Pen-gage Ltd

02/06/2026

Heard of contingent decisions but not sure what they actually mean? You’re not alone.

For many NHS professionals, decisions made between 2015–2022 may still be worth revisiting.

The real question isn’t “can I do something?”, it’s “would it make a difference to me?” And that depends entirely on your situation.

We’re running a webinar to help you understand your own position and what you can do to make more informed decisions about your pension.

We’ll cover:
- a simple recap of the McCloud Remedy
- what a contingent decision actually is
- what opting out could mean
- how to start assessing your own position
- where to get help (including reclaiming costs)

No jargon or assumptions. Just clear, practical guidance.

📅 Tuesday 16th June, 4pm
🔗 Sign up here: 07558754-7b30-42ae-9713-eeeaef9bb686@c73c6e7b-388e-4af2-a9e6-cd3c31210c52" rel="ugc" target="_blank">https://events.teams.microsoft.com/event/07558754-7b30-42ae-9713-eeeaef9bb686@c73c6e7b-388e-4af2-a9e6-cd3c31210c52

01/06/2026

Do you know your number?

Not your pension balance or a rough estimate.

The exact number you’ll need each month to live the life you want when you stop working?

Because without that, how do you know if you’re on track?

20/04/2026

Here we are!

Had an educational chocolate bar making lesson before a few small drinks with dinner!

Pengage on tour.

Look out for updates tomorrow of what we have planned!

20/04/2026

On the train for the bi-annual team get together!

Keep your eyes peeled for updates about some changes coming so that we can continue to provide high quality to support to public sector pension scheme members!

26/02/2026

Some team cross working and training this week.

We all work from different locations so sometimes we get together.

Great to focus on member reports and processes this week…

…… and some games

19/02/2026

We are exhibiting at 2026!
We are proud to be a part of the UK’s leading health and care conference, where over 6,800 leaders come together to share insights, spark new ideas, and accelerate innovation across the system.

Visit our stand as we join peers and partners to help drive improved outcomes for patients and the public

Book your pass today:

Book your pass

01/12/2025

New sticker!!!

Retirement payment dates - remember this for planning

Hope for the best. Plan for the worst.

20/11/2025

Early retirement
Minimum pension age
Normal pension age

Early retirement factors

30/09/2025

🚀 We’ve had a little brand refresh… and we’re thrilled to launch our first Public Sector Newsletter designed especially for financial advisers!

Public sector pensions are evolving fast — and this edition is packed with insights to help you stay ahead. From scheme transitions and contingent decisions to tax planning opportunities, we’ve highlighted key developments and potential action points for your clients. 💡

We couldn’t fit everything into one issue, so keep an eye out for future updates. Got a topic you’d love us to cover? Drop us a message — we’re all ears 👂

As always, we’re here to support you and your clients with scenario modelling, technical guidance, and help navigating scheme-specific challenges.

📩 Let us know what you think — and feel free to share with colleagues who’d find it useful!

24/09/2025

Hi All - if you have a question about your public sector pension, please join our group NHS & Public Sector Pensions information