.
The FCA does not regulate some forms of Buy to Let mortgages. Think carefully before securing other debts against your home/property.

14/10/2026

Moving Home

Himanshu Bhadarka t/a Ved Finance is an appointed representative of HL Partnership Limited which is authorised & regulated by the Financial conduct authority.
YOUR HOME/PROPERTY MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £499 to £549 and this will be discussed and agreed with you at the earliest opportunity.
The FCA does not regulate some forms of Buy to Let mortgages. Think carefully before securing other debts against your home/property.

13/10/2026

AI

Himanshu Bhadarka t/a Ved Finance is an appointed representative of HL Partnership Limited which is authorised & regulated by the Financial conduct authority.
YOUR HOME/PROPERTY MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £499 to £549 and this will be discussed and agreed with you at the earliest opportunity.
The FCA does not regulate some forms of Buy to Let mortgages. Think carefully before securing other debts against your home/property.

12/10/2026

Leasehold

Himanshu Bhadarka t/a Ved Finance is an appointed representative of HL Partnership Limited which is authorised & regulated by the Financial conduct authority.
YOUR HOME/PROPERTY MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £499 to £549 and this will be discussed and agreed with you at the earliest opportunity.
The FCA does not regulate some forms of Buy to Let mortgages. Think carefully before securing other debts against your home/property.

09/10/2026

If you are planning a house move, and your deal is also up for renewal, it’s always a good idea to plan ahead. A tracker Mortgage with no penalties could be an option for you. Some trackers may allow the Mortgage to be paid off completely with no penalties. This will allow you to avoid paying a penalty and looking at the wider market for a new lender that could offer better terms.

Himanshu Bhadarka t/a Ved Finance is an appointed representative of HL Partnership Limited which is authorised & regulated by the Financial conduct authority.
YOUR HOME/PROPERTY MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £499 to £549 and this will be discussed and agreed with you at the earliest opportunity.
The FCA does not regulate some forms of Buy to Let mortgages. Think carefully before securing other debts against your home/property.

06/10/2026

Skipton building Society - Upto 6 times income

Himanshu Bhadarka t/a Ved Finance is an appointed representative of HL Partnership Limited which is authorised & regulated by the Financial conduct authority.
YOUR HOME/PROPERTY MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £499 to £549 and this will be discussed and agreed with you at the earliest opportunity.
The FCA does not regulate some forms of Buy to Let mortgages. Think carefully before securing other debts against your home/property.

05/10/2026

Buyers Market

Himanshu Bhadarka t/a Ved Finance is an appointed representative of HL Partnership Limited which is authorised & regulated by the Financial conduct authority.
YOUR HOME/PROPERTY MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £499 to £549 and this will be discussed and agreed with you at the earliest opportunity.
The FCA does not regulate some forms of Buy to Let mortgages. Think carefully before securing other debts against your home/property.

29/09/2026

Credit History

Himanshu Bhadarka t/a Ved Finance is an appointed representative of HL Partnership Limited which is authorised & regulated by the Financial conduct authority.
YOUR HOME/PROPERTY MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £499 to £549 and this will be discussed and agreed with you at the earliest opportunity.
The FCA does not regulate some forms of Buy to Let mortgages. Think carefully before securing other debts against your home/property.

28/09/2026

Using Gold as a Deposit

Himanshu Bhadarka t/a Ved Finance is an appointed representative of HL Partnership Limited which is authorised & regulated by the Financial conduct authority.
YOUR HOME/PROPERTY MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £499 to £549 and this will be discussed and agreed with you at the earliest opportunity.
The FCA does not regulate some forms of Buy to Let mortgages. Think carefully before securing other debts against your home/property

22/09/2026

Using a credit card sensibly can sometimes help to build your credit history.

Sometimes having no credit can go against you. Lenders will credit score or search your history to make a lending decision. Sometimes, if they cannot find a sufficient history of borrowing, it could mean that it does not pass their scoring model. It doesn’t mean you have a bad credit history, but just a lack of it. Using a credit card sensibly can help boost your credit history. This means using it and paying it off in full ( ideally ). If you set up a direct debit it means you won’t forget to pay on time. It’s also important not to go too close to your credit limit.

Himanshu Bhadarka t/a Ved Finance is an appointed representative of HL Partnership Limited which is authorised & regulated by the Financial conduct authority.
YOUR HOME/PROPERTY MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £499 to £549 and this will be discussed and agreed with you at the earliest opportunity.
The FCA does not regulate some forms of Buy to Let mortgages. Think carefully before securing other debts against your home/property.

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Harrow
Harrow

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+44 7429 127560

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